# 1804 N Bay Road, Ely, MN 55731

> **TL;DR:** 2bd/3ba single family, $649,000 ($222/sqft), built 1987, 2,920 sqft.
> Fireplace, Waterfront. Est. $3,471/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $649,000 |
| Price/sqft | $222 |
| Bedrooms | 2 |
| Bathrooms | 3 full |
| Square Feet | 2,920 |
| Year Built | 1987 |
| Lot Size | 113,256 sqft (2.60 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,282 |
| Estimated Insurance | $189 |
| **Total** | **$3,471** |

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 1987
- 2.60 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Nestled approximately 12 miles south of Ely, this 2BR/3BA Birch Lake home sits on a 2.6-acre point, offering unparalleled views of Birch Lake from three sides. With 675 feet of accessible, user-friendly shoreline, with sandy beach. Huge living/dining room with a cozy wood-burning brick fireplace, lakeside room with vaulted ceilings and panoramic lake views, en-suite primary bedroom, main floor laundry, knotty pine cabin feel throughout for full Up North Cabin feels. Lower level has a roomy rec room and two other rooms used as bedrooms (non-egress) but great for a library, den, exercise room, etc. Outdoor bliss with large front deck, firepit, dock in a quite bay (great fishing shhh) and end of the road privacy. You'll love the sites, sounds, and fresh forest smells of this hidden retreat. Don't miss out!

## Location

- **Address:** 1804 N Bay Road, Ely, MN 55731
- **Coordinates:** 47.75756, -91.871521
- **Google Maps:** https://www.google.com/maps?q=47.75756,-91.871521

## Virtual Tour & Media

- **Video Tour:** https://www.tourfactory.com/idxr3160305

## Listing Agent

- **Name:** Andrea Zupancich
- **Brokerage:** Z' Up North Realty
- **Phone:** 2188272288
- **Broker Phone:** 2188272288
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/1804-North-Bay-Rd_Ely_MN_55731_M72751-36415?f=listhub&s=RAORMN&m=149593&c=propsimple)

## Photos

![1804 N Bay Road - Photo 1](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f4177373922r.jpg)

![1804 N Bay Road - Photo 2](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f2545959455r.jpg)

![1804 N Bay Road - Photo 3](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f254515334r.jpg)

![1804 N Bay Road - Photo 4](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f4127131570r.jpg)

![1804 N Bay Road - Photo 5](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1099919190r.jpg)

![1804 N Bay Road - Photo 6](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1468704163r.jpg)

![1804 N Bay Road - Photo 7](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1139400727r.jpg)

![1804 N Bay Road - Photo 8](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3733189321r.jpg)

![1804 N Bay Road - Photo 9](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f2473714311r.jpg)

![1804 N Bay Road - Photo 10](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3305197400r.jpg)

![1804 N Bay Road - Photo 11](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f386539875r.jpg)

![1804 N Bay Road - Photo 12](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3266655328r.jpg)

![1804 N Bay Road - Photo 13](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f2624348313r.jpg)

![1804 N Bay Road - Photo 14](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3742377923r.jpg)

![1804 N Bay Road - Photo 15](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f829447544r.jpg)

![1804 N Bay Road - Photo 16](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1201791370r.jpg)

![1804 N Bay Road - Photo 17](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3965325722r.jpg)

![1804 N Bay Road - Photo 18](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1353980744r.jpg)

![1804 N Bay Road - Photo 19](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f4267189218r.jpg)

![1804 N Bay Road - Photo 20](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1329577811r.jpg)

![1804 N Bay Road - Photo 21](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1382863732r.jpg)

![1804 N Bay Road - Photo 22](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1336108687r.jpg)

![1804 N Bay Road - Photo 23](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3999500360r.jpg)

![1804 N Bay Road - Photo 24](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f2234774191r.jpg)

![1804 N Bay Road - Photo 25](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f887655541r.jpg)

![1804 N Bay Road - Photo 26](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3247627467r.jpg)

![1804 N Bay Road - Photo 27](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f2083660682r.jpg)

![1804 N Bay Road - Photo 28](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1909995444r.jpg)

![1804 N Bay Road - Photo 29](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1559008459r.jpg)

![1804 N Bay Road - Photo 30](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3999450053r.jpg)

![1804 N Bay Road - Photo 31](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3670860882r.jpg)

![1804 N Bay Road - Photo 32](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f780675055r.jpg)

![1804 N Bay Road - Photo 33](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3195701025r.jpg)

![1804 N Bay Road - Photo 34](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3247627467r.jpg)

![1804 N Bay Road - Photo 35](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f387019554r.jpg)

![1804 N Bay Road - Photo 36](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f847581433r.jpg)

![1804 N Bay Road - Photo 37](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3775450766r.jpg)

![1804 N Bay Road - Photo 38](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f1607581494r.jpg)

![1804 N Bay Road - Photo 39](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f662020757r.jpg)

![1804 N Bay Road - Photo 40](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f3960678801r.jpg)

![1804 N Bay Road - Photo 41](http://lh.rdcpix.com/398270cf4f20a7cdd63c79d3eebd6556l-f83904753r.jpg)

---

**MLS#:** 149593 | **Updated:** 2026-09-14
**Source:** listhub

*Copyright © 2026 Range Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/1804-n-bay-road-ely-mn-55731-n149593)

---

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  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/1804-n-bay-road-ely-mn-55731-n149593#agent",
    "name": "Andrea Zupancich",
    "telephone": "2188272288",
    "worksFor": {
      "@type": "Organization",
      "@id": "https://www.propertysimple.ai/listing/1804-n-bay-road-ely-mn-55731-n149593#brokerage",
      "name": "Z' Up North Realty",
      "telephone": "2188272288"
    }
  }
}
```