# 181 12th St, Key Colony, FL 33051

> **TL;DR:** 3bd/2ba single family, $2,299,000 ($1295/sqft), built 1997, 1,775 sqft.
> Pool, Waterfront, A/C, RV Parking. Est. $12,296/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $2,299,000 |
| Price/sqft | $1295 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,775 |
| Year Built | 1997 |
| Lot Size | 16,727 sqft (0.38 acres) |
| Stories | 2 |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 0 |

## Why This Home Stands Out

- **Pool** - Pool listed; type not specified
- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $11,625 |
| Estimated Insurance | $671 |
| **Total** | **$12,296** |

## Key Amenities

- Pool
- Waterfront
- A/C
- RV Parking

## Property Highlights

- Built in 1997
- 0.38 acre lot
- 2 stories
- Private pool
- Waterfront

## Description

### Agent Description
Welcome to modern coastal living in Key Colony Beach, one of the true gems of the Florida Keys. This fully remodeled pool home blends a clean, contemporary style with an easy, open layout that feels tailor-made for the Keys lifestyle. Sitting on a rare 16,725 sq ft lot-about twice the typical size-and on the highly desired west side of the island, there's ample room for multiple vehicles, trailers, and even an RV. The solid CBS stilt home is surrounded by lush landscaping and fruit trees for a private, tropical setting. Inside, cathedral ceilings make the 3 bed, 2 bath, 1,775 sq ft floor plan feel even more spacious. Nesting sliders open to a large screened porch, new outdoor kitchen, and multiple seating areas around the pool, creating a seamless indoor-outdoor flow that's ideal for entertaining. Set on an enchanting corner lot just minutes from open water, you'll enjoy cooling ocean breezes and a short stroll to Sunset Beach Park for nightly sunsets. Boaters will love the 50' concrete dock with 50-amp power and water, with quick access to both the ocean and Bay via Vaca Cut-putting the Vaca sandbar, fishing, diving, and snorkeling all a short boat ride away. With an adjustable-temperature pool for year-round use and 7-day rentals allowed, this property works beautifully as a personal retreat, income-producing vacation rental, or a combination of both. It's a turnkey Keys home in one of Key Colony Beach's most coveted locations.

## Location

- **Address:** 181 12th St, Key Colony, FL 33051
- **County:** Monroe
- **Neighborhood:** COURY SUBD
- **Coordinates:** 24.718915, -81.025206
- **Google Maps:** https://www.google.com/maps?q=24.718915,-81.025206

## Virtual Tour & Media

- **Video Tour:** https://www.zillow.com/view-imx/c7b50bfc-39d0-459d-a0c3-38582440c346?setAttribution=mls&wl=true&initialViewType=pano

## Listing Agent

- **Name:** Ewa Schwarz · **License:** 3354704
- **Brokerage:** LoKation Real Estate
- **Phone:** 3057815704
- **Broker Phone:** (954) 545-5583
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/181-12th-St_Key-Colony-Beach_FL_33051_M55086-55662?f=listhub&s=MAORFL&m=A12037164&c=propsimple)

## Photos

![181 12th St - Photo 1](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f3762279996r.jpg)

![181 12th St - Photo 2](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f1772095575r.jpg)

![181 12th St - Photo 3](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2210399042r.jpg)

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![181 12th St - Photo 28](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f4254003115r.jpg)

![181 12th St - Photo 29](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f3590854205r.jpg)

![181 12th St - Photo 30](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f3036358697r.jpg)

![181 12th St - Photo 31](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f1624729580r.jpg)

![181 12th St - Photo 32](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f3353316235r.jpg)

![181 12th St - Photo 33](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f1715516731r.jpg)

![181 12th St - Photo 34](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f1053760823r.jpg)

![181 12th St - Photo 35](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f1114744105r.jpg)

![181 12th St - Photo 36](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f1730137895r.jpg)

![181 12th St - Photo 37](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f497684558r.jpg)

![181 12th St - Photo 38](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f226960551r.jpg)

![181 12th St - Photo 39](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2556414447r.jpg)

![181 12th St - Photo 40](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f57562225r.jpg)

![181 12th St - Photo 41](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f538118810r.jpg)

![181 12th St - Photo 42](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f873090027r.jpg)

![181 12th St - Photo 43](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2097531178r.jpg)

![181 12th St - Photo 44](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f101242577r.jpg)

![181 12th St - Photo 45](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f170446356r.jpg)

![181 12th St - Photo 46](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2976956040r.jpg)

![181 12th St - Photo 47](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f3470660457r.jpg)

![181 12th St - Photo 48](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f3497774480r.jpg)

![181 12th St - Photo 49](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f626041527r.jpg)

![181 12th St - Photo 50](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2442337904r.jpg)

![181 12th St - Photo 51](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2442416574r.jpg)

![181 12th St - Photo 52](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f223826763r.jpg)

![181 12th St - Photo 53](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f2742089867r.jpg)

![181 12th St - Photo 54](http://lh.rdcpix.com/3f208bfb6cfc0a953f89736b7f7bf753l-f525124140r.jpg)

---

**MLS#:** A12037164 | **Updated:** 2026-09-13
**Source:** listhub

*Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/181-12th-st-key-colony-fl-33051-12037164)

---

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