About This Home

This 3-bedroom, 2-bathroom single family at 181 Harris Street in Troy, MO is listed for $349,000 ($249 per sqft). Built in 2026, the home offers 1,400 sqft of living space on a 0.23 acres lot.

Key Features

  • Built in 2026
  • 0.23 acre lot

Property Details

1 story
2 full
2-car garage
2026
Listing Description

Brand new without the cookie-cutter subdivision feel! Welcome to 181 Harris Street, where new construction meets the charm of an established Troy neighborhood. This 3-bedroom, 2-bath home offers 1,400 sq. ft. with quartz countertops, modern finishes, and a primary suite complete with a walk-in closet.

The roomy 2-car garage has space for a full-size truck, while the unfinished lower level is ready for whatever comes next-with a bathroom rough-in and egress window already in place for a potential 4th bedroom. Set on a city lot in a mature neighborhood close to town, this one gives you the best of both worlds: everything is new, but the neighborhood isn't!

PLUS, TAKE ADVANTAGE OF A SELLER-PAID 2-1 INTEREST RATE BUYDOWN! This incentive could help make your monthly mortgage payments more affordable during your first two years of homeownership! Here's an example: If your qualifying interest rate at the time of purchase is 7.5%, a 2-1 buydown would temporarily reduce your rate to: Year 1: 5.5% Year 2: 6.5% Years 3-30: 7.5% Enjoy lower initial monthly payments while settling into your brand-new home!

Monthly Cost Estimate

$1,867/mo

20% down · 6.5% · 30 years

Principal$252
Interest$1,512
Insurance$102

Estimates only. Actual payments may vary.

Location

181 Harris Street

Troy, MO 63379

Avery Add

Features & Amenities

Interior Features

Ceiling Fan(s)Double VanityKitchen IslandKitchen/Dining Room ComboOpen FloorplanVaulted Ceiling(s)Walk-In Closet(s)

Property Details

Flooring

Vinyl

Construction

Brick Veneer Vertical Siding Vinyl Siding

Outdoor Features

PatioPorch

Heating

Electric (Heating)

Cooling

ElectricCeiling Fan(s)

Appliances

Stainless Steel Appliance(s)DishwasherDisposalExhaust FanMicrowaveOvenWater Heater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 181 Harris Street is listed at $349,000 ($249/sqft). The estimated monthly payment is $1,867 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2026, 0.23 acre lot. Interior Features: Ceiling Fan(s), Double Vanity, Kitchen Island.

This property is listed by Ashley Nichols.

AN

Ashley Nichols

Agent at Nichols Real Estate

Listed by Nichols Real Estate · Broker phone: (636) 528-9501 · View on Broker Site · Broker website

MLS# 26062798· Source: Mid America Regional Information Systems, Inc.· 3 days on PropertySimple

Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

181 Harris Street, Troy, MO 63379

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