# 181 Harris Street, Troy, MO 63379 > **TL;DR:** 3bd/2ba single family, $349,000 ($249/sqft), built 2026, 1,400 sqft. > 2-car garage. Est. $1,867/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $349,000 | | Price/sqft | $249 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,400 | | Year Built | 2026 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 1 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,765 | | Estimated Insurance | $102 | | **Total** | **$1,867** | ## Nearby Schools - **Elementary:** Main Street Elem. - **Middle:** Troy Middle - **High:** Troy Buchanan High ## Key Amenities - 2-car garage ## Property Highlights - Built in 2026 - 0.23 acre lot ## Description ### Agent Description Brand new without the cookie-cutter subdivision feel! Welcome to 181 Harris Street, where new construction meets the charm of an established Troy neighborhood. This 3-bedroom, 2-bath home offers 1,400 sq. ft. with quartz countertops, modern finishes, and a primary suite complete with a walk-in closet. The roomy 2-car garage has space for a full-size truck, while the unfinished lower level is ready for whatever comes next-with a bathroom rough-in and egress window already in place for a potential 4th bedroom. Set on a city lot in a mature neighborhood close to town, this one gives you the best of both worlds: everything is new, but the neighborhood isn't! PLUS, TAKE ADVANTAGE OF A SELLER-PAID 2-1 INTEREST RATE BUYDOWN! This incentive could help make your monthly mortgage payments more affordable during your first two years of homeownership! Here's an example: If your qualifying interest rate at the time of purchase is 7.5%, a 2-1 buydown would temporarily reduce your rate to: Year 1: 5.5% Year 2: 6.5% Years 3-30: 7.5% Enjoy lower initial monthly payments while settling into your brand-new home! ## Location - **Address:** 181 Harris Street, Troy, MO 63379 - **County:** Lincoln - **Neighborhood:** Avery Add - **Coordinates:** 38.977231, -90.992101 - **Google Maps:** https://www.google.com/maps?q=38.977231,-90.992101 ## Listing Agent - **Name:** Ashley Nichols - **Brokerage:** Nichols Real Estate - **Broker Phone:** (636) 528-9501 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/181-Harris-St_Troy_MO_63379_M94713-79657?f=listhub&s=MARISMO&m=26062798&c=propsimple) ## Photos ![181 Harris Street - Photo 1](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f634690497r.jpg) ![181 Harris Street - Photo 2](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3989081670r.jpg) ![181 Harris Street - Photo 3](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1007773306r.jpg) ![181 Harris Street - Photo 4](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3734887547r.jpg) ![181 Harris Street - Photo 5](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1820767492r.jpg) ![181 Harris Street - Photo 6](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f50158597r.jpg) ![181 Harris Street - Photo 7](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f2244360725r.jpg) ![181 Harris Street - Photo 8](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f156460799r.jpg) ![181 Harris Street - Photo 9](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f4229024210r.jpg) ![181 Harris Street - Photo 10](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f259648652r.jpg) ![181 Harris Street - Photo 11](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1598516908r.jpg) ![181 Harris Street - Photo 12](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3520037705r.jpg) ![181 Harris Street - Photo 13](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3578366532r.jpg) ![181 Harris Street - Photo 14](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1368076491r.jpg) ![181 Harris Street - Photo 15](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f157029982r.jpg) ![181 Harris Street - Photo 16](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3151995797r.jpg) ![181 Harris Street - Photo 17](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f485920077r.jpg) ![181 Harris Street - Photo 18](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3195830053r.jpg) ![181 Harris Street - Photo 19](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3575144553r.jpg) ![181 Harris Street - Photo 20](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3789342931r.jpg) ![181 Harris Street - Photo 21](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f2263043248r.jpg) ![181 Harris Street - Photo 22](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1209025743r.jpg) ![181 Harris Street - Photo 23](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f4062165367r.jpg) ![181 Harris Street - Photo 24](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f24857101r.jpg) ![181 Harris Street - Photo 25](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3231509838r.jpg) ![181 Harris Street - Photo 26](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f3038100809r.jpg) ![181 Harris Street - Photo 27](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f2655247249r.jpg) ![181 Harris Street - Photo 28](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1383919596r.jpg) ![181 Harris Street - Photo 29](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f2819213737r.jpg) ![181 Harris Street - Photo 30](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f402350942r.jpg) ![181 Harris Street - Photo 31](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f2617916221r.jpg) ![181 Harris Street - Photo 32](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f1998116045r.jpg) ![181 Harris Street - Photo 33](http://lh.rdcpix.com/5e9ae78712e5aa538ac1827a19094b66l-f2162418763r.jpg) --- **MLS#:** 26062798 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Mid America Regional Information Systems, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/181-harris-street-troy-mo-63379-d68ee0019c0b47f19ec600aaac697caf) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/181-harris-street-troy-mo-63379-d68ee0019c0b47f19ec600aaac697caf#listing", "url": "https://www.propertysimple.ai/listing/181-harris-street-troy-mo-63379-d68ee0019c0b47f19ec600aaac697caf", "name": "181 Harris Street, Troy, MO 63379", "description": "Brand new without the cookie-cutter subdivision feel! Welcome to 181 Harris Street, where new construction meets the charm of an established Troy neighborhood. This 3-bedroom, 2-bath home offers 1,400 sq. ft. with quartz countertops, modern finishes, and a primary suite complete with a walk-in closet. The roomy 2-car garage has space for a full-size truck, while the unfinished lower level is ready for whatever comes next-with a bathroom rough-in and egress window already in place for a potential 4th bedroom. Set on a city lot in a mature neighborhood close to town, this one gives you the best of both worlds: everything is new, but the neighborhood isn't! PLUS, TAKE ADVANTAGE OF A SELLER-PAID 2-1 INTEREST RATE BUYDOWN! This incentive could help make your monthly mortgage payments more affordable during your first two years of homeownership! 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