About This Home

This 4-bedroom, 3-bathroom single family at 1828 N Royal Oaks Drive in Monticello, IN is listed for $399,900 ($192 per sqft). Built in 1977, the home offers 2,082 sqft of living space on a 1.32 acres lot.

Key Features

  • Built in 1977
  • 1.32 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
2-car garage
1977

Amenities

FireplaceWaterfrontA/C
Listing Description

PRICE REDUCED !!!! Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks.

Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn.

12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

Monthly Cost Estimate

$2,639/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117
HOA$500

Estimates only. Actual payments may vary.

Location

1828 N Royal Oaks Drive

Monticello, IN 47960

Royal Oak(s)

Property Details

Cooling

Central Air

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1828 N Royal Oaks Drive is listed at $399,900 ($192/sqft). The estimated monthly payment is $2,639 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $500/month.

Key features include: Built in 1977, 1.32 acre lot, Fireplace, Waterfront.

This property is listed by Gregory Vogel II, Gri.

GG

Gregory Vogel II, Gri

Agent at Vogel Real Estate, Inc

Listed by Vogel Real Estate, Inc · Broker phone: (574) 583-3981 · Broker website

MLS# 202616437· Source: White County Association of Realtors· 184 days on PropertySimple

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1828 N Royal Oaks Drive, Monticello, IN 47960

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