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About This Home

This 4-bedroom, 3-bathroom single family at 1828 N Royal Oaks Drive in Monticello, IN is listed for $459,900 ($221 per sqft). Built in 1977, the home offers 2,082 sqft of living space on a 1.32 acres lot.

Agent Description

Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior. Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap.

Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink.

Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

Key Features

  • Built in 1977
  • 1.32 acre lot
  • Fireplace
  • Waterfront

Property Details

1 story
3 full
1977

Amenities

FireplaceWaterfront

Monthly Cost Estimate

$2,460/mo

20% down · 6.5% · 30 years

Principal$333
Interest$1,993
Insurance$134

Estimates only. Actual payments may vary.

Location

1828 N Royal Oaks Drive

Monticello, IN 47960

Royal Oak(s)

Features & Amenities

Interior Features

AntennaBarCeiling Fan(s)Closet(s) CedarCloset(s) Walk-inCountertops-solid SurfDeck OpenDeck On WaterfrontDryer Hook Up ElectricGenerator Built-inRange/Oven Hook Up ElecMain Level Bedroom SuiteGarage UtilitiesDishwasherRefrigeratorWindow TreatmentsSump PumpWater Softener-ownedWindow Treatment-blinds

Exterior Features

Shed

Property Details

Construction

Brick

Parking

GarageGarage - Attached

Heating

Fireplace(s)Forced AirNatural Gas

Cooling

Central Air

Appliances

CooktopCooktop - ElectricDryerFreezerMicrowaveRangeRange - Electric

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1828 N Royal Oaks Drive is listed at $459,900 ($221/sqft). The estimated monthly payment is $1,993 based on 20% down at 6.5% interest.

Key features include: Built in 1977, 1.32 acre lot, Fireplace, Waterfront. Interior Features: Antenna, Bar, Ceiling Fan(s). Exterior Features: Shed.

This property is listed by Gregory Vogel II, Gri and can be reached at 5748080335 or gvogeljr@vogel-real-estate.com.

GG

Gregory Vogel II, Gri

Agent at VOGEL REAL ESTATE

(574) 808-0335

Listed by VOGEL REAL ESTATE · View on Broker Site

MLS# 202616437· Source: listhub· Updated 31 days ago

Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1828 N Royal Oaks Drive, Monticello, IN 47960

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