# 1828 N Royal Oaks Drive, Monticello, IN 47960

> **TL;DR:** 4bd/3ba single family, $459,900 ($221/sqft), built 1977, 2,082 sqft.
> Fireplace, Waterfront. Est. $1,993/mo. Listed 31 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $459,900 |
| Price/sqft | $221 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,082 |
| Year Built | 1977 |
| Lot Size | 57,499 sqft (1.32 acres) |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 31 |

## Why This Home Stands Out

- **Waterfront** - Direct water access

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,993 |
| **Total** | **$1,993** |

## Nearby Schools

- **Elementary:** Meadowlawn
- **Middle:** Roosevelt
- **High:** Twin Lakes

## Key Amenities

- Fireplace
- Waterfront

## Property Highlights

- Built in 1977
- 1.32 acre lot
- Fireplace
- Waterfront

## Description

### Agent Description
Lake Freeman Brick ranch on Double lot with 200+ ft. of Frontage. Partial finished basement with full bath and living area. Quality build and finish with full brick exterior.  Main bedroom suite has a cedar walk-in closet, dual sinks. Living Room has a nice gas fireplace with brick hearth, sliding patio doors to back deck, wet bar for evening night cap. Exterior has; back deck and lakeside deck, stairs to water, a nice courtyard with paved walkways, fenced yard, irrigation system for lawn. 12x20 matching exterior shed with concrete floors/electric and shelving. Attached garage is heated with a garden sink. Whole House Generator Stays with purchase. Updates include; replacement windows, high eff. gas furnace/central a/c, updated water heater, Kinetico Water Softener. Unique View of Upper Lake Freeman , Eagles are active on this portion of Lake. Desirable Royal Oaks Subdivision.

## Location

- **Address:** 1828 N Royal Oaks Drive, Monticello, IN 47960
- **County:** White County
- **Neighborhood:** Royal Oak(s)
- **Coordinates:** 40.775649, -86.758316
- **Google Maps:** https://www.google.com/maps?q=40.775649,-86.758316

## Listing Agent

- **Name:** Gregory Vogel II, Gri
- **Brokerage:** VOGEL REAL ESTATE
- **Phone:** 5748080335
- **Email:** gvogeljr@vogel-real-estate.com

## Primary Photo

![1828 N Royal Oaks Drive - Primary Photo](http://lh.rdcpix.com/615e1d6be3323b6932e712a206c44c73l-f3197030104r.jpg)

*35 total photos available on [listing page](https://www.propertysimple.com/listing/1828-n-royal-oaks-drive-monticello-in-47960-02616437)*

---

**MLS#:** 202616437 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 White County Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/1828-n-royal-oaks-drive-monticello-in-47960-02616437)

---

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