# 183 Upper Monarch Cove #5 F, Lake Ozark, MO 65049

> **TL;DR:** 3bd/3ba condo, $400,000 ($284/sqft), built 2006, 1,406 sqft.
> Fireplace, Waterfront, A/C. Est. $3,992/mo. Listed 37 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $400,000 |
| Price/sqft | $284 |
| Bedrooms | 3 |
| Bathrooms | 2 full, 1 half |
| Square Feet | 1,406 |
| Year Built | 2006 |
| Stories | 1 |
| Property Type | Condo (Condominium) |
| Status | Active |
| Days on Market | 37 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,023 |
| Estimated Insurance | $117 |
| HOA | $1,852 |
| **Total** | **$3,992** |

## Key Amenities

- Fireplace
- Waterfront
- A/C

## Property Highlights

- Built in 2006
- Fireplace
- Waterfront

## Description

### Agent Description
Lake life is calling at Monarch Cove! This 3-bedroom, 3-bath lakefront condo offers the perfect combination of location, comfort, and convenience at the 2 MM of the Osage. Situated in an end-unit location, the open, single-level floor plan is designed for easy lake living with plenty of space to gather, relax, and enjoy your time at the water. Step outside onto the covered deck and settle into the Lake of the Ozarks lifestyle, whether you're enjoying a quiet morning or winding down after a full day on the water. Offered furnished and ready to enjoy, this condo also includes a 12x32 boat slip in the community docks, making it easy to start your lake adventures from day one. Monarch Cove features a community pool, adding another great place to relax and enjoy those summer days. Nightly rentals are allowed, giving buyers the flexibility to use the property as a full-time residence, lake getaway, or potential investment property. Located on Horseshoe Bend with convenient access to everything Lake Ozark has to offer, this is your opportunity to spend less time on upkeep and more time enjoying the Lake!

## Location

- **Address:** 183 Upper Monarch Cove #5 F, Lake Ozark, MO 65049
- **County:** Camden
- **Neighborhood:** Monarch Cove Condominium
- **Coordinates:** 38.209008, -92.654757
- **Google Maps:** https://www.google.com/maps?q=38.209008,-92.654757

## Virtual Tour & Media

- **Video Tour:** https://www.propertypanorama.com/instaview/loo/3588704

## Listing Agent

- **Name:** GIBSON & GREIN GIBSON, ANDY · **License:** 2010036428
- **Brokerage:** Keller Williams Lake of the Ozarks Realty
- **Broker Phone:** (573) 348-9898
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/183-Upper-Monarch-Cove-Dr-F5_Lake-Ozark_MO_65049_M87133-64076?f=listhub&s=BDAORMO&m=3588704&c=propsimple)

## Photos

![183 Upper Monarch Cove #5 F - Photo 1](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f435211277r.jpg)

![183 Upper Monarch Cove #5 F - Photo 2](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f4208022473r.jpg)

![183 Upper Monarch Cove #5 F - Photo 3](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2095939510r.jpg)

![183 Upper Monarch Cove #5 F - Photo 4](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f541272524r.jpg)

![183 Upper Monarch Cove #5 F - Photo 5](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f3831084682r.jpg)

![183 Upper Monarch Cove #5 F - Photo 6](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2693107364r.jpg)

![183 Upper Monarch Cove #5 F - Photo 7](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1832729528r.jpg)

![183 Upper Monarch Cove #5 F - Photo 8](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1576871549r.jpg)

![183 Upper Monarch Cove #5 F - Photo 9](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1070960181r.jpg)

![183 Upper Monarch Cove #5 F - Photo 10](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f4288802839r.jpg)

![183 Upper Monarch Cove #5 F - Photo 11](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f479707853r.jpg)

![183 Upper Monarch Cove #5 F - Photo 12](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2888572982r.jpg)

![183 Upper Monarch Cove #5 F - Photo 13](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2336951303r.jpg)

![183 Upper Monarch Cove #5 F - Photo 14](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2411274329r.jpg)

![183 Upper Monarch Cove #5 F - Photo 15](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2628066963r.jpg)

![183 Upper Monarch Cove #5 F - Photo 16](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2257455111r.jpg)

![183 Upper Monarch Cove #5 F - Photo 17](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f13564202r.jpg)

![183 Upper Monarch Cove #5 F - Photo 18](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f4077818721r.jpg)

![183 Upper Monarch Cove #5 F - Photo 19](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1989010079r.jpg)

![183 Upper Monarch Cove #5 F - Photo 20](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f3927210842r.jpg)

![183 Upper Monarch Cove #5 F - Photo 21](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1522442943r.jpg)

![183 Upper Monarch Cove #5 F - Photo 22](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2001682316r.jpg)

![183 Upper Monarch Cove #5 F - Photo 23](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f3046913163r.jpg)

![183 Upper Monarch Cove #5 F - Photo 24](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f119537358r.jpg)

![183 Upper Monarch Cove #5 F - Photo 25](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1388276410r.jpg)

![183 Upper Monarch Cove #5 F - Photo 26](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2075585968r.jpg)

![183 Upper Monarch Cove #5 F - Photo 27](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f807971198r.jpg)

![183 Upper Monarch Cove #5 F - Photo 28](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f872976049r.jpg)

![183 Upper Monarch Cove #5 F - Photo 29](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1675401407r.jpg)

![183 Upper Monarch Cove #5 F - Photo 30](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f3794315841r.jpg)

![183 Upper Monarch Cove #5 F - Photo 31](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1383031443r.jpg)

![183 Upper Monarch Cove #5 F - Photo 32](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1071567579r.jpg)

![183 Upper Monarch Cove #5 F - Photo 33](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f845990853r.jpg)

![183 Upper Monarch Cove #5 F - Photo 34](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f3028324651r.jpg)

![183 Upper Monarch Cove #5 F - Photo 35](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f846098769r.jpg)

![183 Upper Monarch Cove #5 F - Photo 36](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f1871136561r.jpg)

![183 Upper Monarch Cove #5 F - Photo 37](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2263952707r.jpg)

![183 Upper Monarch Cove #5 F - Photo 38](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f605723518r.jpg)

![183 Upper Monarch Cove #5 F - Photo 39](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2072681734r.jpg)

![183 Upper Monarch Cove #5 F - Photo 40](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f942318975r.jpg)

![183 Upper Monarch Cove #5 F - Photo 41](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f3729292008r.jpg)

![183 Upper Monarch Cove #5 F - Photo 42](http://lh.rdcpix.com/1e9b7da78bb202ceeef20fcc9692e16el-f2272953350r.jpg)

---

**MLS#:** 3588704 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Bagnell Dam Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/183-upper-monarch-cove-lake-ozark-mo-65049-a0d82907b4f84eac9196602f32bdd9ef)

---

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```