About This Home

This 3-bedroom, 2-bathroom single family at 184 UPPER PENN POINT Drive in Oakland, MD is listed for $920,000 ($799 per sqft). Built in 1987, the home offers 1,152 sqft of living space on a 0.41 acres lot.

Key Features

  • Built in 1987
  • 0.41 acre lot
  • 2 parking spaces
  • Waterfront

Property Details

1 story
2 full
2 spaces
1987

Amenities

Waterfront
Listing Description

Welcome to this charming 3Br, 2BA home in the quiet and serene Penn Point area of Deep Creek Lake. A Type A dock slip is included and is just an easy walk or golf-cart ride from the property, making lake days more convenient and enjoyable. Inside you'll find an inviting open concept kitchen, dining, and living area that flows seamlessly onto a spacious outdoor deck.

Enjoy morning coffee, outdoor dining, grilling and entertaining while taking in the peaceful surroundings. The home sits on just under 1/2 acre, offering plenty of space to enjoy and potential for future expanding. The large, detached garage provides exceptional storage for your boat, jet skis, lake toys, and all your recreational gear.

Whether you're looking for a year-round home or a Deep Creek getaway, this property offers the perfect combination of comfort, outdoor enjoyment, and access to the lake. Deep Creek Lake is a four-season destination with boating, golfing, hiking, skiing, dining, and activities for all ages. Conveniently located on Upper Penn Point Road, you'll be close to everything Deep Creek has to offer while still enjoying the peaceful setting. Come see all this property has to offer!

Monthly Cost Estimate

$5,045/mo

20% down · 6.5% · 30 years

Principal$665
Interest$3,987
Insurance$268
HOA$125

Estimates only. Actual payments may vary.

Location

184 UPPER PENN POINT Drive

Oakland, MD 21550

PENN POINT

Property Details

Construction

Frame

Parking

Garage - DetachedDriveway

Heating

Forced Air

Questions & Answers

This 3-bedroom, 2-bathroom single family at 184 UPPER PENN POINT Drive is listed at $920,000 ($799/sqft). The estimated monthly payment is $5,045 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $125/month.

Key features include: Built in 1987, 0.41 acre lot, 2 parking spaces, Waterfront.

This property is listed by Amy Webster Mangum and can be reached at 3018014365.

AM

Amy Webster Mangum

License 677670

Agent at Railey Realty, Inc.

(301) 801-4365
Agent website

Listed by Railey Realty, Inc. · Broker phone: (301) 387-2000 · View on Broker Site · Broker website

MLS# MDGA2012648· Source: Bright MLS· 22 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

184 UPPER PENN POINT Drive, Oakland, MD 21550

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