# 184 UPPER PENN POINT Drive, Oakland, MD 21550 > **TL;DR:** 3bd/2ba single family, $920,000 ($799/sqft), built 1987, 1,152 sqft. > Waterfront. Est. $5,045/mo. Listed 23 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $920,000 | | Price/sqft | $799 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,152 | | Year Built | 1987 | | Lot Size | 17,860 sqft (0.41 acres) | | Stories | 1 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 23 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $4,652 | | Estimated Insurance | $268 | | HOA | $125 | | **Total** | **$5,045** | ## Key Amenities - Waterfront ## Property Highlights - Built in 1987 - 0.41 acre lot - 2 parking spaces - Waterfront ## Description ### Agent Description Welcome to this charming 3Br, 2BA home in the quiet and serene Penn Point area of Deep Creek Lake. A Type A dock slip is included and is just an easy walk or golf-cart ride from the property, making lake days more convenient and enjoyable. Inside you'll find an inviting open concept kitchen, dining, and living area that flows seamlessly onto a spacious outdoor deck. Enjoy morning coffee, outdoor dining, grilling and entertaining while taking in the peaceful surroundings. The home sits on just under 1/2 acre, offering plenty of space to enjoy and potential for future expanding. The large, detached garage provides exceptional storage for your boat, jet skis, lake toys, and all your recreational gear. Whether you're looking for a year-round home or a Deep Creek getaway, this property offers the perfect combination of comfort, outdoor enjoyment, and access to the lake. Deep Creek Lake is a four-season destination with boating, golfing, hiking, skiing, dining, and activities for all ages. Conveniently located on Upper Penn Point Road, you'll be close to everything Deep Creek has to offer while still enjoying the peaceful setting. Come see all this property has to offer! ## Location - **Address:** 184 UPPER PENN POINT Drive, Oakland, MD 21550 - **County:** GARRETT - **Neighborhood:** PENN POINT - **Coordinates:** 39.46581, -79.30555 - **Google Maps:** https://www.google.com/maps?q=39.46581,-79.30555 ## Listing Agent - **Name:** Amy Webster Mangum · **License:** 677670 - **Brokerage:** Railey Realty, Inc. - **Phone:** 3018014365 - **Broker Phone:** (301) 387-2000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/184-Upper-Penn-Point-Dr_Oakland_MD_21550_M92625-53984?f=listhub&s=TRENDPA&m=MDGA2012648&c=propsimple) ## Photos ![184 UPPER PENN POINT Drive - Photo 1](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3955936404r.jpg) ![184 UPPER PENN POINT Drive - Photo 2](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1894957680r.jpg) ![184 UPPER PENN POINT Drive - Photo 3](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f35932098r.jpg) ![184 UPPER PENN POINT Drive - Photo 4](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f4132385375r.jpg) ![184 UPPER PENN POINT Drive - Photo 5](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2742006128r.jpg) ![184 UPPER PENN POINT Drive - Photo 6](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1533269091r.jpg) ![184 UPPER PENN POINT Drive - Photo 7](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3163159796r.jpg) ![184 UPPER PENN POINT Drive - Photo 8](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1733263789r.jpg) ![184 UPPER PENN POINT Drive - Photo 9](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2507615364r.jpg) ![184 UPPER PENN POINT Drive - Photo 10](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f562910899r.jpg) ![184 UPPER PENN POINT Drive - Photo 11](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2094874569r.jpg) ![184 UPPER PENN POINT Drive - Photo 12](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f4106706743r.jpg) ![184 UPPER PENN POINT Drive - Photo 13](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2292499820r.jpg) ![184 UPPER PENN POINT Drive - Photo 14](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f4160707746r.jpg) ![184 UPPER PENN POINT Drive - Photo 15](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1212086160r.jpg) ![184 UPPER PENN POINT Drive - Photo 16](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3909347938r.jpg) ![184 UPPER PENN POINT Drive - Photo 17](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1572960408r.jpg) ![184 UPPER PENN POINT Drive - Photo 18](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1750262122r.jpg) ![184 UPPER PENN POINT Drive - Photo 19](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2994706212r.jpg) ![184 UPPER PENN POINT Drive - Photo 20](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f4012818467r.jpg) ![184 UPPER PENN POINT Drive - Photo 21](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2294604380r.jpg) ![184 UPPER PENN POINT Drive - Photo 22](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2907118824r.jpg) ![184 UPPER PENN POINT Drive - Photo 23](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2130085135r.jpg) ![184 UPPER PENN POINT Drive - Photo 24](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3970379065r.jpg) ![184 UPPER PENN POINT Drive - Photo 25](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2625627360r.jpg) ![184 UPPER PENN POINT Drive - Photo 26](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2842357061r.jpg) ![184 UPPER PENN POINT Drive - Photo 27](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2558844256r.jpg) ![184 UPPER PENN POINT Drive - Photo 28](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1487730235r.jpg) ![184 UPPER PENN POINT Drive - Photo 29](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f68379120r.jpg) ![184 UPPER PENN POINT Drive - Photo 30](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3643877498r.jpg) ![184 UPPER PENN POINT Drive - Photo 31](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1423091318r.jpg) ![184 UPPER PENN POINT Drive - Photo 32](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1392791032r.jpg) ![184 UPPER PENN POINT Drive - Photo 33](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2528154501r.jpg) ![184 UPPER PENN POINT Drive - Photo 34](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2880199364r.jpg) ![184 UPPER PENN POINT Drive - Photo 35](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f204373106r.jpg) ![184 UPPER PENN POINT Drive - Photo 36](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3844109808r.jpg) ![184 UPPER PENN POINT Drive - Photo 37](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f182540574r.jpg) ![184 UPPER PENN POINT Drive - Photo 38](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2387413872r.jpg) ![184 UPPER PENN POINT Drive - Photo 39](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f916242135r.jpg) ![184 UPPER PENN POINT Drive - Photo 40](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3569715763r.jpg) ![184 UPPER PENN POINT Drive - Photo 41](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3010467616r.jpg) ![184 UPPER PENN POINT Drive - Photo 42](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1302584224r.jpg) ![184 UPPER PENN POINT Drive - Photo 43](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2944884934r.jpg) ![184 UPPER PENN POINT Drive - Photo 44](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f284467853r.jpg) ![184 UPPER PENN POINT Drive - Photo 45](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1055481123r.jpg) ![184 UPPER PENN POINT Drive - Photo 46](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f244754850r.jpg) ![184 UPPER PENN POINT Drive - Photo 47](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f1451564909r.jpg) ![184 UPPER PENN POINT Drive - Photo 48](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f944385642r.jpg) ![184 UPPER PENN POINT Drive - Photo 49](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f162312647r.jpg) ![184 UPPER PENN POINT Drive - Photo 50](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f3746707017r.jpg) ![184 UPPER PENN POINT Drive - Photo 51](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f2007872334r.jpg) ![184 UPPER PENN POINT Drive - Photo 52](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f4006229725r.jpg) ![184 UPPER PENN POINT Drive - Photo 53](http://lh.rdcpix.com/f4f69e917a3585a3a3d887c7f82f716el-f4286226777r.jpg) --- **MLS#:** MDGA2012648 | **Updated:** 2026-08-27 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/184-upper-penn-point-drive-oakland-md-21550-a2012648) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/184-upper-penn-point-drive-oakland-md-21550-a2012648#listing", "url": "https://www.propertysimple.ai/listing/184-upper-penn-point-drive-oakland-md-21550-a2012648", "name": "184 UPPER PENN POINT Drive, Oakland, MD 21550", "description": "Welcome to this charming 3Br, 2BA home in the quiet and serene Penn Point area of Deep Creek Lake. A Type A dock slip is included and is just an easy walk or golf-cart ride from the property, making lake days more convenient and enjoyable. 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