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About This Home

This 3-bedroom, 2-bathroom single family at 1849 Mallard Drive in Panama City, FL is listed for $195,000 ($176 per sqft). Built in 1983, the home offers 1,110 sqft of living space on a 0.08 acres lot.

Agent Description

Affordable Bay County Gem - Under $200,000! Welcome home to this charming 3-bedroom, 1.5-bath residence offering approximately 1,100 square feet of comfortable living space with an inviting open floor plan and vaulted ceilings in the main living area, creating a bright and spacious atmosphere.

Luxury vinyl plank flooring flows throughout, while custom trim accents add character and style to every room. Perfectly positioned for those who enjoy both outdoor recreation and everyday convenience, this home is located just 1.5 miles from the Cooks Bayou Boat Ramp, providing easy access to some of the area's best boating and fishing.

Tyndall Air Force Base is only 20 minutes away, making it an excellent option for military personnel or civilian employees seeking a short commute. The property offers a peaceful country feel while remaining close to shopping, dining, and local amenities.

A small garage provides the perfect space for a golf cart, motorcycle, or additional storage, and overflow parking offers plenty of room for extra vehicles, a boat, or a trailer. With no HOA, you'll enjoy the freedom and flexibility that are becoming increasingly hard to find.

Whether you're searching for an affordable primary residence, a weekend retreat near the water, or an investment opportunity, this home checks all the boxes and would make an excellent rental property. Opportunities like this under $200,000 don't come around often. Schedule your private showing today and experience the perfect blend of country charm, convenience, and value.

Key Features

  • Built in 1983
  • 0.08 acre lot

Property Details

1 full, 1 half
1983

Amenities

A/C

Monthly Cost Estimate

$1,043/mo

20% down · 6.5% · 30 years

Principal$141
Interest$845
Insurance$57

Estimates only. Actual payments may vary.

Location

1849 Mallard Drive

Panama City, FL 32404

Sandy Creek

Features & Amenities

Exterior Features

Patio

Property Details

Construction

VinylSiding

Pool Features

Patio

Heating

CentralElectric (Heating)

Cooling

Central Air

Appliances

ElectricRangeElectricWaterHeater

Questions & Answers

This 3-bedroom, 2-bathroom single family at 1849 Mallard Drive is listed at $195,000 ($176/sqft). The estimated monthly payment is $845 based on 20% down at 6.5% interest.

Key features include: Built in 1983, 0.08 acre lot. Exterior Features: Patio.

This property is listed by Michael A Johnson and can be reached at 8506917452 or michael-johnson@kw.com.

MJ

Michael A Johnson

Agent at Keller Williams Success Realty

(850) 691-7452

Listed by Keller Williams Success Realty · View on Broker Site

MLS# 790958· Source: listhub· Updated 8 days ago

Copyright © 2026 Central Panhandle Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1849 Mallard Drive, Panama City, FL 32404

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