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About This Home

This 4-bedroom, 4-bathroom single family at 185 RUTA Lane in Swanton, MD is listed for $1,695,000 ($515 per sqft). Built in 2004, the home offers 3,290 sqft of living space on a 3.54 acres lot.

Agent Description

Be Wisp'd Away... To your own wooded, lakefront hideaway - tucked into one of Deep Creek Lake's most tranquil coves, at the end of a private lane, bordered on multiple sides by protected state land that can never be developed. This is not just a lake house.

It is a feeling. Every room, every detail, every view has been designed to inspire comfort and joy in a setting of cozy luxury that brings the outdoors in. THE PROPERTY Set on 3.54 private acres with direct lake frontage, an assigned boat slip, sweeping sunset views, and miles of private wooded trails - Wisp'd Away is a rare Deep Creek offering, as beautiful to look at as it is to live in.

- Assigned boat slip and shared dock - easy, level lake access via maintained private path - Western exposure for unforgettable sunset evenings over the water - Private trails for hiking, mountain biking, snowshoeing, and woodland exploration - Tranquil cove - one of Deep Creek's best for paddleboarding, kayaking, and canoeing THE HOME Recently ren

ovated and luxuriously furnished with a modern rustic aesthetic - 4-bedroom, 3.5-bath, three finished levels, sleeps 12. Open floor plan with lake or wooded views from virtually every window. Impeccably appointed, completely turnkey. Main Level - The heart of the home is a dramatic living room anchored by a floor-to-ceiling stone wood-burning fireplace and an abundance of windows framing panoramic lake views.

Local artisan furnishings bring understated luxury - equally suited to a roaring fire with a glass of wine as to a lively family gathering. The updated open kitchen and dining area seats 12, with a large center island, exotic stone counters, double sinks, stainless appliances, and an oversized walk-in pantry.

The main-level primary suite offers water views, a walk-in closet, jetted soaking tub, and tiled shower. Step outside to the refinished lakeside deck - the ideal setting for morning coffee, evening sunsets, or simply doing nothing at all. Upper Level - Two oversized guest bedrooms, full bath with skylight, and a dedicated office loft with dual 27" HD monitors and 1Gb internet.

- Queen bedroom with large closet and smart TV - Triple bunk beds with slides and a kids' playhouse below - the kids will never want to leave Lower Level - Radiant heated tile floors throughout, opening to the lakeside patio and hot tub. - Family room with 70" smart TV, cloud couch, air hockey, darts - movie nights have never looked better - Second

fireplace and mini kitchenette (Keurig, mini fridge, microwave, sink, blender bar) - Private billiards room with 7-ft pool table, live-edge drink rail, beverage fridge - King guest suite with walk-in closet, crib, and full tiled bath The lakeside patio invites you to the newer WiFi-enabled 8-person jacuzzi, surrounded by Adirondack chairs, a porch swing, and loungers - all overlooking the water.

OUTSIDE - Large lakeside yard with firepit, Creative Playthings playset, and room to roam - Multiple gathering spaces - upper dining deck, lower walkout patio, lakeside jacuzzi platform - Two gas grills, sledding hill, Level 2 Tesla EV charger, storage shed - Driveway with stone retaining wall designed for hosting ON THE WATER Paddle the length of

Savage Cove to explore its wetland refuge - ducks, turtles, herons - or take the boat slip straight out for wakeboarding, tubing, sailing, and sun-soaked afternoons on the main lake. 20 minutes to downtown McHenry and Wisp Resort - all the adventure of Deep Creek, none of the noise.

THE INVESTMENT Whether you're seeking a private family retreat, a luxury second home, or a proven vacation rental investment, Wisp'd Away delivers - established, successful Airbnb history grossing $100K/year. Opportunities like this - a lakefront retreat of this size, privacy, and caliber - rarely come to market at Deep Creek Lake.

Key Features

  • Built in 2004
  • 3.54 acre lot
  • 3 stories
  • 6 parking spaces
  • Fireplace
  • Waterfront

Property Details

3 stories
3 full, 1 half
6 spaces
2004

Amenities

EV ChargerFireplaceWaterfrontA/C

Monthly Cost Estimate

$9,065/mo

20% down · 6.5% · 30 years

Principal$1,226
Interest$7,345
Insurance$494

Estimates only. Actual payments may vary.

Location

185 RUTA Lane

Swanton, MD 21561

HICKORY RIDGE

Features & Amenities

Interior Features

Bathroom - Jetted TubBathroom - Walk-In ShowerCarpetCeiling Fan(s)Dining AreaEntry Level BedroomFloor Plan - OpenKitchen - IslandPantryPrimary Bath(s)Recessed LightingSkylight(s)Upgraded CountertopsWet/Dry BarWhirlPool/HotTub

Property Details

Construction

HardiPlank Type Stone

Parking

Driveway

Heating

RadiantForced Air

Cooling

Central Air

Appliances

Built-In MicrowaveDishwasherDryerOven/Range - GasRefrigeratorStainless Steel AppliancesWasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 185 RUTA Lane is listed at $1,695,000 ($515/sqft). The estimated monthly payment is $7,345 based on 20% down at 6.5% interest.

Key features include: Built in 2004, 3.54 acre lot, 3 stories, 6 parking spaces, Fireplace, Waterfront. Interior Features: Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Carpet.

This property is listed by Michael N Kennedy and can be reached at 3016166106 or mkennedy@railey.com.

MK

Michael N Kennedy

Agent at Railey Realty, Inc.

(301) 616-6106

Listed by Railey Realty, Inc. · View on Broker Site

MLS# MDGA2011880· Source: listhub· Updated 5 days ago

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

185 RUTA Lane, Swanton, MD 21561

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