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About This Home

This 4-bedroom, 6-bathroom single family at 186 Banfill Street in Santa Rosa Beach, FL is listed for $11,499,999 ($2,522 per sqft). Built in 2005, the home offers 4,559 sqft of living space on a N/A lot.

Agent Description

A symphony of elegance in Grayton Beach, Lollygag commands the most coveted location on 30A, where Western Lake meets the Gulf of America in an awe-inspiring convergence of coastal beauty. Positioned at the curve of the Grayton Beach outfall, this home offers a rare and uninterrupted panorama, with forever-protected views of the dune lake, sugar-white sands, and emerald Gulf waters.

Its setting is as private as it is breathtaking. Designed with an emphasis on both luxury and resilience, Lollygag is a fortress of coastal design, featuring a bedrock-anchored seawall ensuring lasting protection without compromising the natural beauty that surrounds it.

Inside, every element has been thoughtfully curated to create a home that is both extraordinary in design and effortless in function. A commercial-grade elevator provides seamless access across all three levels, while wide hallways enhance flow and accessibility.

The first floor is dedicated to comfort and convenience, featuring a steam room (sauna), full laundry, and half bath. The second level hosts two king suites, a queen suite, and a six-bed bunk room, each, except bunkroom, has its own private covered porch to take in the endless views.

A handicap-accessible bath serves the bunk room, ensuring comfort for every guest. A swing bed on the second-floor porch provides a tranquil retreat, perfect for soaking in the coastal serenity. The third floor is where Lollygag truly shines. A grand great room, private office, screened-in porch, and an expansive seaward-facing deck with another swing bed create the ultimate indoor-outdoor living experience.

Whether gathering in the open concept living space or unwinding as the sun dips below the horizon, every moment in this home is framed by the natural beauty of 30A's most remarkable setting. From its high-end appliances and integrated surround sound to its durable metal roof, hardboard siding, and Trex decking, every element of Lollygag speaks to quality and craftsmanship.

Under-home covered parking with custom lighting enhances convenience, while two full outdoor showers offer the perfect way to refresh after a day on the water. With an unrivaled location, timeless design, and a level of craftsmanship rarely found, Lollygag stands as a benchmark of luxury along 30A. Used as a second home and not a rental, its pristine condition and exclusivity remain intact. Private showings by appointment only.

Key Features

  • Built in 2005
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
5 full, 1 half
2005

Amenities

FireplaceWaterfrontViewHardwoodA/C

Monthly Cost Estimate

$61,504/mo

20% down · 6.5% · 30 years

Principal$8,317
Interest$49,833
Insurance$3,354

Estimates only. Actual payments may vary.

Location

186 Banfill Street

Santa Rosa Beach, FL 32459

GRAYTON BEACH

Features & Amenities

Interior Features

Breakfast BarBuilt-In BookcasesCeiling BeamedCeiling RaisedCeiling VaultedElevatorHandicap ProvisionsKitchen IslandLighting RecessedLock OutNewly PaintedOwner's ClosetPantryWasher/Dryer Hookup

Exterior Features

Rain GutterBalconyDockSauna/SteamSprinkler System

Property Details

Flooring

HardwoodTile

Construction

Concrete Frame Siding CmntFbrHrdBrd Trim Wood

Views

Lake

Pool Features

PorchDeck

Parking

CarportCovered

Heating

Heat Pump (Heating)

Cooling

Central Air

Appliances

DishwasherDisposalDryerIce MachineMicrowaveOven DoubleRange HoodRefrigerator W/IceMkSmoke DetectorStove/Oven GasWasherWine RefrigeratorWater Heater - Tnkls

Questions & Answers

This 4-bedroom, 6-bathroom single family at 186 Banfill Street is listed at $11,499,999 ($2,522/sqft). The estimated monthly payment is $49,833 based on 20% down at 6.5% interest.

Key features include: Built in 2005, 3 stories, Fireplace, Waterfront. Interior Features: Breakfast Bar, Built-In Bookcases, Ceiling Beamed. Exterior Features: Rain Gutter, Balcony, Dock.

This property is listed by Steven R Youell and can be reached at (850) 729-0176 or sryouell@gmail.com.

SY

Steven R Youell

Agent at Berkshire Hathaway Home Services PenFed Realty

(850) 729-0176

Listed by Berkshire Hathaway Home Services PenFed Realty · View on Broker Site

MLS# 970654· Source: listhub· Updated 454 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

186 Banfill Street, Santa Rosa Beach, FL 32459

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