About This Home

This 3-bedroom, 3-bathroom single family at 186 Ryan Court in Spencer, IN is listed for $329,900 ($134 per sqft). Built in 1992, the home offers 2,464 sqft of living space on a 0.84 acres lot.

Key Features

  • Built in 1992
  • 0.84 acre lot
  • 2 stories

Property Details

2 stories
2 full, 1 half
2-car garage
1992

Amenities

A/C
Listing Description

Welcome to this spacious 3 Bedroom, 2 1/2 Bath home with 2,464-square-foot residence situated on a 0.84-acre lot in the desirable White Oaks Estates neighborhood of Spencer. Designed with both comfort and functionality in mind, this home offers a main-level primary bedroom with its own private bath, along with a convenient half bath for guests and a main-level laundry room.

Upstairs, you'll find two additional bedrooms and a full bath, providing flexible space for a variety of living arrangements. The home's generous living areas offer plenty of room for everyday living, entertaining, or relaxing. Outside, enjoy the large yard with space for outdoor activities, gardening, or simply unwinding.

The attached 2-car garage provides ample parking and storage, while the 12' x 16' storage shed offers additional room for tools, lawn equipment, or hobbies. Conveniently located just minutes from Spencer elementary, Owen Valley middle/high school, YMCA, shopping, dining, and local amenities, this property combines space, practicality, and a desirable location. Don't miss the opportunity to make this inviting Spencer home your own!

Monthly Cost Estimate

$1,764/mo

20% down · 6.5% · 30 years

Principal$239
Interest$1,430
Insurance$96

Estimates only. Actual payments may vary.

Location

186 Ryan Court

Spencer, IN 47460

White Oak(s)

Property Details

Cooling

Central Air

Questions & Answers

This 3-bedroom, 3-bathroom single family at 186 Ryan Court is listed at $329,900 ($134/sqft). The estimated monthly payment is $1,764 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1992, 0.84 acre lot, 2 stories.

This property is listed by Tilden Keith and can be reached at 8128211408.

TK

Tilden Keith

Agent at Keith Realty & Auction Group

(812) 821-1408

Listed by Keith Realty & Auction Group · Broker phone: 812 8217772

MLS# 202632147· Source: Indiana Uplands Realtor® Association· 43 days on PropertySimple

Copyright © 2026 Indiana Uplands Realtor® Association. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

186 Ryan Court, Spencer, IN 47460

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