About This Home

This 3-bedroom, 2-bathroom single family at 187 LOWER PENN POINT Drive in Oakland, MD is listed for $1,425,000 ($841 per sqft). Built in 1950, the home offers 1,695 sqft of living space on a 0.45 acres lot.

Key Features

  • Built in 1950
  • 0.45 acre lot
  • 3 stories
  • Fireplace
  • Waterfront

Property Details

3 stories
2 full
1950

Amenities

FireplaceWaterfront
Listing Description

Cozy cottage with split lakefront and Type A dock located in the serene quiet Penn Point Cove. This quaint home has plenty of room for family, guests and entertaining. The covered & heated outdoor deck facing the lake is a great place for morning coffee and evening dinner.

The large, bright kitchen & dining area is another great entertaining space with quartz countertops, stainless steel appliances and plenty of room for large family gatherings. The home has 2 bedrooms on the main floor, a roomy living area with fireplace, full bathroom and a bonus sunroom with a wood burning fireplace.

Upstairs has a great bunk room bedroom that can easily sleep 4 people, plus another living room and bathroom with a claw foot tub and shower. Beautifully landscaped outdoor area has a firepit space, a detached garage with plenty of storage area and an easy walk to your dock area. Great places to watch some of the best sunsets! This home will convey turnkey furnished with a few seller exceptions. Schedule your tour today, this home has so much to offer.

Monthly Cost Estimate

$7,771/mo

20% down · 6.5% · 30 years

Principal$1,031
Interest$6,175
Insurance$416
HOA$150

Estimates only. Actual payments may vary.

Location

187 LOWER PENN POINT Drive

Oakland, MD 21550

PENN POINT

Features & Amenities

Interior Features

Combination Kitchen/DiningCombination Kitchen/LivingEntry Level BedroomFloor Plan - OpenWood FloorsWindow TreatmentsWet/Dry BarUpgraded Countertops

Property Details

Construction

Frame

Parking

Driveway

Heating

BaseboardElectric (Heating)Forced AirHumidity Control (Heating)

Appliances

Built-In MicrowaveDishwasherDryer - Front LoadingOven/Range - ElectricStainless Steel AppliancesRefrigeratorWasher - Front Loading

Questions & Answers

This 3-bedroom, 2-bathroom single family at 187 LOWER PENN POINT Drive is listed at $1,425,000 ($841/sqft). The estimated monthly payment is $7,772 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $150/month.

Key features include: Built in 1950, 0.45 acre lot, 3 stories, Fireplace, Waterfront. Interior Features: Combination Kitchen/Dining, Combination Kitchen/Living, Entry Level Bedroom.

This property is listed by Amy Webster Mangum.

AM

Amy Webster Mangum

License 677670

Agent at Railey Realty, Inc.

Listed by Railey Realty, Inc. · Broker phone: (301) 387-2000 · View on Broker Site · Broker website

MLS# MDGA2012396· Source: Bright MLS· 102 days on PropertySimple

Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

187 LOWER PENN POINT Drive, Oakland, MD 21550

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