# 187 LOWER PENN POINT Drive, Oakland, MD 21550 > **TL;DR:** 3bd/2ba single family, $1,425,000 ($841/sqft), built 1950, 1,695 sqft. > Fireplace, Waterfront. Est. $7,772/mo. Listed 103 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,425,000 | | Price/sqft | $841 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,695 | | Year Built | 1950 | | Lot Size | 19,637 sqft (0.45 acres) | | Stories | 3 | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 103 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $7,206 | | Estimated Insurance | $416 | | HOA | $150 | | **Total** | **$7,772** | ## Key Amenities - Fireplace - Waterfront ## Property Highlights - Built in 1950 - 0.45 acre lot - 3 stories - Fireplace - Waterfront ## Description ### Agent Description Cozy cottage with split lakefront and Type A dock located in the serene quiet Penn Point Cove. This quaint home has plenty of room for family, guests and entertaining. The covered & heated outdoor deck facing the lake is a great place for morning coffee and evening dinner. The large, bright kitchen & dining area is another great entertaining space with quartz countertops, stainless steel appliances and plenty of room for large family gatherings. The home has 2 bedrooms on the main floor, a roomy living area with fireplace, full bathroom and a bonus sunroom with a wood burning fireplace. Upstairs has a great bunk room bedroom that can easily sleep 4 people, plus another living room and bathroom with a claw foot tub and shower. Beautifully landscaped outdoor area has a firepit space, a detached garage with plenty of storage area and an easy walk to your dock area. Great places to watch some of the best sunsets! This home will convey turnkey furnished with a few seller exceptions. Schedule your tour today, this home has so much to offer. ## Location - **Address:** 187 LOWER PENN POINT Drive, Oakland, MD 21550 - **County:** GARRETT - **Neighborhood:** PENN POINT - **Coordinates:** 39.46598, -79.30632 - **Google Maps:** https://www.google.com/maps?q=39.46598,-79.30632 ## Listing Agent - **Name:** Amy Webster Mangum · **License:** 677670 - **Brokerage:** Railey Realty, Inc. - **Broker Phone:** (301) 387-2000 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/187-Lower-Penn-Point-Dr_Oakland_MD_21550_M63595-72651?f=listhub&s=TRENDPA&m=MDGA2012396&c=propsimple) ## Photos ![187 LOWER PENN POINT Drive - Photo 1](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f874314946r.jpg) ![187 LOWER PENN POINT Drive - Photo 2](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1891218002r.jpg) ![187 LOWER PENN POINT Drive - Photo 3](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1120175089r.jpg) ![187 LOWER PENN POINT Drive - Photo 4](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2050737450r.jpg) ![187 LOWER PENN POINT Drive - Photo 5](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f364201940r.jpg) ![187 LOWER PENN POINT Drive - Photo 6](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f4220403203r.jpg) ![187 LOWER PENN POINT Drive - Photo 7](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3999106165r.jpg) ![187 LOWER PENN POINT Drive - Photo 8](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1422805941r.jpg) ![187 LOWER PENN POINT Drive - Photo 9](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3902434420r.jpg) ![187 LOWER PENN POINT Drive - Photo 10](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1535484038r.jpg) ![187 LOWER PENN POINT Drive - Photo 11](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3195285901r.jpg) ![187 LOWER PENN POINT Drive - Photo 12](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f4023362639r.jpg) ![187 LOWER PENN POINT Drive - Photo 13](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2350914193r.jpg) ![187 LOWER PENN POINT Drive - Photo 14](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1767551538r.jpg) ![187 LOWER PENN POINT Drive - Photo 15](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f717107876r.jpg) ![187 LOWER PENN POINT Drive - Photo 16](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3321096746r.jpg) ![187 LOWER PENN POINT Drive - Photo 17](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f4182151852r.jpg) ![187 LOWER PENN POINT Drive - Photo 18](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3267401440r.jpg) ![187 LOWER PENN POINT Drive - Photo 19](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3379424773r.jpg) ![187 LOWER PENN POINT Drive - Photo 20](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2773831557r.jpg) ![187 LOWER PENN POINT Drive - Photo 21](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3224263727r.jpg) ![187 LOWER PENN POINT Drive - Photo 22](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3711242997r.jpg) ![187 LOWER PENN POINT Drive - Photo 23](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2780266264r.jpg) ![187 LOWER PENN POINT Drive - Photo 24](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1450201224r.jpg) ![187 LOWER PENN POINT Drive - Photo 25](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f582020094r.jpg) ![187 LOWER PENN POINT Drive - Photo 26](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f339015032r.jpg) ![187 LOWER PENN POINT Drive - Photo 27](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f4102160380r.jpg) ![187 LOWER PENN POINT Drive - Photo 28](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2008829661r.jpg) ![187 LOWER PENN POINT Drive - Photo 29](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3319421207r.jpg) ![187 LOWER PENN POINT Drive - Photo 30](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f472582448r.jpg) ![187 LOWER PENN POINT Drive - Photo 31](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2183328108r.jpg) ![187 LOWER PENN POINT Drive - Photo 32](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f4208374566r.jpg) ![187 LOWER PENN POINT Drive - Photo 33](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2659182263r.jpg) ![187 LOWER PENN POINT Drive - Photo 34](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3858119265r.jpg) ![187 LOWER PENN POINT Drive - Photo 35](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3015853890r.jpg) ![187 LOWER PENN POINT Drive - Photo 36](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2487332131r.jpg) ![187 LOWER PENN POINT Drive - Photo 37](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1755551253r.jpg) ![187 LOWER PENN POINT Drive - Photo 38](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1937031339r.jpg) ![187 LOWER PENN POINT Drive - Photo 39](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1082398909r.jpg) ![187 LOWER PENN POINT Drive - Photo 40](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f2391803959r.jpg) ![187 LOWER PENN POINT Drive - Photo 41](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3280388779r.jpg) ![187 LOWER PENN POINT Drive - Photo 42](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f3173826879r.jpg) ![187 LOWER PENN POINT Drive - Photo 43](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f1353259904r.jpg) ![187 LOWER PENN POINT Drive - Photo 44](http://lh.rdcpix.com/ab656f845fc977b5979046b5b6e41afel-f4266087376r.jpg) --- **MLS#:** MDGA2012396 | **Updated:** 2026-10-28 **Source:** listhub *Copyright © 2026 Bright MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/187-lower-penn-point-drive-oakland-md-21550-ff86674df793463fad79f326ac2adecd) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/187-lower-penn-point-drive-oakland-md-21550-ff86674df793463fad79f326ac2adecd#listing", "url": "https://www.propertysimple.ai/listing/187-lower-penn-point-drive-oakland-md-21550-ff86674df793463fad79f326ac2adecd", "name": "187 LOWER PENN POINT Drive, Oakland, MD 21550", "description": "Cozy cottage with split lakefront and Type A dock located in the serene quiet Penn Point Cove. This quaint home has plenty of room for family, guests and entertaining. The covered & heated outdoor deck facing the lake is a great place for morning coffee and evening dinner. 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