About This Home

This 3-bedroom, 3-bathroom single family at 189 Carroll Street in Upper Matecumbe Key Islamorada, FL is listed for $1,250,000 ($820 per sqft). Built in 2009, the home offers 1,525 sqft of living space on a 0.11 acres lot.

Key Features

  • Built in 2009
  • 0.11 acre lot

Property Details

3 full
2009

Amenities

ViewA/C
Listing Description

Newly Remodeled 3-Bed, 3-Bath Home in the Heart of Islamorada This beautifully remodeled 3-bedroom, 3-bath home is located on Upper Matecumbe in the heart of Islamorada, offering the perfect combination of luxury, comfort, and island style--all on one level.

The open-concept floor plan features a spacious living area ideal for entertaining, a modern kitchen with stainless steel appliances and granite countertops, and three generous bedrooms each with its own bathroom. Built with solid concrete construction, impact windows, and elevated above flood, this home provides durability and peace of mind.

Enjoy modern finishes throughout and a large outdoor deck perfect for relaxing or hosting gatherings. Situated on a quiet street with beach access at the end of the road, this home offers both convenience and tranquility. Close to world-class dining, shopping, and some of the best fishing and diving in the Florida Keys.

Excellent rental potential--buy one or both adjoining homes for added investment opportunity. 'The adjacent residence offers a rare opportunity to expand into a multi-residence estate or income-producing property.' 'The neighboring home may be acquired to create an exceptional multi-home setting ideal for extended family living or rental income.' '

Purchasing the nearby residence allows for a flexible use property, suitable for private family living or investment purposes.' 'The adjoining property presents a unique opportunity to establish a private multi-home arrangement or enhance rental potential.' 'With the option to acquire the neighboring home, buyers can create a distinctive residential setting with income potential.'Buy both homes and get a $25,000 reduction. Rental Available longterm $6,000 per month

Monthly Cost Estimate

$6,685/mo

20% down · 6.5% · 30 years

Principal$904
Interest$5,417
Insurance$365

Estimates only. Actual payments may vary.

Location

189 Carroll Street

Upper Matecumbe Key Islamorada, FL 33036

Strattons (82.5)

Property Details

Construction

CBS Concrete

Views

Water

Heating

Central

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeOvenMicrowaveStainless Steel Appliance(s)

Questions & Answers

This 3-bedroom, 3-bathroom single family at 189 Carroll Street is listed at $1,250,000 ($820/sqft). The estimated monthly payment is $6,686 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2009, 0.11 acre lot.

This property is listed by James V. Mooney Jr. P.A..

JP

James V. Mooney Jr. P.A.

License 3037898

Agent at Ocean Sotheby's International Realty

Listed by Ocean Sotheby's International Realty · Broker phone: 3057128888 · View on Broker Site · Broker website

MLS# 617147· Source: Florida Keys Board of REALTORS®· 361 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

189 Carroll Street, Upper Matecumbe Key Islamorada, FL 33036

Open this listing in: