# 189 Carroll Street, Upper Matecumbe Key Islamorada, FL 33036

> **TL;DR:** 3bd/3ba single family, $1,250,000 ($820/sqft), built 2009, 1,525 sqft.
> View, A/C. Est. $6,686/mo. Listed 364 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $1,250,000 |
| Price/sqft | $820 |
| Bedrooms | 3 |
| Bathrooms | 3 full |
| Square Feet | 1,525 |
| Year Built | 2009 |
| Lot Size | 4,630 sqft (0.11 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 364 |

## Why This Home Stands Out

- **Views** - Water

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $6,321 |
| Estimated Insurance | $365 |
| **Total** | **$6,686** |

## Key Amenities

- View
- A/C

## Property Highlights

- Built in 2009
- 0.11 acre lot

## Description

### Agent Description
Newly Remodeled 3-Bed, 3-Bath Home in the Heart of Islamorada This beautifully remodeled 3-bedroom, 3-bath home is located on Upper Matecumbe in the heart of Islamorada, offering the perfect combination of luxury, comfort, and island style--all on one level. The open-concept floor plan features a spacious living area ideal for entertaining, a modern kitchen with stainless steel appliances and granite countertops, and three generous bedrooms each with its own bathroom. Built with solid concrete construction, impact windows, and elevated above flood, this home provides durability and peace of mind. Enjoy modern finishes throughout and a large outdoor deck perfect for relaxing or hosting gatherings. Situated on a quiet street with beach access at the end of the road, this home offers both convenience and tranquility. Close to world-class dining, shopping, and some of the best fishing and diving in the Florida Keys. Excellent rental potential--buy one or both adjoining homes for added investment opportunity. 'The adjacent residence offers a rare opportunity to expand into a multi-residence estate or income-producing property.' 'The neighboring home may be acquired to create an exceptional multi-home setting ideal for extended family living or rental income.' 'Purchasing the nearby residence allows for a flexible use property, suitable for private family living or investment purposes.' 'The adjoining property presents a unique opportunity to establish a private multi-home arrangement or enhance rental potential.' 'With the option to acquire the neighboring home, buyers can create a distinctive residential setting with income potential.'Buy both homes and get a $25,000 reduction. Rental Available longterm $6,000 per month

## Location

- **Address:** 189 Carroll Street, Upper Matecumbe Key Islamorada, FL 33036
- **County:** Monroe
- **Neighborhood:** Strattons (82.5)
- **Coordinates:** 24.922422, -80.628192
- **Google Maps:** https://www.google.com/maps?q=24.922422,-80.628192

## Listing Agent

- **Name:** James V. Mooney Jr. P.A. · **License:** 3037898
- **Brokerage:** Ocean Sotheby's International Realty
- **Broker Phone:** 3057128888
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/189-Carroll-St_Islamorada_FL_33036_M98487-18745?f=listhub&s=FLKEYSMLSFL&m=617147&c=propsimple)

## Photos

![189 Carroll Street - Photo 1](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2865767184r.jpg)

![189 Carroll Street - Photo 2](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f818446566r.jpg)

![189 Carroll Street - Photo 3](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2974704378r.jpg)

![189 Carroll Street - Photo 4](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2154330524r.jpg)

![189 Carroll Street - Photo 5](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2762224994r.jpg)

![189 Carroll Street - Photo 6](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f109130646r.jpg)

![189 Carroll Street - Photo 7](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f3888297529r.jpg)

![189 Carroll Street - Photo 8](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f491035462r.jpg)

![189 Carroll Street - Photo 9](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2264982545r.jpg)

![189 Carroll Street - Photo 10](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2215169196r.jpg)

![189 Carroll Street - Photo 11](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f3980389127r.jpg)

![189 Carroll Street - Photo 12](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f347371048r.jpg)

![189 Carroll Street - Photo 13](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2760193465r.jpg)

![189 Carroll Street - Photo 14](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2105683188r.jpg)

![189 Carroll Street - Photo 15](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2544037119r.jpg)

![189 Carroll Street - Photo 16](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f3022044608r.jpg)

![189 Carroll Street - Photo 17](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2788655324r.jpg)

![189 Carroll Street - Photo 18](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f766239410r.jpg)

![189 Carroll Street - Photo 19](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f1043100558r.jpg)

![189 Carroll Street - Photo 20](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f844781336r.jpg)

![189 Carroll Street - Photo 21](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f4169075940r.jpg)

![189 Carroll Street - Photo 22](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f4023826631r.jpg)

![189 Carroll Street - Photo 23](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2748739789r.jpg)

![189 Carroll Street - Photo 24](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f899308324r.jpg)

![189 Carroll Street - Photo 25](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f1180048725r.jpg)

![189 Carroll Street - Photo 26](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f3015398834r.jpg)

![189 Carroll Street - Photo 27](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f1525950788r.jpg)

![189 Carroll Street - Photo 28](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f1743723111r.jpg)

![189 Carroll Street - Photo 29](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f4259231540r.jpg)

![189 Carroll Street - Photo 30](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f447228576r.jpg)

![189 Carroll Street - Photo 31](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f4099819829r.jpg)

![189 Carroll Street - Photo 32](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f1809760208r.jpg)

![189 Carroll Street - Photo 33](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f171866576r.jpg)

![189 Carroll Street - Photo 34](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f2562742170r.jpg)

![189 Carroll Street - Photo 35](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f639213204r.jpg)

![189 Carroll Street - Photo 36](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f206554861r.jpg)

![189 Carroll Street - Photo 37](http://lh.rdcpix.com/a2188570ebf75be9671c4d13bb8c6f44l-f3254464573r.jpg)

---

**MLS#:** 617147 | **Updated:** 2026-10-25
**Source:** listhub

*Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/189-carroll-street-upper-matecumbe-key-islamorada-fl-33036-5651da75e3ed4dc28d9cdcd8a9f5dfdb)

---

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    }
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  "provider": {
    "@type": "Person",
    "@id": "https://www.propertysimple.ai/listing/189-carroll-street-upper-matecumbe-key-islamorada-fl-33036-5651da75e3ed4dc28d9cdcd8a9f5dfdb#agent",
    "name": "James V. Mooney Jr. P.A.",
    "worksFor": {
      "@type": "Organization",
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      "name": "Ocean Sotheby's International Realty",
      "telephone": "3057128888"
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  }
}
```