# 189 Summit Cross, Rutherford Boro, NJ 07070-2513 > **TL;DR:** 4bd/3ba residential multi family, $999,000, built 1920. > A/C, 2-car garage. Est. $5,342/mo. Listed 25 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $999,000 | | Bedrooms | 4 | | Bathrooms | 3 full | | Year Built | 1920 | | Lot Size | 5,227 sqft (0.12 acres) | | Stories | 3 | | Garage | 2-car | | Property Type | Residential Multi Family (Other) | | Status | Active | | Days on Market | 25 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,051 | | Estimated Insurance | $291 | | **Total** | **$5,342** | ## Key Amenities - A/C - 2-car garage ## Property Highlights - Built in 1920 - 0.12 acre lot - 3 stories - 4 parking spaces ## Description ### Agent Description Welcome to this beautifully renovated two family home in Rutherford, one of Bergen County's most desirable communities. This versatile property offers an excellent opportunity for an owner occupant, extended household, or investor looking for a move in ready multi family home. The first floor features a one bedroom apartment with direct access to a finished basement offering plenty of additional living space and flexibility. The second and third floors make up a spacious duplex apartment featuring a renovated kitchen with stainless steel appliances, updated bathrooms, and a beautiful third floor bathroom with a skylight over the shower, creating a bright and modern feel. All floors of the home are equipped with mini split systems for heating and cooling. Outside, enjoy a spacious side yard, rear deck, detached two car garage, ample driveway parking, and plenty of additional street parking. The home also features a new roof and upgrades throughout, offering added comfort and peace of mind. Ideally located near Rutherford's downtown shops, restaurants, schools, parks, and NYC transportation, with easy access to NJ Transit, major highways, MetLife Stadium, and American Dream. Can be sold fully furnished! Schedule your showing today! ## Location - **Address:** 189 Summit Cross, Rutherford Boro, NJ 07070-2513 - **County:** Bergen - **Coordinates:** 40.82066, -74.10339 - **Google Maps:** https://www.google.com/maps?q=40.82066,-74.10339 ## Listing Agent - **Name:** JULIAN VELASQUEZ - **Brokerage:** RE/MAX Professionals I - **Broker Phone:** (973) 418-0425 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/189-Summit-Cross_Rutherford_NJ_07070_M60009-43289?f=listhub&s=GSMLSNJ&m=4057639&c=propsimple) ## Photos ![189 Summit Cross - Photo 1](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f4155033003r.jpg) ![189 Summit Cross - Photo 2](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f2072131642r.jpg) ![189 Summit Cross - Photo 3](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1544865360r.jpg) ![189 Summit Cross - Photo 4](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f457910923r.jpg) ![189 Summit Cross - Photo 5](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1844114226r.jpg) ![189 Summit Cross - Photo 6](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f2524785775r.jpg) ![189 Summit Cross - Photo 7](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f4271538824r.jpg) ![189 Summit Cross - Photo 8](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3807286829r.jpg) ![189 Summit Cross - Photo 9](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f108021520r.jpg) ![189 Summit Cross - Photo 10](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3493785805r.jpg) ![189 Summit Cross - Photo 11](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f2105342975r.jpg) ![189 Summit Cross - Photo 12](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1025431843r.jpg) ![189 Summit Cross - Photo 13](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1272864483r.jpg) ![189 Summit Cross - Photo 14](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3327906055r.jpg) ![189 Summit Cross - Photo 15](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1326493998r.jpg) ![189 Summit Cross - Photo 16](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1338155186r.jpg) ![189 Summit Cross - Photo 17](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1110099064r.jpg) ![189 Summit Cross - Photo 18](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1304976853r.jpg) ![189 Summit Cross - Photo 19](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f2420432846r.jpg) ![189 Summit Cross - Photo 20](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f906347862r.jpg) ![189 Summit Cross - Photo 21](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3335641006r.jpg) ![189 Summit Cross - Photo 22](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f4285562216r.jpg) ![189 Summit Cross - Photo 23](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1796467935r.jpg) ![189 Summit Cross - Photo 24](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3778823332r.jpg) ![189 Summit Cross - Photo 25](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1388549942r.jpg) ![189 Summit Cross - Photo 26](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1161023350r.jpg) ![189 Summit Cross - Photo 27](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f849903849r.jpg) ![189 Summit Cross - Photo 28](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3326628184r.jpg) ![189 Summit Cross - Photo 29](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f2248809837r.jpg) ![189 Summit Cross - Photo 30](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1648977926r.jpg) ![189 Summit Cross - Photo 31](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f348145593r.jpg) ![189 Summit Cross - Photo 32](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f1260575936r.jpg) ![189 Summit Cross - Photo 33](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3784445860r.jpg) ![189 Summit Cross - Photo 34](http://lh.rdcpix.com/bb525d3409586fecfac979f0ccd8f95dl-f3207351844r.jpg) --- **MLS#:** 4057639 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Garden State MLS, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/189-summit-cross-rutherford-boro-nj-07070-2513-3dcee2701b7240b9a6fc094f1f88a50e) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/189-summit-cross-rutherford-boro-nj-07070-2513-3dcee2701b7240b9a6fc094f1f88a50e#listing", "url": "https://www.propertysimple.ai/listing/189-summit-cross-rutherford-boro-nj-07070-2513-3dcee2701b7240b9a6fc094f1f88a50e", "name": "189 Summit Cross, Rutherford Boro, NJ 07070-2513", "description": "Welcome to this beautifully renovated two family home in Rutherford, one of Bergen County's most desirable communities. 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