About This Home

This 4-bedroom, 3-bathroom single family at 18912 Harbor Cove Drive in Cornelius, NC is listed for $530,000 ($258 per sqft). Built in 2003, the home offers 2,052 sqft of living space on a 0.14 acres lot.

Key Features

  • Built in 2003
  • 0.14 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
2 full, 1 half
2-car garage
2003

Amenities

FireplaceA/C
Listing Description

Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson.

Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet.

Out the slider off the kitchen/dining area you will find the backyard patio where you're welcomed by lush landscaping and peaceful views. Upstairs you'll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring.

The hall bath was also upgraded with tile flooring. The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes.

With dining, shopping, schools, recreation attractions, and I-77 close by, this home makes it easy to enjoy the Cornelius and Lake Norman-area lifestyle.

Monthly Cost Estimate

$3,095/mo

20% down · 6.5% · 30 years

Principal$383
Interest$2,297
Insurance$155
HOA$260

Estimates only. Actual payments may vary.

Location

18912 Harbor Cove Drive

Cornelius, NC 28031

Victoria Bay

Features & Amenities

Interior Features

Attic Stairs PulldownGarden TubKitchen IslandPantryWalk-In Closet(s)

Property Details

Flooring

CarpetTile

Construction

Vinyl

Outdoor Features

PatioPorch

Parking

Garage - AttachedGarageDriveway

Heating

CentralNatural Gas

Cooling

Central Air

Appliances

DishwasherElectric RangeExhaust FanMicrowaveRefrigerator with Ice Maker

Questions & Answers

This 4-bedroom, 3-bathroom single family at 18912 Harbor Cove Drive is listed at $530,000 ($258/sqft). The estimated monthly payment is $3,095 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $260/month.

Key features include: Built in 2003, 0.14 acre lot, 2 stories, Fireplace. Interior Features: Attic Stairs Pulldown, Garden Tub, Kitchen Island.

This property is listed by Amy Fraser.

AF

Amy Fraser

Agent at Nest Realty

Listed by Nest Realty · Broker phone: (704) 842-1500 · View on Broker Site · Broker website

MLS# 4434910· Source: Canopy MLS· 3 days on PropertySimple

Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

18912 Harbor Cove Drive, Cornelius, NC 28031

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