# 18912 Harbor Cove Drive, Cornelius, NC 28031 > **TL;DR:** 4bd/3ba single family, $530,000 ($258/sqft), built 2003, 2,052 sqft. > Fireplace, A/C, 2-car garage. Est. $3,095/mo. Listed 5 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $530,000 | | Price/sqft | $258 | | Bedrooms | 4 | | Bathrooms | 2 full, 1 half | | Square Feet | 2,052 | | Year Built | 2003 | | Lot Size | 6,098 sqft (0.14 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 5 | ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,680 | | Estimated Insurance | $155 | | HOA | $260 | | **Total** | **$3,095** | ## Nearby Schools - **Elementary:** Cornelius - **Middle:** Bailey - **High:** William Amos Hough ## Key Amenities - Fireplace - A/C - 2-car garage ## Property Highlights - Built in 2003 - 0.14 acre lot - 2 stories - Fireplace ## Description ### Agent Description Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson. Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet. Out the slider off the kitchen/dining area you will find the backyard patio where you're welcomed by lush landscaping and peaceful views. Upstairs you'll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring. The hall bath was also upgraded with tile flooring. The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes. With dining, shopping, schools, recreation attractions, and I-77 close by, this home makes it easy to enjoy the Cornelius and Lake Norman-area lifestyle. ## Location - **Address:** 18912 Harbor Cove Drive, Cornelius, NC 28031 - **County:** Mecklenburg - **Neighborhood:** Victoria Bay - **Coordinates:** 35.48992169, -80.86758287 - **Google Maps:** https://www.google.com/maps?q=35.48992169,-80.86758287 ## Listing Agent - **Name:** Amy Fraser - **Brokerage:** Nest Realty - **Broker Phone:** (704) 842-1500 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/18912-Harbor-Cove-Ln_Cornelius_NC_28031_M55933-78332?f=listhub&s=CMLSNC&m=4434910&c=propsimple) ## Photos ![18912 Harbor Cove Drive - Photo 1](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1277659657r.jpg) ![18912 Harbor Cove Drive - Photo 2](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f4104098391r.jpg) ![18912 Harbor Cove Drive - Photo 3](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f938462818r.jpg) ![18912 Harbor Cove Drive - Photo 4](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3872928278r.jpg) ![18912 Harbor Cove Drive - Photo 5](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3888874878r.jpg) ![18912 Harbor Cove Drive - Photo 6](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f884941833r.jpg) ![18912 Harbor Cove Drive - Photo 7](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2281446994r.jpg) ![18912 Harbor Cove Drive - Photo 8](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3519013458r.jpg) ![18912 Harbor Cove Drive - Photo 9](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f897224709r.jpg) ![18912 Harbor Cove Drive - Photo 10](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f4116154786r.jpg) ![18912 Harbor Cove Drive - Photo 11](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3848005033r.jpg) ![18912 Harbor Cove Drive - Photo 12](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3470976423r.jpg) ![18912 Harbor Cove Drive - Photo 13](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1294280020r.jpg) ![18912 Harbor Cove Drive - Photo 14](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2429969519r.jpg) ![18912 Harbor Cove Drive - Photo 15](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1704515241r.jpg) ![18912 Harbor Cove Drive - Photo 16](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f381661219r.jpg) ![18912 Harbor Cove Drive - Photo 17](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2688040274r.jpg) ![18912 Harbor Cove Drive - Photo 18](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3145584998r.jpg) ![18912 Harbor Cove Drive - Photo 19](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1032332693r.jpg) ![18912 Harbor Cove Drive - Photo 20](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f246869622r.jpg) ![18912 Harbor Cove Drive - Photo 21](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f454541275r.jpg) ![18912 Harbor Cove Drive - Photo 22](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f574179316r.jpg) ![18912 Harbor Cove Drive - Photo 23](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f4247110080r.jpg) ![18912 Harbor Cove Drive - Photo 24](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2910035315r.jpg) ![18912 Harbor Cove Drive - Photo 25](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2753815470r.jpg) ![18912 Harbor Cove Drive - Photo 26](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1473159135r.jpg) ![18912 Harbor Cove Drive - Photo 27](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1920192026r.jpg) ![18912 Harbor Cove Drive - Photo 28](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2693133047r.jpg) ![18912 Harbor Cove Drive - Photo 29](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3293113696r.jpg) ![18912 Harbor Cove Drive - Photo 30](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f3078711148r.jpg) ![18912 Harbor Cove Drive - Photo 31](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1509104339r.jpg) ![18912 Harbor Cove Drive - Photo 32](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1307956816r.jpg) ![18912 Harbor Cove Drive - Photo 33](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f318592816r.jpg) ![18912 Harbor Cove Drive - Photo 34](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1215440374r.jpg) ![18912 Harbor Cove Drive - Photo 35](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f293168267r.jpg) ![18912 Harbor Cove Drive - Photo 36](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1279044704r.jpg) ![18912 Harbor Cove Drive - Photo 37](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f2203335515r.jpg) ![18912 Harbor Cove Drive - Photo 38](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1194572039r.jpg) ![18912 Harbor Cove Drive - Photo 39](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f1027121478r.jpg) ![18912 Harbor Cove Drive - Photo 40](http://lh.rdcpix.com/3ca847c2f13e732559bb8b122ba8ff29l-f476480141r.jpg) --- **MLS#:** 4434910 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Canopy MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/18912-harbor-cove-drive-cornelius-nc-28031-c224c4ee9b4448559d6883248bff98b7) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/18912-harbor-cove-drive-cornelius-nc-28031-c224c4ee9b4448559d6883248bff98b7#listing", "url": "https://www.propertysimple.ai/listing/18912-harbor-cove-drive-cornelius-nc-28031-c224c4ee9b4448559d6883248bff98b7", "name": "18912 Harbor Cove Drive, Cornelius, NC 28031", "description": "Discover a wonderful combination of comfort, location and recreation in established Victoria Bay. This 4 bedroom, 2.5 bath Cornelius home offers an inviting layout, a two-car garage, and convenient access to downtown Cornelius, the Cain Center for the Arts, Cornelius Elementary School, and nearby Davidson. Inside the entry welcomes you to comfortable gathering spaces with a gas fireplace, updated lighting, wood plank tile throughout the main level, and plantation shutters installed throughout the home. The refreshed kitchen features quartz countertops, a tile backsplash, and an updated sink and Brizo faucet. Out the slider off the kitchen/dining area you will find the backyard patio where you're welcomed by lush landscaping and peaceful views. Upstairs you'll find all 4 bedrooms and the laundry room. The primary suite offers upgrades in the primary bathroom with a newer shower, vanity and tile flooring. The hall bath was also upgraded with tile flooring. The sellers have also invested in important improvements: new HVAC system installed in June 2025, replacement windows and sliding glass door in 2023, and a new roof installed in August 2017. Enjoy community amenities including a swimming pool, clubhouse, tennis/pickleball and basketball courts, walking trails, and neighborhood lake access for launching kayaks, paddleboards, or canoes. 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