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About This Home

This 4-bedroom, 4-bathroom single family at 190 E Water Street in Inlet Beach, FL is listed for $3,595,000 ($1,534 per sqft). Built in 2000, the home offers 2,344 sqft of living space on a 0.06 acres lot.

Agent Description

A classic and charming coastal home located in the heart of Rosemary Beach. This exquisite and pristine residence with garage and carriage house was designed by architect Frank Greene. As you enter the home from the front porch you are welcomed into an inviting open living, dining and kitchen area, with an abundance of light and exposed beams.

A gas fireplace in the dining area creates a warm, cozy feeling. Large kitchen marble island and designer lighting are just some of the amazing elements of this space. As you approach the second floor, you will notice the incredible custom washed pecky cypress wood wall, and the beautiful red stained glass windows that were rescued from an old home in Louisiana.

This floor hosts the master bedroom with private en-suite bath, along with the two additional guest bedrooms. The peaceful and private courtyard encompasses a lounge area, summer kitchen, wood burning fireplace and water fountain features. This is one of the most charming courtyards in Rosemary.

The outdoor space includes access to the carriage house located above the garage. The carriage house offers an open living, dining and kitchen space with 2nd story private bedroom and bath. This delightful space also has 2 small built-in beds in the living area that can be closed off for privacy.

This immaculate residence has been lovingly and meticulously cared for with notable attention to detail. Rosemary Beach embraces the principles of traditional town planning with a pedestrian friendly design. Allow us to say welcome home... you'll be happy to be here!

Key Features

  • Built in 2000
  • 0.06 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full, 2 half
2000

Amenities

FireplaceHardwoodA/C

Monthly Cost Estimate

$20,819/mo

20% down · 6.5% · 30 years

Principal$2,600
Interest$15,578
Insurance$1,049
HOA$1,592

Estimates only. Actual payments may vary.

Location

190 E Water Street

Inlet Beach, FL 32461

ROSEMARY BEACH

Features & Amenities

Interior Features

Built-In BookcasesCeiling BeamedCeiling Crwn MoldingCeiling VaultedGuest QuartersKitchen IslandLighting RecessedShelvingWasher/Dryer Hookup

Exterior Features

BalconyColumnsShowerSummer Kitchen

Property Details

Flooring

TileLaminateHardwood

Construction

Concrete Block Stucco Trim Wood

Pool Features

PatioPorch

Parking

GarageCarportGuest

Heating

Central

Cooling

Central Air

Appliances

CooktopDishwasherDisposalDryerMicrowaveRange HoodRefrigerator W/IceMkStove/Oven GasWasherWater Heater - Elect

Questions & Answers

This 4-bedroom, 4-bathroom single family at 190 E Water Street is listed at $3,595,000 ($1,534/sqft). The estimated monthly payment is $17,170 based on 20% down at 6.5% interest.

HOA fees are $1592/month.

Key features include: Built in 2000, 0.06 acre lot, 2 stories, Fireplace. Interior Features: Built-In Bookcases, Ceiling Beamed, Ceiling Crwn Molding. Exterior Features: Balcony, Columns, Shower.

This property is listed by Clark & Mitchell Group and can be reached at 8504287635 or amitchell@rosemarybeachrealty.com.

CG

Clark & Mitchell Group

Agent at Rosemary Beach Realty LLC

(850) 428-7635

Listed by Rosemary Beach Realty LLC · View on Broker Site

MLS# 995450· Source: listhub· Updated 105 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

190 E Water Street, Inlet Beach, FL 32461

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