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About This Home

This 3-bedroom, 3-bathroom single family at 190 L Street in Santa Rosa Beach, FL is listed for $399,999 ($347 per sqft). Built in 1984, the home offers 1,152 sqft of living space on a 0.33 acres lot.

Agent Description

MOTIVATED SELLER! Let's make a deal on this one! Private Bay view retreat with private balconies, deep, screened porch & direct canal access! Welcome to 190 L Street, a beautifully remodeled coastal retreat tucked away in the peaceful bay-front area of Santa Rosa Beach.

Renovated in 2023, this charming 3-bedroom, 2.5-bath home offers 1,152 square feet of thoughtfully designed living space with stunning bay views and direct canal frontage. Wake up to serene water views from both the primary suite and second bedroom, each featuring private balconies perfect for morning coffee or sunset unwinding.

The main living level opens to a spacious screened porch, creating the ideal space for relaxing, entertaining, and enjoying the coastal breeze. Set on a large lot for the area, the property offers privacy while embracing the laid-back coastal lifestyle that makes Santa Rosa Beach so special.

Located just minutes from Cessna Landing Park and waterfront dining at The Bay, this home is perfectly positioned for those who love life on the water. Launch your kayaks or paddleboards directly from the canal in your backyard and spend the day exploring the bay.

The beach and the world-famous 30A corridor are only about 10 minutes away, giving you quick access to white sand beaches, dining, and shopping while still enjoying a quiet retreat. With room for boat or RV parking, potential space for a pool, and additional lots available that could expand the property to nearly 0.7 acres, this is a rare opportunity offering flexibility, privacy, and strong investment potential in Santa Rosa Beach.

Short-term rentals are allowed, making this property ideal as a primary residence, vacation home, or income-producing investment. Add in lots 18/19/20 for an additional $120,000. If purchased together, the seller is more negotiable.

Key Features

  • Built in 1984
  • 0.33 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
2 full, 1 half
1984

Amenities

FireplaceWaterfront

Monthly Cost Estimate

$2,139/mo

20% down · 6.5% · 30 years

Principal$289
Interest$1,733
Insurance$117

Estimates only. Actual payments may vary.

Location

190 L Street

Santa Rosa Beach, FL 32459

SANTA ROSA BEACH

Features & Amenities

Interior Features

FireplaceKitchen IslandLighting RecessedNewly PaintedPantryWasher/Dryer Hookup

Property Details

Flooring

Vinyl

Construction

Foundation Stilts Siding CmntFbrHrdBrd

Pool Features

DeckPorch

Appliances

DishwasherDisposalMicrowaveRefrigeratorRefrigerator W/IceMkStove/Oven ElectricWater Heater - Elect

Questions & Answers

This 3-bedroom, 3-bathroom single family at 190 L Street is listed at $399,999 ($347/sqft). The estimated monthly payment is $1,733 based on 20% down at 6.5% interest.

Key features include: Built in 1984, 0.33 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Fireplace, Kitchen Island, Lighting Recessed.

This property is listed by Blaine A Atkinson and can be reached at 8503247422 or blaine@live30a.com.

BA

Blaine A Atkinson

Agent at Live 30A Real Estate LLC

(850) 324-7422

Listed by Live 30A Real Estate LLC · View on Broker Site

MLS# 996542· Source: listhub· Updated 93 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

190 L Street, Santa Rosa Beach, FL 32459

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