# 190 Ray Street, Manchester, NH 03104

> **TL;DR:** 5bd/3ba residential multi family, $649,900 ($197/sqft), built 1870, 3,307 sqft.
> Hardwood, A/C. Est. $3,476/mo. Listed 1 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $649,900 |
| Price/sqft | $197 |
| Bedrooms | 5 |
| Bathrooms | 3 full |
| Square Feet | 3,307 |
| Year Built | 1870 |
| Lot Size | 7,841 sqft (0.18 acres) |
| Stories | 3 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 1 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $3,286 |
| Estimated Insurance | $190 |
| **Total** | **$3,476** |

## Key Amenities

- Hardwood
- A/C

## Property Highlights

- Built in 1870
- 0.18 acre lot
- 3 stories

## Description

### Agent Description
Opportunity knocks with this well-maintained three-family property located in Manchester's desirable North End, offering the perfect blend of immediate cash flow and long-term investment potential. Featuring two spacious 2-bedroom, 1-bath units and one 1-bedroom, 1-bath unit, all three apartments are currently occupied with month-to-month leases, providing flexibility for investors or owner-occupants alike. Current rental income totals $5,400 per month ($64,800 annually), with separate utilities allowing tenants to pay their own heat, hot water, and electricity. Built in 1870 with classic Colonial charm, the property offers over 3,300 square feet of finished living space and features hardwood, laminate, and carpet flooring, public water and sewer, natural gas and oil heat, plus off-street parking. Conveniently located just minutes from downtown Manchester, schools, hospitals, shopping, restaurants, and major commuter routes, this is an ideal addition to any investment portfolio or a fantastic opportunity to offset your mortgage with rental income. Whether you're looking to expand your portfolio or purchase your first multi-family property, 190 Ray Street delivers strong income, an excellent location, and tremendous upside. Don't miss your chance to own this solid North End investment.

## Location

- **Address:** 190 Ray Street, Manchester, NH 03104
- **County:** NH-Hillsborough
- **Coordinates:** 43.01075785, -71.46204934
- **Google Maps:** https://www.google.com/maps?q=43.01075785,-71.46204934

## Listing Agent

- **Name:** Mark Lynch
- **Brokerage:** RE/MAX Synergy
- **Phone:** (603) 647-8000

## Primary Photo

![190 Ray Street - Primary Photo](http://lh.rdcpix.com/64ae7e04b13b6cf3da5a52912f4d135el-f1520959618r.jpg)

*40 total photos available on [listing page](https://www.propertysimple.ai/listing/190-ray-street-manchester-nh-03104-5100708)*

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**MLS#:** 5100708 | **Updated:** 2026-08-02
**Source:** listhub

*Copyright © 2026 PrimeMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/190-ray-street-manchester-nh-03104-5100708)

---

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