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About This Home

This 3-bedroom, 3-bathroom single family at 1904 Pearl Street in Chattanooga, TN is listed for $282,000 ($193 per sqft). Built in 1957, the home offers 1,461 sqft of living space on a 0.38 acres lot.

Agent Description

MOTIVATED SELLER! If you are a FIRST TIME HOME BUYER OR INVESTOR looking for INVESTMENT READY PROPERTY with strong income potential... this property is for you! The home was totally remodeled and thoughtfully updated and located in a calm neighborhood setting with easy access only 4 miles to vibrant downtown life, offering city views from distant parks on morning walks and evening strolls.

1904 Pearl Street offers a refreshed new look with modern finishes and a versatile studio apartment offering a living room, kitchenette, full bath and loft bedroom/office space that is PERFECT for rental income, extended family, or an in-law suite. The main house offers 3 bedrooms, 1.5 bathrooms. All updated bathrooms, floors, fresh paint, modern lighting and hardware. You will also enjoy the walk-out to a private patio -- perfect for morning coffee or evening relaxation.

Key Features

  • Built in 1957
  • 0.38 acre lot

Property Details

2 full, 1 half
1957

Amenities

A/C

Monthly Cost Estimate

$1,508/mo

20% down · 6.5% · 30 years

Principal$204
Interest$1,222
Insurance$82

Estimates only. Actual payments may vary.

Location

1904 Pearl Street

Chattanooga, TN 37406

Features & Amenities

Interior Features

Ceiling Fan(s)Eat-in KitchenPlumbedTub/shower Combo

Property Details

Flooring

Vinyl

Construction

Block Vinyl Siding

Pool Features

PatioPorch

Parking

GarageDriveway

Heating

CentralElectric (Heating)

Cooling

Central AirElectric

Appliances

Free-Standing RefrigeratorFree-Standing Range

Questions & Answers

This 3-bedroom, 3-bathroom single family at 1904 Pearl Street is listed at $282,000 ($193/sqft). The estimated monthly payment is $1,222 based on 20% down at 6.5% interest.

Key features include: Built in 1957, 0.38 acre lot. Interior Features: Ceiling Fan(s), Eat-in Kitchen, Plumbed.

This property is listed by Christi Oliver and can be reached at 4237188638 or christicoliver@gmail.com.

CO

Christi Oliver

Agent at Zach Taylor - Chattanooga

(423) 718-8638

Listed by Zach Taylor - Chattanooga · View on Broker Site

MLS# 1529186· Source: listhub· Updated 98 days ago

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1904 Pearl Street, Chattanooga, TN 37406

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