About This Home

This 2-bedroom, 2-bathroom condo at 1908 W 11th St in Spencer, IA is listed for $167,500 ($99 per sqft). Built in 1970, the home offers 1,692 sqft of living space on a 0.78 acres lot.

Key Features

  • Built in 1970
  • 0.78 acre lot

Property Details

1 story
2 full
2-car garage
1970
Listing Description

Golf course views and main floor living at Country Club View Condominiums in Spencer, Iowa. Sellers are flexible on financing and are open to carrying a second mortgage for a qualified buyer, subject to mutually agreeable terms. Ask for details. This non-age-restricted condo offers 2,256 square feet, including the full basement, with views of the 6th hole and 7th tee.

The main floor has two bedrooms, a private full bath, a hallway 3/4 bath, and an opened-up kitchen with appliances included. The partially finished basement offers a long media or game room with a wet bar, one nonconforming bedroom, space for another room, and a washer and dryer.

The four-unit HOA is $250 per month and includes mowing and snow removal. An oversized detached two-car garage and a new driveway add convenience. Recent improvements include kitchen updates and a stainless double-oven range in 2025, a new back stoop in 2025, a primary bath shower conversion in February 2026, main floor carpet in July 2026, and new gutters in 2026.

The furnace and AC were installed in 2014, attic insulation was added in 2020, and a radon mitigation system was installed in 2022. Per the seller, the unit stayed dry and sustained no damage during the 2024 Spencer flood.

Monthly Cost Estimate

$1,146/mo

20% down · 6.5% · 30 years

Principal$121
Interest$726
Insurance$49
HOA$250

Estimates only. Actual payments may vary.

Location

1908 W 11th St

Spencer, IA 51301

Northwest Spencer

Features & Amenities

Interior Features

Walk-In Closet(s)Master Downstairs

Property Details

Flooring

LaminateCarpet

Outdoor Features

Patio

Parking

Driveway

Heating

Forced AirElectric (Heating)

Questions & Answers

This 2-bedroom, 2-bathroom condo at 1908 W 11th St is listed at $167,500 ($99/sqft). The estimated monthly payment is $1,146 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $250/month.

Key features include: Built in 1970, 0.78 acre lot. Interior Features: Walk-In Closet(s), Master Downstairs.

This property is listed by Holly Brink.

HB

Holly Brink

Agent at My Real Estate Company, LLC

Listed by My Real Estate Company, LLC · Broker phone: 712-264-5678 · View on Broker Site

MLS# 11889370· Source: My State MLS· 107 days on PropertySimple

Copyright © 2026 My State MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1908 W 11th St, Spencer, IA 51301

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