About This Home

This 3-bedroom, 3-bathroom single family at 191 HL Smith Road in Wilmington, NC is listed for $1,099,000 ($375 per sqft). Built in 2006, the home offers 2,931 sqft of living space on a 0.28 acres lot.

Key Features

  • Built in 2006
  • 0.28 acre lot
  • 2 stories
  • 2 parking spaces
  • Waterfront

Property Details

2 stories
3 full
2-car garage
2006

Amenities

WaterfrontViewA/C
Listing Description

This custom-built Tony Ivey home overlooking Futch Creek captures the feel of a timeless coastal cottage, with tidal creek access to the Intracoastal Waterway for boating, kayaking, and paddle boarding right from your backyard. Step inside to a charming blue and white tile foyer, where an impressive 18-foot shiplap ceiling creates a light, airy welcome and sets the tone for the home's relaxed coastal style.

Designed to take full advantage of its setting, nearly every room offers peaceful water views. A wall of sliding glass doors opens the living room to the covered porch, creating an effortless connection between indoors and out and plenty of places to enjoy the water.

Upstairs, the private deck off the primary suite, recently updated with new decking and railing, is an incredible spot for morning coffee or winding down at the end of the day. The primary suite also features a spacious bath and fabulous walk-in closet.

The floor plan is both functional and flexible, with front and rear staircases, a main-level bedroom or office option, and two additional bedrooms plus an office upstairs. The primary suite is privately accessed by the secondary staircase, creating a tucked-away retreat.

The kitchen blends classic style with function, featuring Hollingsworth inset cabinetry, granite countertops, a large walk-in pantry, and a 40-inch gas range. A two-car garage is complemented by a spacious attached workshop, offering plenty of room for storage, hobbies, or a functional workspace.

Outside, a garden shed and beautiful arbor lead toward the creek, where a new seawall and floating dock make it easy to enjoy life on the water. The setting feels private and tucked away with no HOA, while still being incredibly convenient. A 2-10 Home Buyers Warranty is also included for added peace of mind.

Enjoy a Wilmington address within the coveted Topsail school district, just off Scotts Hill Loop and only a short distance from the shops, dining, and everyday conveniences of Porters Neck. This is coastal Wilmington living at its best: water access, privacy, craftsmanship, and a home designed around the way you actually want to live.

Monthly Cost Estimate

$5,878/mo

20% down · 6.5% · 30 years

Principal$795
Interest$4,762
Insurance$321

Estimates only. Actual payments may vary.

Location

191 HL Smith Road

Wilmington, NC 28411

Not In Subdivision

Features & Amenities

Interior Features

Central VacuumWalk-in Closet(s)High CeilingsPantryWalk-in ShowerBlinds/ShadesWalk-In Closet(s)

Exterior Features

Irrigation System

Property Details

Flooring

WoodCarpetTile

Construction

Fiber Cement Wood Frame

Views

Water

Outdoor Features

PorchPatio

Parking

GarageOpen

Heating

Electric (Heating)Forced Air

Cooling

Zoned

Appliances

WasherRefrigeratorDryerDishwasherGas Range

Questions & Answers

This 3-bedroom, 3-bathroom single family at 191 HL Smith Road is listed at $1,099,000 ($375/sqft). The estimated monthly payment is $5,878 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2006, 0.28 acre lot, 2 stories, 2 parking spaces, Waterfront. Interior Features: Central Vacuum, Walk-in Closet(s), High Ceilings. Exterior Features: Irrigation System.

This property is listed by Rainey E Wallace.

RW

Rainey E Wallace

License 275536

Agent at Intracoastal Realty Corp

Listed by Intracoastal Realty Corp · Broker phone: 8005331840 · View on Broker Site

MLS# 100596489· Source: Hive MLS· 78 days on PropertySimple

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

191 HL Smith Road, Wilmington, NC 28411

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