# 191 HL Smith Road, Wilmington, NC 28411 > **TL;DR:** 3bd/3ba single family, $1,099,000 ($375/sqft), built 2006, 2,931 sqft. > Waterfront, View, A/C, 2-car garage. Est. $5,878/mo. Listed 80 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $1,099,000 | | Price/sqft | $375 | | Bedrooms | 3 | | Bathrooms | 3 full | | Square Feet | 2,931 | | Year Built | 2006 | | Lot Size | 12,371 sqft (0.28 acres) | | Stories | 2 | | Garage | 2-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 80 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $5,557 | | Estimated Insurance | $321 | | **Total** | **$5,878** | ## Nearby Schools - **Elementary:** South Topsail - **Middle:** Topsail - **High:** Topsail ## Key Amenities - Waterfront - View - A/C - 2-car garage ## Property Highlights - Built in 2006 - 0.28 acre lot - 2 stories - 2 parking spaces - Waterfront ## Description ### Agent Description This custom-built Tony Ivey home overlooking Futch Creek captures the feel of a timeless coastal cottage, with tidal creek access to the Intracoastal Waterway for boating, kayaking, and paddle boarding right from your backyard. Step inside to a charming blue and white tile foyer, where an impressive 18-foot shiplap ceiling creates a light, airy welcome and sets the tone for the home's relaxed coastal style. Designed to take full advantage of its setting, nearly every room offers peaceful water views. A wall of sliding glass doors opens the living room to the covered porch, creating an effortless connection between indoors and out and plenty of places to enjoy the water. Upstairs, the private deck off the primary suite, recently updated with new decking and railing, is an incredible spot for morning coffee or winding down at the end of the day. The primary suite also features a spacious bath and fabulous walk-in closet. The floor plan is both functional and flexible, with front and rear staircases, a main-level bedroom or office option, and two additional bedrooms plus an office upstairs. The primary suite is privately accessed by the secondary staircase, creating a tucked-away retreat. The kitchen blends classic style with function, featuring Hollingsworth inset cabinetry, granite countertops, a large walk-in pantry, and a 40-inch gas range. A two-car garage is complemented by a spacious attached workshop, offering plenty of room for storage, hobbies, or a functional workspace. Outside, a garden shed and beautiful arbor lead toward the creek, where a new seawall and floating dock make it easy to enjoy life on the water. The setting feels private and tucked away with no HOA, while still being incredibly convenient. A 2-10 Home Buyers Warranty is also included for added peace of mind. Enjoy a Wilmington address within the coveted Topsail school district, just off Scotts Hill Loop and only a short distance from the shops, dining, and everyday conveniences of Porters Neck. This is coastal Wilmington living at its best: water access, privacy, craftsmanship, and a home designed around the way you actually want to live. ## Location - **Address:** 191 HL Smith Road, Wilmington, NC 28411 - **County:** Pender - **Neighborhood:** Not In Subdivision - **Coordinates:** 34.305249, -77.749104 - **Google Maps:** https://www.google.com/maps?q=34.305249,-77.749104 ## Virtual Tour & Media - **Video Tour:** https://dl.dropboxusercontent.com/scl/fi/mx6t1cy64qx0skvkpej30/191-H-L-Smith-Rd-NO-ADDRESS-Branded.mp4?rlkey=htihc5hf90orb9t176mz1auth&raw=1 ## Listing Agent - **Name:** Rainey E Wallace · **License:** 275536 - **Brokerage:** Intracoastal Realty Corp - **Broker Phone:** 8005331840 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/191-Hl-Smith-Rd_Wilmington_NC_28411_M67807-48574?f=listhub&s=HIVEMLSNC&m=100596489&c=propsimple) ## Photos ![191 HL Smith Road - Photo 1](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f4154954691r.jpg) ![191 HL Smith Road - Photo 2](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f2743737699r.jpg) ![191 HL Smith Road - Photo 3](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f2301087178r.jpg) ![191 HL Smith Road - Photo 4](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1233948659r.jpg) ![191 HL Smith Road - Photo 5](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f3130800963r.jpg) ![191 HL Smith Road - Photo 6](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f810160561r.jpg) ![191 HL Smith Road - Photo 7](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1695960726r.jpg) ![191 HL Smith Road - Photo 8](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f3035316395r.jpg) ![191 HL Smith Road - Photo 9](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1075506835r.jpg) ![191 HL Smith Road - Photo 10](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1112365035r.jpg) ![191 HL Smith Road - Photo 11](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f4223670519r.jpg) ![191 HL Smith Road - 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Photo 52](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f2853766084r.jpg) ![191 HL Smith Road - Photo 53](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1182818432r.jpg) ![191 HL Smith Road - Photo 54](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f242898565r.jpg) ![191 HL Smith Road - Photo 55](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f23370978r.jpg) ![191 HL Smith Road - Photo 56](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f3074169083r.jpg) ![191 HL Smith Road - Photo 57](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1237380831r.jpg) ![191 HL Smith Road - Photo 58](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f1296320517r.jpg) ![191 HL Smith Road - Photo 59](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f962123372r.jpg) ![191 HL Smith Road - Photo 60](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f3036316545r.jpg) ![191 HL Smith Road - Photo 61](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f4062510318r.jpg) ![191 HL Smith Road - Photo 62](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f2506519749r.jpg) ![191 HL Smith Road - Photo 63](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f955853269r.jpg) ![191 HL Smith Road - Photo 64](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f2282987565r.jpg) ![191 HL Smith Road - Photo 65](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f3356188891r.jpg) ![191 HL Smith Road - Photo 66](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f4171522677r.jpg) ![191 HL Smith Road - Photo 67](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f2508555258r.jpg) ![191 HL Smith Road - Photo 68](http://lh.rdcpix.com/19924b19982decbfd8af14a6abb41628l-f3050295439r.jpg) --- **MLS#:** 100596489 | **Updated:** 2026-10-31 **Source:** listhub *Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/191-hl-smith-road-wilmington-nc-28411-bbde7f3120ab4f508b510743c409ee6a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/191-hl-smith-road-wilmington-nc-28411-bbde7f3120ab4f508b510743c409ee6a#listing", "url": "https://www.propertysimple.ai/listing/191-hl-smith-road-wilmington-nc-28411-bbde7f3120ab4f508b510743c409ee6a", "name": "191 HL Smith Road, Wilmington, NC 28411", "description": "This custom-built Tony Ivey home overlooking Futch Creek captures the feel of a timeless coastal cottage, with tidal creek access to the Intracoastal Waterway for boating, kayaking, and paddle boarding right from your backyard. 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