# 191 Merchant Road, Jefferson, NY 12093 > **TL;DR:** 3bd/2ba single family, $789,900 ($362/sqft), built 2003, 2,184 sqft. > Fireplace, View. Est. $4,224/mo. Listed 274 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $789,900 | | Price/sqft | $362 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,184 | | Year Built | 2003 | | Lot Size | 4,835,160 sqft (111.00 acres) | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 274 | ## Why This Home Stands Out - **Views** - Valley ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,994 | | Estimated Insurance | $230 | | **Total** | **$4,224** | ## Key Amenities - Fireplace - View ## Property Highlights - Built in 2003 - 111.00 acre lot - 20 parking spaces - Fireplace ## Description ### Agent Description Discover a secluded dream retreat set on 111.4 acres of rolling meadows, mature woods, and sprawling trees that create exceptional privacy and breathtaking views. As you approach, an inviting covered porch welcomes you into this charming chalet-style home. Inside, the foyer provides a practical and spacious area for coats, shoes, and boots. The living room features a cozy wood-burning stove and expansive windows that fill the space with natural light while framing the surrounding scenery. The modern kitchen blends contemporary updates with country charm, offering an eat-in area for casual meals. A conveniently located dining room sits just off the kitchen and opens to the living room, making the layout ideal for family gatherings and entertaining. Sliding doors lead to a lovely deck where you can relax and enjoy the outdoors from the comfort of your home. The first floor includes two bedrooms, a full bathroom, and a laundry room for added convenience and ease of living. The second floor overlooks the main living area, enhancing the home's open feel and natural light. A spacious family room provides additional living space with beautiful views, while the private primary bedroom suite offers a peaceful retreat. The primary bath features a jetted tub and a separate shower for a spa-like experience. Additional features include a full basement for storage, a heated three-car attached garage to keep you out of the elements, and an extra two-car detached garage on the property. With abundant views and serene surroundings, this chalet is ready for your personal decor and vision. A truly special property and a must-see. *Additional Land may be purchased adjoined to this parcel (118.22 acres). ## Location - **Address:** 191 Merchant Road, Jefferson, NY 12093 - **County:** Schoharie - **Coordinates:** 42.499924, -74.610305 - **Google Maps:** https://www.google.com/maps?q=42.499924,-74.610305 ## Virtual Tour & Media - **Video Tour:** https://app.doaudiotours.com/unbranded?id=16833&lang=en-US ## Listing Agent - **Name:** Matthew Loder · **License:** 10311204132 - **Brokerage:** Country Boy Realty - **Phone:** 5183781235 - **Broker Phone:** (518) 234-4371 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/191-Merchant-Rd_Jefferson_NY_12093_M32024-68134?f=listhub&s=CRMLSNY&m=202531019&c=propsimple) ## Photos ![191 Merchant Road - Photo 1](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3056155235r.jpg) ![191 Merchant Road - Photo 2](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1673523459r.jpg) ![191 Merchant Road - Photo 3](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2368935961r.jpg) ![191 Merchant Road - Photo 4](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1456084503r.jpg) ![191 Merchant Road - Photo 5](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3494501885r.jpg) ![191 Merchant Road - Photo 6](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f834874888r.jpg) ![191 Merchant Road - Photo 7](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3483215590r.jpg) ![191 Merchant Road - Photo 8](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f4069817700r.jpg) ![191 Merchant Road - Photo 9](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3844781028r.jpg) ![191 Merchant Road - Photo 10](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1437923625r.jpg) ![191 Merchant Road - Photo 11](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2283922002r.jpg) ![191 Merchant Road - Photo 12](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2070123950r.jpg) ![191 Merchant Road - 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Photo 23](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f4166315740r.jpg) ![191 Merchant Road - Photo 24](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2910526036r.jpg) ![191 Merchant Road - Photo 25](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f384097548r.jpg) ![191 Merchant Road - Photo 26](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2415297444r.jpg) ![191 Merchant Road - Photo 27](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1262820550r.jpg) ![191 Merchant Road - Photo 28](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3121358046r.jpg) ![191 Merchant Road - Photo 29](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3030104960r.jpg) ![191 Merchant Road - Photo 30](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2568618781r.jpg) ![191 Merchant Road - Photo 31](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1904152465r.jpg) ![191 Merchant Road - Photo 32](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f4274155908r.jpg) ![191 Merchant Road - Photo 33](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2204398794r.jpg) ![191 Merchant Road - Photo 34](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3147662813r.jpg) ![191 Merchant Road - Photo 35](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3806887r.jpg) ![191 Merchant Road - Photo 36](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f137256250r.jpg) ![191 Merchant Road - Photo 37](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3713869458r.jpg) ![191 Merchant Road - Photo 38](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1544885618r.jpg) ![191 Merchant Road - Photo 39](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1201361476r.jpg) ![191 Merchant Road - Photo 40](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f587584122r.jpg) ![191 Merchant Road - Photo 41](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3292317780r.jpg) ![191 Merchant Road - Photo 42](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f277082742r.jpg) ![191 Merchant Road - Photo 43](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1856819806r.jpg) ![191 Merchant Road - Photo 44](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1933973360r.jpg) ![191 Merchant Road - Photo 45](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f712210007r.jpg) ![191 Merchant Road - Photo 46](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3436864297r.jpg) ![191 Merchant Road - Photo 47](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3416730468r.jpg) ![191 Merchant Road - Photo 48](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3313275591r.jpg) ![191 Merchant Road - Photo 49](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3743210999r.jpg) ![191 Merchant Road - Photo 50](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f3430640633r.jpg) ![191 Merchant Road - Photo 51](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2301458932r.jpg) ![191 Merchant Road - Photo 52](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f1752398825r.jpg) ![191 Merchant Road - Photo 53](http://lh.rdcpix.com/9b9138adf42ade97c45c885c1c4c6483l-f2350973335r.jpg) --- **MLS#:** 202531019 | **Updated:** 2026-09-18 **Source:** listhub *Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/191-merchant-road-jefferson-ny-12093-02531019) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/191-merchant-road-jefferson-ny-12093-02531019#listing", "url": "https://www.propertysimple.ai/listing/191-merchant-road-jefferson-ny-12093-02531019", "name": "191 Merchant Road, Jefferson, NY 12093", "description": "Discover a secluded dream retreat set on 111.4 acres of rolling meadows, mature woods, and sprawling trees that create exceptional privacy and breathtaking views. As you approach, an inviting covered porch welcomes you into this charming chalet-style home. Inside, the foyer provides a practical and spacious area for coats, shoes, and boots. The living room features a cozy wood-burning stove and expansive windows that fill the space with natural light while framing the surrounding scenery. The modern kitchen blends contemporary updates with country charm, offering an eat-in area for casual meals. A conveniently located dining room sits just off the kitchen and opens to the living room, making the layout ideal for family gatherings and entertaining. Sliding doors lead to a lovely deck where you can relax and enjoy the outdoors from the comfort of your home. The first floor includes two bedrooms, a full bathroom, and a laundry room for added convenience and ease of living. The second floor overlooks the main living area, enhancing the home's open feel and natural light. A spacious family room provides additional living space with beautiful views, while the private primary bedroom suite offers a peaceful retreat. The primary bath features a jetted tub and a separate shower for a spa-like experience. Additional features include a full basement for storage, a heated three-car attached garage to keep you out of the elements, and an extra two-car detached garage on the property. With abundant views and serene surroundings, this chalet is ready for your personal decor and vision. 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