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About This Home

This 2-bedroom, 2-bathroom single family at 1935 Spencer Street in Cambria, CA is listed for $729,000 ($711 per sqft). Built in 1985, the home offers 1,026 sqft of living space on a 0.04 acres lot.

Agent Description

Situated on the mountain side of Cambria‘s Top Of The World location, this property has cool views of the San Lucia Mountains and a microclimate that is often warmer, sunnier and less windy than many other areas of town. This two bedroom, two bath house has a bonus loft which could be a home office or an art studio.

Heck, when it’s your house, you can use it however you’d like! The high ceilings above the wood-burning fireplace in the living room make the house feel much bigger. This property offers some additional elbow room, as it is located next to and across from multiple vacant lots.

The adjacent oversized double lot to the south is owned by the owner of this house, and may be available for purchase via a separate escrow. Other amenities include an extra deep one-car garage, front and back decks, and washer and dryer hook-ups both upstairs and in the garage.

Key Features

  • Built in 1985
  • 0.04 acre lot
  • 3 stories
  • 1 parking spaces
  • Fireplace

Property Details

3 stories
1 full
1 space
1985

Amenities

FireplaceView

Monthly Cost Estimate

$3,899/mo

20% down · 6.5% · 30 years

Principal$527
Interest$3,159
Insurance$213

Estimates only. Actual payments may vary.

Location

1935 Spencer Street

Cambria, CA 93428

Top of the World(2170)

Features & Amenities

Interior Features

Beamed CeilingsBalconyLaminate CountersLiving Room BalconyRecessed LightingStorageCathedral Ceiling(s)French Doors

Exterior Features

Community Features Included: HikingPreserve/Public LandUp Slope From Street

Property Details

Flooring

CarpetWood

Views

Mountain

Parking

DrivewayGarage

Heating

Fireplace(s)

Cooling

None (Cooling)

Appliances

DishwasherGarbage DisposerMicrowaveRangeRange - GasRefrigeratorWasher

Questions & Answers

This 2-bedroom, 2-bathroom single family at 1935 Spencer Street is listed at $729,000 ($711/sqft). The estimated monthly payment is $3,159 based on 20% down at 6.5% interest.

Key features include: Built in 1985, 0.04 acre lot, 3 stories, 1 parking spaces, Fireplace. Interior Features: Beamed Ceilings, Balcony, Laminate Counters. Exterior Features: Community Features Included: Hiking, Preserve/Public Land, Up Slope From Street.

This property is listed by Bob Kasper and can be reached at 8059099707 or Bob@TheRealEstateCompanyOfCambria.com.

BK

Bob Kasper

Agent at The Real Estate Company of Cambria

(805) 909-9707

Listed by The Real Estate Company of Cambria · View on Broker Site

MLS# SC26058000· Source: listhub· Updated 75 days ago

Copyright © 2026 California Regional Multiple Listing Service, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1935 Spencer Street, Cambria, CA 93428

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