About This Home

This 4-bedroom, 3-bathroom single family at 1938 Cardinal Ln in Navarre, FL is listed for $599,000 ($230 per sqft). Built in 2016, the home offers 2,604 sqft of living space on a 0.46 acres lot.

Key Features

  • Built in 2016
  • 0.46 acre lot
  • 3 parking spaces

Property Details

1 story
3 full
3-car garage
2016

Amenities

A/C
Listing Description

* Motivated seller open to creative buyer incentives * Beautiful, 4 bedroom, 3 full bath property in desirable Holley By The Sea (HBTS) neighborhood, 10 minutes from Navarre Beach and 5 minutes from HBTS recreation center. On a quiet street, great for bike rides or walking the dog.

A quick jump to the highway provides easy access to Eglin, Hurlburt, Destin, Downtown Pensacola, and Gulf Breeze. HBTS amenities include: basketball/tennis courts, a gym, a park, indoor/outdoor pools, a pier, and more. The kitchen is the heart of the home with 42 inch cabinets, granite counters, stainless appliances, and a walk-in pantry.

This space is shared with a large living room with a 12 ft ceiling and windows facing the backyard, where the morning morning light streams in. The formal dining room has 12 ft ceilings as well, with elegant chair/panel molding. Arched doorways throughout give an airy, bright atmosphere.

Off the kitchen is a large laundry room with shelving. The spacious 3 car garage has plenty of space, with built in shelving for storage as well. On the topic of storage, there are closets in all bedrooms, as well as throughout the house. All three baths are full and have granite countertops.

The primary bedroom is the crown jewel, with a nook the size of a room, two walk in closets, and a large bath. The house is beautifully landscaped, with a substantial garden in back with raised beds, fruit trees and bushes, perennial flowers, herbs, and native plants.

It is a butterfly and nature lover's paradise. The owner is a Master Gardener and has made it into a turn-key garden, lovingly designed with something to enjoy year round. The grounds also have nice wooden 10'x20' shed and a chicken house with chicken run. Upgrades and maintenance items include a reverse osmosis water filter, water heater installed this year, and fresh paint throughout the house. * Smoke free home. * Don't miss out on this modern, comfortable home just minutes from the beach!

Monthly Cost Estimate

$3,804/mo

20% down · 6.5% · 30 years

Principal$433
Interest$2,596
Insurance$175
HOA$600

Estimates only. Actual payments may vary.

Location

1938 Cardinal Ln

Navarre, FL 32566

Holley By The Sea

Features & Amenities

Interior Features

BaseboardsCeiling Fan(s)Chair RailCrown MoldingHigh CeilingsGym/Workout Room

Property Details

Flooring

CarpetLaminateTile

Construction

Brick Concrete Frame

Parking

DrivewayGarage

Heating

Central

Cooling

Ceiling Fan(s)Central Air

Appliances

Electric Water Heater

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1938 Cardinal Ln is listed at $599,000 ($230/sqft). The estimated monthly payment is $3,804 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $600/month.

Key features include: Built in 2016, 0.46 acre lot, 3 parking spaces. Interior Features: Baseboards, Ceiling Fan(s), Chair Rail.

This property is listed by Steven Koleno and can be reached at 8046565007.

SK

Steven Koleno

Agent at Bar Invest Realty LLC

(804) 656-5007

Listed by Bar Invest Realty LLC · Broker phone: 8442392663 · View on Broker Site · Broker website

MLS# 689949· Source: Pensacola Association of REALTORS· 8 days on PropertySimple

Copyright © 2026 Pensacola Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1938 Cardinal Ln, Navarre, FL 32566

Open this listing in: