# 195 Hiawassee Ln., Celina, TN 38551

> **TL;DR:** 3bd/2ba single family, $559,000 ($305/sqft), built 2016, 1,835 sqft.
> Fireplace, Waterfront, View, Hardwood. Est. $2,990/mo.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $559,000 |
| Price/sqft | $305 |
| Bedrooms | 3 |
| Bathrooms | 2 full |
| Square Feet | 1,835 |
| Year Built | 2016 |
| Lot Size | 52,316 sqft (1.20 acres) |
| Stories | 1 |
| Property Type | Single Family (Other) |
| Status | Active Under Contract |
| Days on Market | 0 |

## Why This Home Stands Out

- **Waterfront** - Waterfront location listed
- **Views** - Water, River
- **Hardwood Floors** - Hardwood flooring listed

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,827 |
| Estimated Insurance | $163 |
| **Total** | **$2,990** |

## Key Amenities

- Fireplace
- Waterfront
- View
- Hardwood
- A/C
- RV Parking

## Property Highlights

- Built in 2016
- 1.20 acre lot
- 5 parking spaces
- Fireplace
- Waterfront

## Description

### Agent Description
REDUCED! Cumberland River Front BEAUTY, fully furnished & turn key-READY for vaca or river life! Hand crafted, upscale construction & finishes, handsome combo of all brick trimmed w/log siding that fits nicely into the river and wooded surroundings. 1835 sft, 1 level, 3 bds, 2 baths, huge covered deck (700 sft) for river gazing & relaxing. Open concept living rm (vaulted ceiling), kitchen (gas range/island seating) & dining is spacious w/gas log stone fireplace. Big laundry/pantry combo, hardwood floors (tile baths), 9' ceilings, walk-in closet, 3 car attached garage. BIG BONUS detached garage car/work shop/lawn tools (1000 sft under cover)w/water, electric & concrete floor (possible family suite?) w/attic storage & covered carport (boat storage). 5 total available car capacity! Extra $$$ in the concrete drive and parking! This one is loaded with extras other water front/view homes are lacking. Double lot w/riverside fire-pit area & wonderful landscaping. Launch a kayak, go fishing, swimming-enjoy the RIVER LIFE. And 3 marinas on DHL just minutes away. Lovely home, grounds (pear/apple trees) and super quiet secluded, small neighborhood. Super nice dog kennel too. All covered! City services 10 min. , Clay Co. This one is a big notch above the others.

## Location

- **Address:** 195 Hiawassee Ln., Celina, TN 38551
- **County:** Clay
- **Coordinates:** 36.5908966, -85.5086572
- **Google Maps:** https://www.google.com/maps?q=36.5908966,-85.5086572

## Virtual Tour & Media

- **Video Tour:** www.zillow.com/view-imx/a31d1961-b451-428c-9ba7-0203200b8cd0?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard

## Listing Agent

- **Name:** Dino Cates
- **Brokerage:** Exit Rocky Top Realty-LVS
- **Broker Phone:** 9318237717
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/195-Hiawassee-Ln_Celina_TN_38551_M90537-73662?f=listhub&s=UCARTN&m=244525&c=propsimple)

## Photos

![195 Hiawassee Ln. - Photo 1](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3162178171r.jpg)

![195 Hiawassee Ln. - Photo 2](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1971262707r.jpg)

![195 Hiawassee Ln. - Photo 3](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1276336758r.jpg)

![195 Hiawassee Ln. - Photo 4](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2781962301r.jpg)

![195 Hiawassee Ln. - Photo 5](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2994612015r.jpg)

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![195 Hiawassee Ln. - Photo 7](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2164702483r.jpg)

![195 Hiawassee Ln. - Photo 8](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3375546196r.jpg)

![195 Hiawassee Ln. - Photo 9](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2528378338r.jpg)

![195 Hiawassee Ln. - Photo 10](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f4239079781r.jpg)

![195 Hiawassee Ln. - Photo 11](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1757774871r.jpg)

![195 Hiawassee Ln. - Photo 12](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f840494158r.jpg)

![195 Hiawassee Ln. - Photo 13](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1020757266r.jpg)

![195 Hiawassee Ln. - Photo 14](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3360955571r.jpg)

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![195 Hiawassee Ln. - Photo 18](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3689919867r.jpg)

![195 Hiawassee Ln. - Photo 19](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f8785109r.jpg)

![195 Hiawassee Ln. - Photo 20](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3769008819r.jpg)

![195 Hiawassee Ln. - Photo 21](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f971026474r.jpg)

![195 Hiawassee Ln. - Photo 22](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f326082517r.jpg)

![195 Hiawassee Ln. - Photo 23](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f527135175r.jpg)

![195 Hiawassee Ln. - Photo 24](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2885628055r.jpg)

![195 Hiawassee Ln. - Photo 25](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3644963501r.jpg)

![195 Hiawassee Ln. - Photo 26](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f4178922136r.jpg)

![195 Hiawassee Ln. - Photo 27](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2994612015r.jpg)

![195 Hiawassee Ln. - Photo 28](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2501934055r.jpg)

![195 Hiawassee Ln. - Photo 29](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1510728152r.jpg)

![195 Hiawassee Ln. - Photo 30](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1264285412r.jpg)

![195 Hiawassee Ln. - Photo 31](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2931045592r.jpg)

![195 Hiawassee Ln. - Photo 32](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3329673001r.jpg)

![195 Hiawassee Ln. - Photo 33](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f944702843r.jpg)

![195 Hiawassee Ln. - Photo 34](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f2621954985r.jpg)

![195 Hiawassee Ln. - Photo 35](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f99592841r.jpg)

![195 Hiawassee Ln. - Photo 36](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f462919370r.jpg)

![195 Hiawassee Ln. - Photo 37](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3956893716r.jpg)

![195 Hiawassee Ln. - Photo 38](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1611932782r.jpg)

![195 Hiawassee Ln. - Photo 39](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f443867803r.jpg)

![195 Hiawassee Ln. - Photo 40](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1728586319r.jpg)

![195 Hiawassee Ln. - Photo 41](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f4020086879r.jpg)

![195 Hiawassee Ln. - Photo 42](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f4224608267r.jpg)

![195 Hiawassee Ln. - Photo 43](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f3518896418r.jpg)

![195 Hiawassee Ln. - Photo 44](http://lh.rdcpix.com/9e90e05187af77df04eb82e572707effl-f1024502334r.jpg)

---

**MLS#:** 244525 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Upper Cumberland Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/195-hiawassee-ln-celina-tn-38551-da8f1a86af8b45b39cd08a15fa076578)

---

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}
```