# 195 SUMMERSET Drive, Punta Gorda, FL 33982 > **TL;DR:** 3bd/2ba single family, $399,900 ($284/sqft), built 1988, 1,408 sqft. > Spa, Fireplace, Waterfront, View. Est. $2,139/mo. Listed 18 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $399,900 | | Price/sqft | $284 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 1,408 | | Year Built | 1988 | | Lot Size | 23,087 sqft (0.53 acres) | | Stories | 2 | | Garage | 1-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 18 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **Views** - Water ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,022 | | Estimated Insurance | $117 | | **Total** | **$2,139** | ## Nearby Schools - **Elementary:** East Elementary - **Middle:** Punta Gorda Middle - **High:** Charlotte High ## Key Amenities - Spa - Fireplace - Waterfront - View - A/C - RV Parking - 1-car garage ## Property Highlights - Built in 1988 - 0.53 acre lot - 2 stories - Fireplace - Waterfront ## Description ### Agent Description TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an "Environmentally Sensitive" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. DON'T DELAY...schedule your viewing TODAY! ## Location - **Address:** 195 SUMMERSET Drive, Punta Gorda, FL 33982 - **County:** Charlotte - **Neighborhood:** PEACE RIVER SHORES - **Coordinates:** 27.029979, -81.973652 - **Google Maps:** https://www.google.com/maps?q=27.029979,-81.973652 ## Virtual Tour & Media - **Video Tour:** https://www.zillow.com/view-imx/d94fdf3c-0271-4cf4-9809-f82387ad3fec?setAttribution=mls&wl=true&initialViewType=pano&utm_source=dashboard ## Listing Agent - **Name:** Nick Demers - **Brokerage:** RE/MAX Palm Realty - **Phone:** 9415853787 - **Broker Phone:** (941) 743-5525 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/195-Summerset-Dr_Punta-Gorda_FL_33982_M65855-96922?f=listhub&s=MFRMLSFL&m=C7530166&c=propsimple) ## Photos ![195 SUMMERSET Drive - Photo 1](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2522318795r.jpg) ![195 SUMMERSET Drive - Photo 2](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2811293977r.jpg) ![195 SUMMERSET Drive - Photo 3](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2050870761r.jpg) ![195 SUMMERSET Drive - Photo 4](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f962319974r.jpg) ![195 SUMMERSET Drive - Photo 5](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f678080411r.jpg) ![195 SUMMERSET Drive - Photo 6](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f802018526r.jpg) ![195 SUMMERSET Drive - Photo 7](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3129364023r.jpg) ![195 SUMMERSET Drive - Photo 8](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f4018794949r.jpg) ![195 SUMMERSET Drive - Photo 9](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1096919048r.jpg) ![195 SUMMERSET Drive - Photo 10](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2371399814r.jpg) ![195 SUMMERSET Drive - Photo 11](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1302106552r.jpg) ![195 SUMMERSET Drive - Photo 12](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1054403840r.jpg) ![195 SUMMERSET Drive - Photo 13](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f4105551606r.jpg) ![195 SUMMERSET Drive - Photo 14](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f4213673290r.jpg) ![195 SUMMERSET Drive - Photo 15](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f619575714r.jpg) ![195 SUMMERSET Drive - Photo 16](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2409384802r.jpg) ![195 SUMMERSET Drive - Photo 17](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2836367921r.jpg) ![195 SUMMERSET Drive - Photo 18](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f624383362r.jpg) ![195 SUMMERSET Drive - Photo 19](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1289211875r.jpg) ![195 SUMMERSET Drive - Photo 20](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1293793727r.jpg) ![195 SUMMERSET Drive - Photo 21](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3977432457r.jpg) ![195 SUMMERSET Drive - Photo 22](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2259586496r.jpg) ![195 SUMMERSET Drive - Photo 23](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2928202089r.jpg) ![195 SUMMERSET Drive - Photo 24](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f4171650676r.jpg) ![195 SUMMERSET Drive - Photo 25](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3045051219r.jpg) ![195 SUMMERSET Drive - Photo 26](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1009731987r.jpg) ![195 SUMMERSET Drive - Photo 27](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f198344476r.jpg) ![195 SUMMERSET Drive - Photo 28](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3921478554r.jpg) ![195 SUMMERSET Drive - Photo 29](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1633390725r.jpg) ![195 SUMMERSET Drive - Photo 30](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2263643135r.jpg) ![195 SUMMERSET Drive - Photo 31](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2671660077r.jpg) ![195 SUMMERSET Drive - Photo 32](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2123267377r.jpg) ![195 SUMMERSET Drive - Photo 33](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f180405120r.jpg) ![195 SUMMERSET Drive - Photo 34](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f312727569r.jpg) ![195 SUMMERSET Drive - Photo 35](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2020884558r.jpg) ![195 SUMMERSET Drive - Photo 36](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2251461148r.jpg) ![195 SUMMERSET Drive - Photo 37](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1545005915r.jpg) ![195 SUMMERSET Drive - Photo 38](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3837169722r.jpg) ![195 SUMMERSET Drive - Photo 39](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3392232822r.jpg) ![195 SUMMERSET Drive - Photo 40](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f3166646259r.jpg) ![195 SUMMERSET Drive - Photo 41](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2095476401r.jpg) ![195 SUMMERSET Drive - Photo 42](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f488350396r.jpg) ![195 SUMMERSET Drive - Photo 43](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1359636732r.jpg) ![195 SUMMERSET Drive - Photo 44](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f2011740932r.jpg) ![195 SUMMERSET Drive - Photo 45](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1189873386r.jpg) ![195 SUMMERSET Drive - Photo 46](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f640432931r.jpg) ![195 SUMMERSET Drive - Photo 47](http://lh.rdcpix.com/646f9bd7f52a32a8eb1cb91d27590b5el-f1951390486r.jpg) --- **MLS#:** C7530166 | **Updated:** 2026-09-22 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/195-summerset-drive-punta-gorda-fl-33982-c7530166) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/195-summerset-drive-punta-gorda-fl-33982-c7530166#listing", "url": "https://www.propertysimple.ai/listing/195-summerset-drive-punta-gorda-fl-33982-c7530166", "name": "195 SUMMERSET Drive, Punta Gorda, FL 33982", "description": "TRANQUIL WATERFRONT GEM, this 3/2/1 lovely home on over 1/2 an acre with NO BRIDGES OUT is a MUST SEE in Peace River Shores on the upper stretches of the Peace River plus NO FLOOD INSURANCE REQUIRED with its FEMA certification! The ability to travel with a mere 5 min ride to open water including the Gulf of Mexico all from your backyard with this tidal waterway into Jim Long Lake into Charlotte Harbor and experience incredible fishing, boating and sight seeing are right here.Peace of mind greets you warmly with a 2021 METAL ROOF, extra 32 ft side RV PARKING, covered front entry and luxury plank style vinyl flooring throughout with vaulted ceilings exuding a special charm with custom palette board accent walls, deco plant shelf, designer fan lighting in the large living room ( flatscreen and electric fireplace also conveys). The kitchen has CORIAN COUNTERTOPS, NEW STAINLESS APPLIANCES including double oven with built in air fryer, convenient passthrough, trendy two tone shaker cabinets sport hardwired multi option under lighting perfect for entertaining day or night. Two bedrooms allow for comfortable guest suites with complimentary wood plank accent wall, walk in closets, upgraded lighting and on the ground floor. The guest bath is also updated beautifully with rich walk in jetted seated spa tub, no worries of slips or falls, this one will really make life more enjoyable costing 20k. The master bedroom is a spacious sanctuary upstairs boasting scenic views, generous walk in closet, abundant natural light, rich accent wall and its own private ensuite bath adjacent to its own custom foyer. Inside laundry room has extra storage options including a full pantry and a private pocket door. Any time of day enjoy PANORAMIC water and views of this well thought out and manicured estate from the raised back screened lanai, all that's missing is a swing from the majestic mature oaks along waterway edge ! This nature lovers retreat also has a custom wood framed chain link fenced back yard with over 70 solar topped lights and three extra wide gates, HOT TUB under the stars, convenient irrigation, 2 sheds with electric and 1 with ac, outside gazebo, chicken coop with hens laying 2-3 dozen organic eggs weekly, assorted fruit trees including lemon, cherry, peach, papaya, orange and banana, ready to use garden bed and ALL ORGANIC, wow! New 2021 AC, UPDATED ELECTRIC and PLUMBING 2023, NEW WATER HEATER 2023, hurricane protection,FRESHLY PAINTED adds extra savings and value.Get ready to boat and fish right off your own dock as there is electric and water convenience right there, plus a 25,000 lb boat lift so bring your large sized boat all overlooking an \"Environmentally Sensitive\" land preserve protecting your endless view, so no concerns about any neighbors across the canal. SIMPLY ENJOY SUNSETS AND NATURAL WILDLIFE.Optional membership available in Peace River Shores HOA to use the community boat ramp and clubhouse, boat launch, and docks available for low annual fee. Golf cart friendly community, no deed restrictions. Located just off Route 17, close to I-75, historic Punta Gorda and arcadia, PG airport, dining and boutique shopping. Prepare to fall in love with this one of a kind, OLD FLORIDA STYLE community, ready to make your Florida dreams to come true. 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