About This Home

This 4-bedroom, 4-bathroom single family at 196 Chapin Way in Oswego, IL is listed for $555,000 ($195 per sqft). Built in 2008, the home offers 2,844 sqft of living space on a 0.22 acres lot.

Key Features

  • Built in 2008
  • 0.22 acre lot
  • 2 stories
  • 3 parking spaces
  • Fireplace
  • Waterfront

Property Details

2 stories
3 full, 1 half
3-car garage
2008

Amenities

EV ChargerFireplaceWaterfrontHardwoodA/C
Listing Description

STUNNING WATERFRONT HOME IN PRESCOTT MILL! Perched directly on the water, this stunning 2,844 sq ft Prescott Mill beauty offers unobstructed, direct pond views right from your own backyard and the sunrises here are nothing short of spectacular! FRESHLY painted and move-in ready, this spacious 5 bedroom, 3.5 bath, 3 car garage home features a main floor home office, finished basement, and two laundry rooms!

MAIN LEVEL: Inside, the layout offers a comfortable flow with real hardwood flooring, a separate living room and dining room, along with a spacious kitchen and family room. The kitchen features 42" cabinetry, a pantry and recently upgraded quartz countertops, statement waterfall model island, tile backsplash, stainless steel sink/faucet/disposal, a reverse osmosis filter, and dishwasher featuring all-steel interior and 3rd rack.

The main level also includes a perfect office/den! UPSTAIRS: Wake up and find yourself looking out over the water as the sun rises from the massive primary suite features a vaulted ceiling, huge walk-in closet, plus an additional closet utilized as a convenient 2nd floor laundry room!

The master bathroom includes dual vanities, a soaking tub, and a separate shower. Also a full bath and three additional comfortable sized bedrooms provide plenty of space and closets. BASEMENT: The fully finished basement provides even more living space with a fifth bedroom, full bathroom, recreation area with sink and cabinets, and featuring a raised stage for the theater area with HDMI wiring for theater sound.

There are also dedicated storage rooms. This home also offers a tankless water heater, whole-house humidifier, Ecobee smart thermostat, water softener and battery-backup sump pump. RECENT UPDATES: Just Freshly Painted Throughout (Sep 2026) | New Attic Insulation (2025) | New Furnace, AC & Ecobee Thermostat (Sept 2022) | Roof (Oct 2019) | Kitchen Up

grades (2024) | New Dryer (2023) | | Whole-House Humidifier | 240V EV Charger Outlet in Garage | MyQ Smart Garage Opener | Solar Floodlight | Basement HDMI Theater Sound Wiring. LOCATION & LIFESTYLE: Located in the sought-after Prescott Mill subdivision, residents enjoy access to a wonderful neighborhood park and playground, walking paths, and nearby schools.

Best of all, you are just 10 minutes from shopping and dining along Route 59 (95th St.) and Route 34, combining peaceful waterfront living with ultimate daily convenience. This is the one you've been waiting for!

Monthly Cost Estimate

$3,086/mo

20% down · 6.5% · 30 years

Principal$401
Interest$2,405
Insurance$162
HOA$118

Estimates only. Actual payments may vary.

Location

196 Chapin Way

Oswego, IL 60543

Prescott Mill

Features & Amenities

Interior Features

Vaulted Ceiling(s)Cathedral Ceiling(s)Walk-In Closet(s)Separate Dining RoomPantryQuartz Counters

Property Details

Flooring

Hardwood

Construction

Vinyl Siding Brick

Outdoor Features

Patio

Parking

GarageOpen

Heating

Natural Gas

Cooling

Central Air

Appliances

RangeMicrowaveDishwasherRefrigeratorFreezerWasherDryerDisposalStainless Steel Appliance(s)Humidifier

Questions & Answers

This 4-bedroom, 4-bathroom single family at 196 Chapin Way is listed at $555,000 ($195/sqft). The estimated monthly payment is $3,086 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $118/month.

Key features include: Built in 2008, 0.22 acre lot, 2 stories, 3 parking spaces, Fireplace, Waterfront. Interior Features: Vaulted Ceiling(s), Cathedral Ceiling(s), Walk-In Closet(s).

This property is listed by Carolyn Alzueta.

CA

Carolyn Alzueta

Agent at Charles Rutenberg Realty

Listed by Charles Rutenberg Realty · Broker phone: (630) 929-1100 · View on Broker Site · Broker website

MLS# 12750494· Source: Midwest Real Estate Data, LLC· 34 days on PropertySimple

Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

196 Chapin Way, Oswego, IL 60543

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