# 196 Chapin Way, Oswego, IL 60543 > **TL;DR:** 4bd/4ba single family, $555,000 ($195/sqft), built 2008, 2,844 sqft. > Fireplace, EV Charger, Waterfront, Hardwood. Est. $3,086/mo. Listed 36 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $555,000 | | Price/sqft | $195 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 2,844 | | Year Built | 2008 | | Lot Size | 9,601 sqft (0.22 acres) | | Stories | 2 | | Garage | 3-car | | Property Type | Single Family (Other) | | Status | Pending | | Days on Market | 36 | ## Why This Home Stands Out - **Waterfront** - Waterfront location listed - **EV Charger** - Electric vehicle ready - **Large Garage** - 3-car garage - **Hardwood Floors** - Hardwood flooring listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,806 | | Estimated Insurance | $162 | | HOA | $118 | | **Total** | **$3,086** | ## Nearby Schools - **Elementary:** Southbury Elementary School - **Middle:** Murphy Junior High School - **High:** Oswego East High School ## Key Amenities - Fireplace - EV Charger - Waterfront - Hardwood - A/C - 3-car garage ## Property Highlights - Built in 2008 - 0.22 acre lot - 2 stories - 3 parking spaces - Fireplace - Waterfront ## Description ### Agent Description STUNNING WATERFRONT HOME IN PRESCOTT MILL! Perched directly on the water, this stunning 2,844 sq ft Prescott Mill beauty offers unobstructed, direct pond views right from your own backyard and the sunrises here are nothing short of spectacular! FRESHLY painted and move-in ready, this spacious 5 bedroom, 3.5 bath, 3 car garage home features a main floor home office, finished basement, and two laundry rooms! MAIN LEVEL: Inside, the layout offers a comfortable flow with real hardwood flooring, a separate living room and dining room, along with a spacious kitchen and family room. The kitchen features 42" cabinetry, a pantry and recently upgraded quartz countertops, statement waterfall model island, tile backsplash, stainless steel sink/faucet/disposal, a reverse osmosis filter, and dishwasher featuring all-steel interior and 3rd rack. The main level also includes a perfect office/den! UPSTAIRS: Wake up and find yourself looking out over the water as the sun rises from the massive primary suite features a vaulted ceiling, huge walk-in closet, plus an additional closet utilized as a convenient 2nd floor laundry room! The master bathroom includes dual vanities, a soaking tub, and a separate shower. Also a full bath and three additional comfortable sized bedrooms provide plenty of space and closets. BASEMENT: The fully finished basement provides even more living space with a fifth bedroom, full bathroom, recreation area with sink and cabinets, and featuring a raised stage for the theater area with HDMI wiring for theater sound. There are also dedicated storage rooms. This home also offers a tankless water heater, whole-house humidifier, Ecobee smart thermostat, water softener and battery-backup sump pump. RECENT UPDATES: Just Freshly Painted Throughout (Sep 2026) | New Attic Insulation (2025) | New Furnace, AC & Ecobee Thermostat (Sept 2022) | Roof (Oct 2019) | Kitchen Upgrades (2024) | New Dryer (2023) | | Whole-House Humidifier | 240V EV Charger Outlet in Garage | MyQ Smart Garage Opener | Solar Floodlight | Basement HDMI Theater Sound Wiring. LOCATION & LIFESTYLE: Located in the sought-after Prescott Mill subdivision, residents enjoy access to a wonderful neighborhood park and playground, walking paths, and nearby schools. Best of all, you are just 10 minutes from shopping and dining along Route 59 (95th St.) and Route 34, combining peaceful waterfront living with ultimate daily convenience. This is the one you've been waiting for! ## Location - **Address:** 196 Chapin Way, Oswego, IL 60543 - **County:** Kendall - **Neighborhood:** Prescott Mill - **Coordinates:** 41.697277, -88.270947 - **Google Maps:** https://www.google.com/maps?q=41.697277,-88.270947 ## Virtual Tour & Media - **Video Tour:** https://my.matterport.com/show/?m=HieDcS9vLbS ## Listing Agent - **Name:** Carolyn Alzueta - **Brokerage:** Charles Rutenberg Realty - **Broker Phone:** (630) 929-1100 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/196-Chapin-Way_Oswego_IL_60543_M74106-45379?f=listhub&s=MREDIL&m=12750494&c=propsimple) ## Photos ![196 Chapin Way - Photo 1](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f871129853r.jpg) ![196 Chapin Way - Photo 2](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3302132674r.jpg) ![196 Chapin Way - Photo 3](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1099828887r.jpg) ![196 Chapin Way - Photo 4](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f871129853r.jpg) ![196 Chapin Way - Photo 5](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1106087358r.jpg) ![196 Chapin Way - Photo 6](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1467498954r.jpg) ![196 Chapin Way - Photo 7](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4218986294r.jpg) ![196 Chapin Way - Photo 8](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3425707727r.jpg) ![196 Chapin Way - Photo 9](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f979595871r.jpg) ![196 Chapin Way - Photo 10](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f467548353r.jpg) ![196 Chapin Way - Photo 11](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1857378826r.jpg) ![196 Chapin Way - Photo 12](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3151321720r.jpg) ![196 Chapin Way - Photo 13](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2161885057r.jpg) ![196 Chapin Way - Photo 14](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2569345536r.jpg) ![196 Chapin Way - Photo 15](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1218109619r.jpg) ![196 Chapin Way - Photo 16](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4027348909r.jpg) ![196 Chapin Way - Photo 17](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3663059047r.jpg) ![196 Chapin Way - Photo 18](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1753442947r.jpg) ![196 Chapin Way - Photo 19](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3042172136r.jpg) ![196 Chapin Way - Photo 20](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2836467257r.jpg) ![196 Chapin Way - Photo 21](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2466198890r.jpg) ![196 Chapin Way - Photo 22](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2466198890r.jpg) ![196 Chapin Way - Photo 23](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f73634299r.jpg) ![196 Chapin Way - Photo 24](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1607289151r.jpg) ![196 Chapin Way - Photo 25](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f48009057r.jpg) ![196 Chapin Way - Photo 26](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2439309547r.jpg) ![196 Chapin Way - Photo 27](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1655863166r.jpg) ![196 Chapin Way - Photo 28](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1650547394r.jpg) ![196 Chapin Way - Photo 29](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4016498278r.jpg) ![196 Chapin Way - Photo 30](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f30171287r.jpg) ![196 Chapin Way - Photo 31](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4085934183r.jpg) ![196 Chapin Way - Photo 32](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2417915519r.jpg) ![196 Chapin Way - Photo 33](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f387268023r.jpg) ![196 Chapin Way - Photo 34](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f366979889r.jpg) ![196 Chapin Way - Photo 35](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4016498278r.jpg) ![196 Chapin Way - Photo 36](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1019878759r.jpg) ![196 Chapin Way - Photo 37](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3933319543r.jpg) ![196 Chapin Way - Photo 38](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4259336124r.jpg) ![196 Chapin Way - Photo 39](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1315332169r.jpg) ![196 Chapin Way - Photo 40](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4259336124r.jpg) ![196 Chapin Way - Photo 41](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f402648248r.jpg) ![196 Chapin Way - Photo 42](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2389704634r.jpg) ![196 Chapin Way - Photo 43](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2104910543r.jpg) ![196 Chapin Way - Photo 44](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1037857887r.jpg) ![196 Chapin Way - Photo 45](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2212406838r.jpg) ![196 Chapin Way - Photo 46](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f387268023r.jpg) ![196 Chapin Way - Photo 47](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1602449774r.jpg) ![196 Chapin Way - Photo 48](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1926609418r.jpg) ![196 Chapin Way - Photo 49](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3161012635r.jpg) ![196 Chapin Way - Photo 50](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f3117202467r.jpg) ![196 Chapin Way - Photo 51](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f2276719369r.jpg) ![196 Chapin Way - Photo 52](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1315332169r.jpg) ![196 Chapin Way - Photo 53](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f4259336124r.jpg) ![196 Chapin Way - Photo 54](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f645865674r.jpg) ![196 Chapin Way - Photo 55](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1338452601r.jpg) ![196 Chapin Way - Photo 56](http://lh.rdcpix.com/aab0c61a122bc059a68d53126c00834dl-f1672974104r.jpg) --- **MLS#:** 12750494 | **Updated:** 2026-10-29 **Source:** listhub *Copyright © 2026 Midwest Real Estate Data, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/196-chapin-way-oswego-il-60543-67a44ea5be1b46099fb487ee16007bd3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/196-chapin-way-oswego-il-60543-67a44ea5be1b46099fb487ee16007bd3#listing", "url": "https://www.propertysimple.ai/listing/196-chapin-way-oswego-il-60543-67a44ea5be1b46099fb487ee16007bd3", "name": "196 Chapin Way, Oswego, IL 60543", "description": "STUNNING WATERFRONT HOME IN PRESCOTT MILL! Perched directly on the water, this stunning 2,844 sq ft Prescott Mill beauty offers unobstructed, direct pond views right from your own backyard and the sunrises here are nothing short of spectacular! FRESHLY painted and move-in ready, this spacious 5 bedroom, 3.5 bath, 3 car garage home features a main floor home office, finished basement, and two laundry rooms! MAIN LEVEL: Inside, the layout offers a comfortable flow with real hardwood flooring, a separate living room and dining room, along with a spacious kitchen and family room. The kitchen features 42\" cabinetry, a pantry and recently upgraded quartz countertops, statement waterfall model island, tile backsplash, stainless steel sink/faucet/disposal, a reverse osmosis filter, and dishwasher featuring all-steel interior and 3rd rack. The main level also includes a perfect office/den! UPSTAIRS: Wake up and find yourself looking out over the water as the sun rises from the massive primary suite features a vaulted ceiling, huge walk-in closet, plus an additional closet utilized as a convenient 2nd floor laundry room! The master bathroom includes dual vanities, a soaking tub, and a separate shower. Also a full bath and three additional comfortable sized bedrooms provide plenty of space and closets. BASEMENT: The fully finished basement provides even more living space with a fifth bedroom, full bathroom, recreation area with sink and cabinets, and featuring a raised stage for the theater area with HDMI wiring for theater sound. There are also dedicated storage rooms. This home also offers a tankless water heater, whole-house humidifier, Ecobee smart thermostat, water softener and battery-backup sump pump. RECENT UPDATES: Just Freshly Painted Throughout (Sep 2026) | New Attic Insulation (2025) | New Furnace, AC & Ecobee Thermostat (Sept 2022) | Roof (Oct 2019) | Kitchen Upgrades (2024) | New Dryer (2023) | | Whole-House Humidifier | 240V EV Charger Outlet in Garage | MyQ Smart Garage Opener | Solar Floodlight | Basement HDMI Theater Sound Wiring. LOCATION & LIFESTYLE: Located in the sought-after Prescott Mill subdivision, residents enjoy access to a wonderful neighborhood park and playground, walking paths, and nearby schools. Best of all, you are just 10 minutes from shopping and dining along Route 59 (95th St.) and Route 34, combining peaceful waterfront living with ultimate daily convenience. 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