# 196 Ray Road, Big Creek Twp, MI 48647 > **TL;DR:** 3bd/2ba single family, $385,000 ($164/sqft), built 1995, 2,352 sqft. > Fireplace, 4-car garage. Est. $2,059/mo. Listed 47 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $385,000 | | Price/sqft | $164 | | Bedrooms | 3 | | Bathrooms | 2 full | | Square Feet | 2,352 | | Year Built | 1995 | | Lot Size | 74,052 sqft (1.70 acres) | | Stories | 2 | | Garage | 4-car | | Property Type | Single Family (Other) | | Status | Active | | Days on Market | 47 | ## Why This Home Stands Out - **Large Garage** - 4-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $1,947 | | Estimated Insurance | $112 | | **Total** | **$2,059** | ## Key Amenities - Fireplace - 4-car garage ## Property Highlights - Built in 1995 - 1.70 acre lot - 2 stories - Fireplace ## Description ### Agent Description Welcome to your dream Up North retreat...an energy-efficient, beautifully updated cabin surrounded by nature, comfort, and thoughtful upgrades at every turn. This property blends modern improvements with rustic charm, offering peace of mind and year-round enjoyment. Inside, you'll find new carpet and tile throughout the home, giving every room a fresh, modern feel. Both full bathrooms have been newly renovated with luxury showers and high-end finishes. Every bedroom plus the loft features custom organized closets, adding smart storage and beautiful functionality to the entire living space. The cabin's efficiency and mechanical upgrades stand out: - Crawl space fully spray-foamed with 3" closed-cell insulation + high-air-flow vents (2021) - Energy-efficient boiler + four mini-splits for heating and cooling (2022) - Low-E fiberglass windows installed in 2021 - Lifetime-warranty metal roof from American Metal Roof (2007) - High-speed internet available - Water softener and whole-house water filter included for clean, quality water throughout the home Outdoors, the property is a true oasis. A beautiful pond stretches across the front, creating a serene view from the moment you arrive. The land features six fruit trees including: Granny Smith, Macintosh, Honeycrisp, and pear plus grapevines along the fence line for fresh picking and seasonal enjoyment. A new full-property fence (2021) provides privacy and security, while the new septic field (2025) ensures long-term reliability. Behind the garage, enjoy a cozy firepit perfect for unwinding under the stars. And for all your Up North toys, boats, snowmobiles, side-by-sides, lawn equipment, and more, you'll love the metal pole barn, roughly 30' x 42', offering exceptional storage space and year-round convenience. BATVAI ## Location - **Address:** 196 Ray Road, Big Creek Twp, MI 48647 - **County:** Oscoda - **Coordinates:** 44.609317, -84.137011 - **Google Maps:** https://www.google.com/maps?q=44.609317,-84.137011 ## Virtual Tour & Media - **Video Tour:** https://listings.nextdoorphotos.com/vd/265718596 ## Listing Agent - **Name:** Kimberly Killian - **Brokerage:** eXp Realty - **Broker Phone:** (888) 501-7085 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/196-Ray-Rd_Mio_MI_48647_M31755-52736?f=listhub&s=REALCOMPMI&m=20261069303&c=propsimple) ## Photos ![196 Ray Road - Photo 1](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1664062806r.jpg) ![196 Ray Road - Photo 2](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3862881646r.jpg) ![196 Ray Road - Photo 3](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1327577976r.jpg) ![196 Ray Road - Photo 4](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2558396632r.jpg) ![196 Ray Road - Photo 5](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f407378201r.jpg) ![196 Ray Road - Photo 6](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3953008421r.jpg) ![196 Ray Road - Photo 7](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f4119099166r.jpg) ![196 Ray Road - Photo 8](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3440297720r.jpg) ![196 Ray Road - Photo 9](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f123717317r.jpg) ![196 Ray Road - Photo 10](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3758054419r.jpg) ![196 Ray Road - Photo 11](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3480944409r.jpg) ![196 Ray Road - Photo 12](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f581424991r.jpg) ![196 Ray Road - Photo 13](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3852301495r.jpg) ![196 Ray Road - Photo 14](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3775710993r.jpg) ![196 Ray Road - Photo 15](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2614423125r.jpg) ![196 Ray Road - Photo 16](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1687399720r.jpg) ![196 Ray Road - Photo 17](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3557120500r.jpg) ![196 Ray Road - Photo 18](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2655919965r.jpg) ![196 Ray Road - Photo 19](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f336975173r.jpg) ![196 Ray Road - Photo 20](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1428572081r.jpg) ![196 Ray Road - Photo 21](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2474718735r.jpg) ![196 Ray Road - Photo 22](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2148453895r.jpg) ![196 Ray Road - Photo 23](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3998012600r.jpg) ![196 Ray Road - Photo 24](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f876334068r.jpg) ![196 Ray Road - Photo 25](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1283892143r.jpg) ![196 Ray Road - Photo 26](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2023933233r.jpg) ![196 Ray Road - Photo 27](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3921696887r.jpg) ![196 Ray Road - Photo 28](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1790058153r.jpg) ![196 Ray Road - Photo 29](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1081160394r.jpg) ![196 Ray Road - Photo 30](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f4248881214r.jpg) ![196 Ray Road - Photo 31](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1420215960r.jpg) ![196 Ray Road - Photo 32](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3865252524r.jpg) ![196 Ray Road - Photo 33](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3238213536r.jpg) ![196 Ray Road - Photo 34](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3933340364r.jpg) ![196 Ray Road - Photo 35](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f89971269r.jpg) ![196 Ray Road - Photo 36](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3583311455r.jpg) ![196 Ray Road - Photo 37](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2825523456r.jpg) ![196 Ray Road - Photo 38](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1815623797r.jpg) ![196 Ray Road - Photo 39](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1039092014r.jpg) ![196 Ray Road - Photo 40](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f1998172055r.jpg) ![196 Ray Road - Photo 41](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3958748233r.jpg) ![196 Ray Road - Photo 42](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2458664204r.jpg) ![196 Ray Road - Photo 43](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f750131115r.jpg) ![196 Ray Road - Photo 44](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3110895535r.jpg) ![196 Ray Road - Photo 45](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f2209903193r.jpg) ![196 Ray Road - Photo 46](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3778625665r.jpg) ![196 Ray Road - Photo 47](http://lh.rdcpix.com/7c6dc4fabcf022d9e6f65f1a6e7922a0l-f3116542766r.jpg) --- **MLS#:** 20261069303 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 Realcomp Limited II. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/196-ray-road-big-creek-twp-mi-48647-a4af6c4c3f68468eb4472ccf60ee4ae3) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/196-ray-road-big-creek-twp-mi-48647-a4af6c4c3f68468eb4472ccf60ee4ae3#listing", "url": "https://www.propertysimple.ai/listing/196-ray-road-big-creek-twp-mi-48647-a4af6c4c3f68468eb4472ccf60ee4ae3", "name": "196 Ray Road, Big Creek Twp, MI 48647", "description": "Welcome to your dream Up North retreat...an energy-efficient, beautifully updated cabin surrounded by nature, comfort, and thoughtful upgrades at every turn. This property blends modern improvements with rustic charm, offering peace of mind and year-round enjoyment. Inside, you'll find new carpet and tile throughout the home, giving every room a fresh, modern feel. Both full bathrooms have been newly renovated with luxury showers and high-end finishes. Every bedroom plus the loft features custom organized closets, adding smart storage and beautiful functionality to the entire living space. The cabin's efficiency and mechanical upgrades stand out: - Crawl space fully spray-foamed with 3\" closed-cell insulation + high-air-flow vents (2021) - Energy-efficient boiler + four mini-splits for heating and cooling (2022) - Low-E fiberglass windows installed in 2021 - Lifetime-warranty metal roof from American Metal Roof (2007) - High-speed internet available - Water softener and whole-house water filter included for clean, quality water throughout the home Outdoors, the property is a true oasis. A beautiful pond stretches across the front, creating a serene view from the moment you arrive. The land features six fruit trees including: Granny Smith, Macintosh, Honeycrisp, and pear plus grapevines along the fence line for fresh picking and seasonal enjoyment. A new full-property fence (2021) provides privacy and security, while the new septic field (2025) ensures long-term reliability. Behind the garage, enjoy a cozy firepit perfect for unwinding under the stars. And for all your Up North toys, boats, snowmobiles, side-by-sides, lawn equipment, and more, you'll love the metal pole barn, roughly 30' x 42', offering exceptional storage space and year-round convenience. 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