# 196 SILVER REEF Lane, Saint Augustine, FL 32095 > **TL;DR:** 4bd/3ba single family, $595,000 ($225/sqft), built 2020, 2,647 sqft. > Solar, EV Charger, A/C, 3-car garage. Est. $3,488/mo. Listed 10 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $595,000 | | Price/sqft | $225 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,647 | | Year Built | 2020 | | Lot Size | 8,276 sqft (0.19 acres) | | Stories | 1 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 10 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed - **EV Charger** - Electric vehicle ready - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,009 | | Estimated Insurance | $174 | | HOA | $305 | | **Total** | **$3,488** | ## Nearby Schools - **Elementary:** Lakeside Academy - **Middle:** Lakeside Academy - **High:** Beachside ## Key Amenities - Solar - EV Charger - A/C - 3-car garage ## Property Highlights - Built in 2020 - 0.19 acre lot ## Description ### Agent Description Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors. The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, heated towel rack, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage with EV Charger and Epoxy Floor, and an expansive paver patio perfect for entertaining or relaxing outdoors. Enjoy reasonable power bills with seller owned solar panels! Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home! Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining. A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views. With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. Located in Creekside at Twin Creeks, residents enjoy access to community amenities and convenient connections to shopping, dining, major roadways, and Northeast Florida destinations. ## Location - **Address:** 196 SILVER REEF Lane, Saint Augustine, FL 32095 - **County:** St. Johns - **Neighborhood:** Creekside - **Coordinates:** 30.073888, -81.453304 - **Google Maps:** https://www.google.com/maps?q=30.073888,-81.453304 ## Listing Agent - **Name:** DAWN MARIE COYNE - **Brokerage:** Atlantic Partners Realty St Augustine LLC - **Broker Phone:** (904) 797-7442 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/196-Silver-Reef-Ln_St-Augustine_FL_32095_M92643-54314?f=listhub&s=NEFMLS&m=2170050&c=propsimple) ## Photos ![196 SILVER REEF Lane - Photo 1](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f581107660r.jpg) ![196 SILVER REEF Lane - Photo 2](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3029463594r.jpg) ![196 SILVER REEF Lane - Photo 3](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f927243446r.jpg) ![196 SILVER REEF Lane - Photo 4](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2750074247r.jpg) ![196 SILVER REEF Lane - Photo 5](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1486200617r.jpg) ![196 SILVER REEF Lane - Photo 6](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f922469652r.jpg) ![196 SILVER REEF Lane - Photo 7](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f593046615r.jpg) ![196 SILVER REEF Lane - Photo 8](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3367711310r.jpg) ![196 SILVER REEF Lane - Photo 9](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2938726925r.jpg) ![196 SILVER REEF Lane - Photo 10](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2225687283r.jpg) ![196 SILVER REEF Lane - Photo 11](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2311055774r.jpg) ![196 SILVER REEF Lane - Photo 12](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f428616825r.jpg) ![196 SILVER REEF Lane - Photo 13](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3317517514r.jpg) ![196 SILVER REEF Lane - Photo 14](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3645265744r.jpg) ![196 SILVER REEF Lane - Photo 15](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1331666079r.jpg) ![196 SILVER REEF Lane - Photo 16](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2117333384r.jpg) ![196 SILVER REEF Lane - Photo 17](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3620872667r.jpg) ![196 SILVER REEF Lane - Photo 18](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2299783399r.jpg) ![196 SILVER REEF Lane - Photo 19](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3888192897r.jpg) ![196 SILVER REEF Lane - Photo 20](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2588371133r.jpg) ![196 SILVER REEF Lane - Photo 21](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f310808889r.jpg) ![196 SILVER REEF Lane - Photo 22](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3922539970r.jpg) ![196 SILVER REEF Lane - Photo 23](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f819928233r.jpg) ![196 SILVER REEF Lane - Photo 24](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2238078550r.jpg) ![196 SILVER REEF Lane - Photo 25](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f899068900r.jpg) ![196 SILVER REEF Lane - Photo 26](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2094376720r.jpg) ![196 SILVER REEF Lane - Photo 27](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f26300052r.jpg) ![196 SILVER REEF Lane - Photo 28](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1533303072r.jpg) ![196 SILVER REEF Lane - Photo 29](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1946388239r.jpg) ![196 SILVER REEF Lane - Photo 30](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3430277275r.jpg) ![196 SILVER REEF Lane - Photo 31](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f753600929r.jpg) ![196 SILVER REEF Lane - Photo 32](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1117975703r.jpg) ![196 SILVER REEF Lane - Photo 33](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1814558874r.jpg) ![196 SILVER REEF Lane - Photo 34](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2099728131r.jpg) ![196 SILVER REEF Lane - Photo 35](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1257828166r.jpg) ![196 SILVER REEF Lane - Photo 36](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2956811968r.jpg) ![196 SILVER REEF Lane - Photo 37](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f4032079293r.jpg) ![196 SILVER REEF Lane - Photo 38](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3298518885r.jpg) ![196 SILVER REEF Lane - Photo 39](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2817053781r.jpg) ![196 SILVER REEF Lane - Photo 40](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f1751126506r.jpg) ![196 SILVER REEF Lane - Photo 41](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f2321083092r.jpg) ![196 SILVER REEF Lane - Photo 42](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f4257495080r.jpg) ![196 SILVER REEF Lane - Photo 43](http://lh.rdcpix.com/80ef24ff18c49cc1455c329e1909ec61l-f3683235116r.jpg) --- **MLS#:** 2170050 | **Updated:** 2026-10-27 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/196-silver-reef-lane-saint-augustine-fl-32095-88e62b2e24294fb5aa54a8158b972308) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/196-silver-reef-lane-saint-augustine-fl-32095-88e62b2e24294fb5aa54a8158b972308#listing", "url": "https://www.propertysimple.ai/listing/196-silver-reef-lane-saint-augustine-fl-32095-88e62b2e24294fb5aa54a8158b972308", "name": "196 SILVER REEF Lane, Saint Augustine, FL 32095", "description": "Enjoy privacy, space, and Florida living in Creekside at Twin Creeks! This beautifully maintained 4-bedroom, 3-bath home offers a spacious single-story layout, an open living area, and a stunning screened patio overlooking a peaceful wooded preserve with no rear neighbors. The kitchen features a large island, abundant cabinetry, and generous counter space, while the primary suite offers a walk-in closet, heated towel rack, dual vanities, soaking tub, and separate shower. Additional highlights include a formal dining room, tile flooring throughout the main living areas, a three-car garage with EV Charger and Epoxy Floor, and an expansive paver patio perfect for entertaining or relaxing outdoors. Enjoy reasonable power bills with seller owned solar panels! Enjoy neighborhood amenities including a community pool, fitness center, clubhouse, playground, and walking paths. Conveniently located near shopping, dining, and I-95. Come experience this exceptional home! Welcome to 196 Silver Reef Lane, where comfortable living meets an exceptional outdoor setting. The open floor plan features a spacious gathering area, a large kitchen with center island, generous cabinetry, stainless steel appliances, and ample room for entertaining. A separate dining room with tray ceiling adds flexibility for everyday meals or special occasions. The primary suite offers a spacious bedroom, walk-in closet, and an ensuite bathroom featuring dual vanities, a soaking tub, and separate glass-enclosed shower. Three additional bedrooms and two full bathrooms provide flexibility for guests, a home office, or additional living needs. One of the home's standout features is the oversized screened patio with brick pavers, covered dining area, ceiling fans, and peaceful wooded preserve views. With no rear neighbors, this outdoor space offers privacy and room to relax or entertain. Additional features include crown molding, recessed lighting, a three-car garage with finished flooring, and an open, functional layout. 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