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About This Home

This 4-bedroom, 3-bathroom single family at 196 SILVER REEF Lane in Saint Augustine, FL is listed for $627,500 ($237 per sqft). Built in 2020, the home offers 2,647 sqft of living space on a N/A lot.

Agent Description

With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside.

SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator.

Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 1/4'' baseboards, a glass front entry door.

Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras.

Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard!

Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.

Key Features

  • Built in 2020

Property Details

1 story
3 full
2020

Amenities

SolarA/C

Monthly Cost Estimate

$3,661/mo

20% down · 6.5% · 30 years

Principal$454
Interest$2,719
Insurance$183
HOA$305

Estimates only. Actual payments may vary.

Location

196 SILVER REEF Lane

Saint Augustine, FL 32095

Creekside

Features & Amenities

Interior Features

Breakfast BarCeiling Fan(s)Entrance FoyerKitchen IslandOpen FloorplanPantryPrimary Bathroom -Tub with Separate ShowerPrimary DownstairsSplit Bedrooms

Property Details

Flooring

TileCarpet

Construction

Concrete

Pool Features

Patio

Parking

Garage

Heating

Electric (Heating)Central

Cooling

ElectricCentral Air

Appliances

DishwasherDisposalGas RangeMicrowaveRefrigerator

Questions & Answers

This 4-bedroom, 3-bathroom single family at 196 SILVER REEF Lane is listed at $627,500 ($237/sqft). The estimated monthly payment is $3,024 based on 20% down at 6.5% interest.

HOA fees are $305/month.

Key features include: Built in 2020. Interior Features: Breakfast Bar, Ceiling Fan(s), Entrance Foyer.

This property is listed by JOSHUA COTTON and can be reached at 9049828461 or josh@welcomehome904.com.

JC

JOSHUA COTTON

Agent at ROUND TABLE REALTY

(904) 982-8461

Listed by ROUND TABLE REALTY · View on Broker Site

MLS# 2138786· Source: listhub· Updated 55 days ago

Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

196 SILVER REEF Lane, Saint Augustine, FL 32095

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