# 196 SILVER REEF Lane, Saint Augustine, FL 32095

> **TL;DR:** 4bd/3ba single family, $627,500 ($237/sqft), built 2020, 2,647 sqft.
> Solar, A/C. Est. $3,024/mo. Listed 55 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $627,500 |
| Price/sqft | $237 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,647 |
| Year Built | 2020 |
| Stories | 1 |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 55 |

## Why This Home Stands Out

- **Solar Panels** - Reduced energy costs

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $2,719 |
| HOA | $305 |
| **Total** | **$3,024** |

## Nearby Schools

- **Elementary:** Lakeside Academy
- **Middle:** Alice B. Landrum
- **High:** Beachside

## Key Amenities

- Solar
- A/C

## Property Highlights

- Built in 2020

## Description

### Agent Description
With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 1/4'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8.

## Location

- **Address:** 196 SILVER REEF Lane, Saint Augustine, FL 32095
- **County:** St. Johns
- **Neighborhood:** Creekside
- **Coordinates:** 30.073878, -81.453297
- **Google Maps:** https://www.google.com/maps?q=30.073878,-81.453297

## Listing Agent

- **Name:** JOSHUA COTTON
- **Brokerage:** ROUND TABLE REALTY
- **Phone:** 9049828461
- **Email:** josh@welcomehome904.com

## Primary Photo

![196 SILVER REEF Lane - Primary Photo](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2764026650r.jpg)

*62 total photos available on [listing page](https://www.propertysimple.com/listing/196-silver-reef-lane-st-augustine-fl-32095-2138786)*

---

**MLS#:** 2138786 | **Updated:** 2026-06-17
**Source:** listhub

*Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/196-silver-reef-lane-st-augustine-fl-32095-2138786)

---

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