# 196 SILVER REEF Lane, Saint Augustine, FL 32095 > **TL;DR:** 4bd/3ba single family, $599,000 ($226/sqft), built 2020, 2,647 sqft. > Solar, A/C. Est. $3,509/mo. Listed 160 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $599,000 | | Price/sqft | $226 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 2,647 | | Year Built | 2020 | | Stories | 1 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 160 | ## Why This Home Stands Out - **Solar Panels** - Solar panels listed ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $3,029 | | Estimated Insurance | $175 | | HOA | $305 | | **Total** | **$3,509** | ## Nearby Schools - **Elementary:** Lakeside Academy - **Middle:** Alice B. Landrum - **High:** Beachside ## Key Amenities - Solar - A/C ## Property Highlights - Built in 2020 ## Description ### Agent Description With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 1/4'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. Currently zoned for the new Lakeside Academy K-8. ## Location - **Address:** 196 SILVER REEF Lane, Saint Augustine, FL 32095 - **County:** St. Johns - **Neighborhood:** Creekside - **Coordinates:** 30.073878, -81.453297 - **Google Maps:** https://www.google.com/maps?q=30.073878,-81.453297 ## Virtual Tour & Media - **Video Tour:** https://tours.hurt-photography.com/e/TNxYRfG ## Listing Agent - **Name:** JOSHUA COTTON - **Brokerage:** Round Table Realty - **Phone:** 9049828461 - **Broker Phone:** (904) 469-7653 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/196-Silver-Reef-Ln_Saint-Augustine_FL_32095_M92643-54314?f=listhub&s=NEFMLS&m=2138786&c=propsimple) ## Photos ![196 SILVER REEF Lane - Photo 1](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f4083834994r.jpg) ![196 SILVER REEF Lane - Photo 2](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2764026650r.jpg) ![196 SILVER REEF Lane - Photo 3](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f4216887128r.jpg) ![196 SILVER REEF Lane - Photo 4](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f637458327r.jpg) ![196 SILVER REEF Lane - Photo 5](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f180387348r.jpg) ![196 SILVER REEF Lane - Photo 6](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3079468121r.jpg) ![196 SILVER REEF Lane - Photo 7](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f403724747r.jpg) ![196 SILVER REEF Lane - Photo 8](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2435087605r.jpg) ![196 SILVER REEF Lane - Photo 9](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3978036987r.jpg) ![196 SILVER REEF Lane - Photo 10](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2905996723r.jpg) ![196 SILVER REEF Lane - Photo 11](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3907679359r.jpg) ![196 SILVER REEF Lane - Photo 12](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3641973943r.jpg) ![196 SILVER REEF Lane - Photo 13](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3493511361r.jpg) ![196 SILVER REEF Lane - Photo 14](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2994117574r.jpg) ![196 SILVER REEF Lane - Photo 15](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1114813272r.jpg) ![196 SILVER REEF Lane - Photo 16](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f4067095763r.jpg) ![196 SILVER REEF Lane - Photo 17](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1247762234r.jpg) ![196 SILVER REEF Lane - Photo 18](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2867976768r.jpg) ![196 SILVER REEF Lane - Photo 19](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3901383118r.jpg) ![196 SILVER REEF Lane - Photo 20](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3552574233r.jpg) ![196 SILVER REEF Lane - Photo 21](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2708239468r.jpg) ![196 SILVER REEF Lane - Photo 22](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1217499603r.jpg) ![196 SILVER REEF Lane - Photo 23](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3866957426r.jpg) ![196 SILVER REEF Lane - 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Photo 44](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2306434973r.jpg) ![196 SILVER REEF Lane - Photo 45](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3337368345r.jpg) ![196 SILVER REEF Lane - Photo 46](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2490692290r.jpg) ![196 SILVER REEF Lane - Photo 47](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f4108109703r.jpg) ![196 SILVER REEF Lane - Photo 48](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f939539038r.jpg) ![196 SILVER REEF Lane - Photo 49](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1802248056r.jpg) ![196 SILVER REEF Lane - Photo 50](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f840832353r.jpg) ![196 SILVER REEF Lane - Photo 51](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1510292241r.jpg) ![196 SILVER REEF Lane - Photo 52](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1944831359r.jpg) ![196 SILVER REEF Lane - Photo 53](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f847430482r.jpg) ![196 SILVER REEF Lane - Photo 54](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3618348742r.jpg) ![196 SILVER REEF Lane - Photo 55](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2125752490r.jpg) ![196 SILVER REEF Lane - Photo 56](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f4028193353r.jpg) ![196 SILVER REEF Lane - Photo 57](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1620392685r.jpg) ![196 SILVER REEF Lane - Photo 58](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1667369060r.jpg) ![196 SILVER REEF Lane - Photo 59](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f1198955476r.jpg) ![196 SILVER REEF Lane - Photo 60](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f803959893r.jpg) ![196 SILVER REEF Lane - Photo 61](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3488303920r.jpg) ![196 SILVER REEF Lane - Photo 62](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f2943503919r.jpg) ![196 SILVER REEF Lane - Photo 63](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f880134674r.jpg) ![196 SILVER REEF Lane - Photo 64](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f314254417r.jpg) ![196 SILVER REEF Lane - Photo 65](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3197774660r.jpg) ![196 SILVER REEF Lane - Photo 66](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3572001640r.jpg) ![196 SILVER REEF Lane - Photo 67](http://lh.rdcpix.com/64b1d71096aacdaaac4004d3929b4266l-f3955085928r.jpg) --- **MLS#:** 2138786 | **Updated:** 2026-09-13 **Source:** listhub *Copyright © 2026 realMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/196-silver-reef-lane-st-augustine-fl-32095-2138786) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/196-silver-reef-lane-st-augustine-fl-32095-2138786#listing", "url": "https://www.propertysimple.ai/listing/196-silver-reef-lane-st-augustine-fl-32095-2138786", "name": "196 SILVER REEF Lane, Saint Augustine, FL 32095", "description": "With over $100,000 in UPGRADES and Brand NEW carpet installed in 3 guest bedrooms on 4/23/2026! This home offers a rare combination of luxury, efficiency, and true move-in-ready condition. Welcome to this immaculately maintained Medallion floor plan featuring 4 bedrooms, 3 bathrooms, and a 3-car garage, ideally located on a private wooded preserve lot in sought-after Creekside. SOLAR PANELS give this home a Major efficiency upgrade with an average electric bill of just $35/month! Offering significant long-term savings. Interior features include quartz countertops, 42'' cabinetry, and a plus a brand new Samsung 4 French Door-touch screen refrigerator. Stainless steel gourmet kitchen with 5-burner gas range, microwave, dishwasher, Ceramic wood-look tile extends throughout the main living areas and LVP throughout all bedrooms, complemented by crown molding, 5 1/4'' baseboards, a glass front entry door. Additional features include Two solar tubes in the living room and one in the kitchen giving you natural light all day long. Pre-wired security system, motion sensor lighting, Tesla fast charger in the garage, and outdoor solar-powered security cameras. Outdoor living has been fully upgraded with a large extended paver and screened lanai, automatic electric patio blinds for added privacy on each side of the screened lanai, and a fully fenced yard backing to a private wooded preserve. Professional landscaping design by Garden LLC enhances the front, side, and backyard! Additional upgrades include washer and dryer, full home gutters, upgraded lighting, LED kitchen lighting, Shark Coatings blue-grey epoxy garage flooring, and numerous functional enhancements throughout. Located in a community offering a clubhouse, pool, and fitness center, this home stands out as one of the more upgraded and cost-efficient properties in the neighborhood. 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