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About This Home

This 4-bedroom, 3-bathroom single family at 1961 Chesapeake Ridge in Fort Walton Beach, FL is listed for $545,000 ($201 per sqft). Built in 2008, the home offers 2,715 sqft of living space on a 0.14 acres lot.

Agent Description

Welcome to an exceptional contemporary home in North Ridge Creek, perfectly positioned between Eglin AFB and Hurlburt Field for ultimate convenience and lifestyle ease! This meticulously maintained residence blends thoughtful upgrades with everyday comfort.

Recent updates include a newer roof (2021), upgraded HVAC systems (2023), and pool pump (2023), letting you move in with confidence. Step inside and be greeted by an open layout featuring engineered hardwood floors, a chef-inspired kitchen with black granite, custom maple cabinetry, breakfast bar, stainless appliances and backsplash, and a great room perfect for entertaining.

A stylish bar in the entryway sets the tone for welcoming gatherings, and Bluetooth surround-sound speakers are installed throughout the entire first floor seamless audio indoors and out. Downstairs, the first-floor primary suite offers direct laundry access for maximum convenience.

Outdoors is your private retreat a salt-system pool with composite decking invites endless relaxation without the hassle. The backyard is low-maintenance thanks to artificial turf, so you can spend more time enjoying the space instead of trimming it. Tech-savvy buyers will appreciate peace of mind with underground utilities and a practical advantage: this home is on the same electrical grid as the local hospital meaning power stays on.

Upstairs the 4th bedroom could be a flexible bonus space ideal for a game room, gym, or office. All this and more, plus proximity to shopping, A+ schools, and top base access, makes this home a rare find. Don't miss out, schedule your showing today!

Key Features

  • Built in 2008
  • 0.14 acre lot
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
3 full
2 spaces
2008

Amenities

HardwoodA/C

Monthly Cost Estimate

$3,065/mo

20% down · 6.5% · 30 years

Principal$394
Interest$2,362
Insurance$159
HOA$150

Estimates only. Actual payments may vary.

Location

1961 Chesapeake Ridge

Fort Walton Beach, FL 32547

NORTH RIDGE CREEK S/D

Features & Amenities

Interior Features

Breakfast BarLighting RecessedPantrySplit BedroomWasher/Dryer Hookup

Exterior Features

Fenced Back YardSprinkler System

Property Details

Flooring

HardwoodTileCarpet

Construction

Stucco

Pool Features

Deck

Heating

Natural GasCentral

Appliances

DishwasherDisposalMicrowaveOven Self CleaningRefrigerator W/IceMkSecurity SystemStove/Oven GasWater Heater - Tnkls

Questions & Answers

This 4-bedroom, 3-bathroom single family at 1961 Chesapeake Ridge is listed at $545,000 ($201/sqft). The estimated monthly payment is $2,512 based on 20% down at 6.5% interest.

HOA fees are $150/month.

Key features include: Built in 2008, 0.14 acre lot, 2 stories, 2 parking spaces. Interior Features: Breakfast Bar, Lighting Recessed, Pantry. Exterior Features: Fenced Back Yard, Sprinkler System.

This property is listed by Michelle A Whitaker and can be reached at 8508558551 or michelle.whitaker@era-american.com.

MW

Michelle A Whitaker

Agent at ERA American Real Estate

(850) 855-8551

Listed by ERA American Real Estate · View on Broker Site

MLS# 991224· Source: listhub· Updated 171 days ago

Copyright © 2026 Emerald Coast Association of Realtors. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

1961 Chesapeake Ridge, Fort Walton Beach, FL 32547

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