About This Home

This 3-bedroom, 3-bathroom single family at 198 Dew Drop Lane in Murphy, NC is listed for $369,900 ($180 per sqft). Built in 2006, the home offers 2,050 sqft of living space on a 0.74 acres lot.

Key Features

  • Built in 2006
  • 0.74 acre lot
  • 2 stories
  • Fireplace

Property Details

2 stories
3 full
2006

Amenities

FireplaceHardwoodA/C
Listing Description

SELLER FINANCING AVAILABLE! Seller is offering attractive owner financing with a below-market 5% interest rate for qualified buyers. Ask for details. Classic mountain cabin charm meets modern comfort in this warm and inviting 2BR/3BA retreat, tucked away in a quiet, well-maintained community with paved roads just five miles from historic downtown Murphy and only one mile from the marina on Lake Hiwassee.

Enjoy easy access to boating, fishing, and water recreation, with the public boat ramp and picnic areas at Hanging Dog Recreation Area just minutes away. Inside, soaring tongue-and-groove ceilings, expansive windows, and a stunning stacked stone fireplace create the welcoming atmosphere buyers envision in a mountain getaway.

The thoughtfully designed main level offers two bedrooms and two full baths, including a private primary suite, along with an open-concept living, dining, and kitchen area ideal for everyday living or entertaining. The finished lower level provides exceptional flexibility with a spacious family room, bonus room, and third full bath--perfect for guests, a home office, hobby space, or additional sleeping quarters.

Quality upgrades include a dual-fuel HVAC system with built-in dehumidifier, whole-house water filtration system, copper gutters, fiber-optic internet, and exceptionally low utility costs, providing year-round comfort, efficiency, and peace of mind. Outside, relax on the wraparound covered porches, enjoy the fenced yard for pets, and take in the peaceful mountain setting.

Whether you're searching for a full-time home, weekend escape, or vacation retreat, this property offers the ideal blend of mountain charm, modern convenience, and an unbeatable location near Lake Hiwassee.

Monthly Cost Estimate

$2,308/mo

20% down · 6.5% · 30 years

Principal$268
Interest$1,603
Insurance$108
HOA$330

Estimates only. Actual payments may vary.

Location

198 Dew Drop Lane

Murphy, NC 28906

Forest Edge

Features & Amenities

Interior Features

Walk-in Closet(s)Vaulted Ceiling(s)Ceiling Fan(s)PantryBasementWalk-In Closet(s)

Property Details

Flooring

CarpetHardwoodTile

Construction

Wood Siding Wood Frame

Pool Features

Porch

Parking

None

Heating

Heat Pump (Heating)Propane (Heating)Electric (Heating)Fireplace(s)

Cooling

Central Air

Appliances

Built-In MicrowaveRefrigeratorRangeDishwasher

Questions & Answers

This 3-bedroom, 3-bathroom single family at 198 Dew Drop Lane is listed at $369,900 ($180/sqft). The estimated monthly payment is $2,308 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance, HOA fees.

HOA fees are $330/month.

Key features include: Built in 2006, 0.74 acre lot, 2 stories, Fireplace. Interior Features: Walk-in Closet(s), Vaulted Ceiling(s), Ceiling Fan(s).

This property is listed by Donna Srabian Team and can be reached at 8285575070.

DT

Donna Srabian Team

Agent at REMAX Town & Country - Murphy

(828) 557-5070

Listed by REMAX Town & Country - Murphy · View on Broker Site

MLS# 100588728· Source: listhub· 1 day on market

Copyright © 2026 Hive MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

198 Dew Drop Lane, Murphy, NC 28906

Open this listing in: