# 198 Lakeshore Circle, Georgetown, KY 40324

> **TL;DR:** 5bd/4ba single family, $499,900 ($140/sqft), built 2021, 3,583 sqft.
> Fireplace, A/C, 2-car garage. Est. $2,994/mo. Listed 99 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $499,900 |
| Price/sqft | $140 |
| Bedrooms | 5 |
| Bathrooms | 3 full, 1 half |
| Square Feet | 3,583 |
| Year Built | 2021 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Stories | 2 |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Active |
| Days on Market | 99 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $2,528 |
| Estimated Insurance | $146 |
| HOA | $320 |
| **Total** | **$2,994** |

## Nearby Schools

- **Elementary:** Northern
- **Middle:** Scott Co
- **High:** Scott Co

## Key Amenities

- Fireplace
- A/C
- 2-car garage

## Property Highlights

- Built in 2021
- 0.23 acre lot
- 2 stories
- Fireplace

## Description

### Agent Description
Recent price improvement and currently priced below appraisal. Instant equity. Beautifully maintained 5-bedroom, 3.5-bath home is located in the Harbor Village neighborhood with exclusive access to a private lake and green space. It is perfect for everyday living, entertaining, and multi-generational needs. Located minutes from I-75, making it a perfect location for commuting. Step inside to a welcoming flex room just off the entry, ideal as a home office, formal dining room, playroom, or sitting area. The heart of the home features an open-concept kitchen and family room, where a cozy fireplace framed by custom built-ins creates a warm and inviting gathering space. The kitchen has lovely cabinets and granite tops. There is plenty of counter space for preparing meals and an island for additional workspace. The main floor opens to one of the covered decks overlooking the fenced backyard. This one is perfect for morning coffee, enjoying family time, having meals, or just relaxing and watching wildlife. Upstairs, you'll find a spacious primary suite with plenty of room to relax. The primary suite has a large walk-in closet and an attached ensuite with a beautifully tiled walk-in shower. There are also three additional bedrooms, a full bathroom, and the convenience of an upstairs laundry room. The finished walk-out basement expands your living space with a large family room, an additional flex area perfect for a home gym, office, or game room, a fifth bedroom, and a full bath-ideal for guests or extended family. The basement opens up to the second covered deck. This one is reinforced for a hot tub. Perfect for entertaining or creating your own luxury retreat. With flexible living spaces inside and out, a desirable floor plan, a finished walk-out basement, and access to the neighborhood's private lake, this home truly offers the perfect combination of comfort, functionality, and lifestyle. Don't miss your opportunity to make this exceptional property your next home and start with equity.

## Location

- **Address:** 198 Lakeshore Circle, Georgetown, KY 40324
- **County:** Scott
- **Neighborhood:** Harbor Village
- **Coordinates:** 38.306511, -84.568849
- **Google Maps:** https://www.google.com/maps?q=38.306511,-84.568849

## Listing Agent

- **Name:** Marcy Kelley
- **Brokerage:** RE/MAX Creative Realty
- **Phone:** 8595850456
- **Broker Phone:** (859) 422-2000
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/198-Lakeshore-Cir_Georgetown_KY_40324_M49604-00681?f=listhub&s=LBARKY&m=26015062&c=propsimple)

## Photos

![198 Lakeshore Circle - Photo 1](http://lh.rdcpix.com/ebba98c1df2bfc6b881f3f59e579cc51l-f3828035315r.jpg)

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---

**MLS#:** 26015062 | **Updated:** 2026-10-02
**Source:** listhub

*Copyright © 2026 ImagineMLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/198-lakeshore-circle-georgetown-ky-40324-26015062)

---

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