About This Home

This 4-bedroom, 4-bathroom single family at 199 Piney Bay Lane in Spring City, TN is listed for $1,449,000 ($373 per sqft). Built in 2012, the home offers 3,887 sqft of living space on a 0.44 acres lot.

Key Features

  • Built in 2012
  • 0.44 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
2-car garage
2012

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

RECENTLY REDUCED!! RARE WATTS BAR LAKE PENINSULA HOME - WATERFRONT ON THREE SIDES! Experience year-round lakefront living with this immaculate 2-story home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with 450 feet of lakefront.

Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the 1,000 sq ft patio directly to the water, creating effortless access to the lake and your private dock.

Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting. Waterfront features include a 1,000 sq ft synthetic surface private dock, a boat slip and double jet ski slip, both with power lifts, and a large storage closet for water toys and equipment.

Interior highlights of this spacious home include 4 bedrooms/large bonus room (sleeps 20), 4 full bathrooms, 10-ft and cathedral ceilings, catwalk overlooking the kitchen and entryway, huge great room with stone fireplace (unused; easily convertible to gas), and water views from nearly every room.

The beautifully appointed kitchen includes stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, quartz countertops, large center island and a pass-thru window to the screened porch. The main level offers a private primary suite with its own entrance to the outdoors overlooking the lake.

The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers 2 full baths, 3 bedrooms or a large bonus room that can easily accommodate up to 10 guests (currently used as an office/workout space).

Additional features include zoned HVAC system, 2TB security system, 7-station intercom system, 7,500 watt portable generator, and oversized 2-car garage with shelving, sink, cabinetry, and integrated workbench. This exceptional property can be purchased turnkey.

Making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone.

Monthly Cost Estimate

$7,750/mo

20% down · 6.5% · 30 years

Principal$1,048
Interest$6,279
Insurance$423

Estimates only. Actual payments may vary.

Location

199 Piney Bay Lane

Spring City, TN 37381

Piney Bay

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)ChandelierDouble ClosetsDouble VanityEat-in KitchenEntrance FoyerHigh CeilingsHigh Speed InternetKitchen IslandOpen FloorplanPantryPrimary DownstairsSeparate ShowerStone CountersTub/shower ComboVaulted Ceiling(s)Walk-In Closet(s)Wired for Sound

Exterior Features

Awning(s)Boat SlipDockLightingOutdoor ShowerPrivate YardRain GuttersSmart Camera(s)/RecordingSmart Irrigation

Property Details

Flooring

WoodHardwoodTile - CeramicCarpetVinyl

Construction

Cement Siding HardiPlank Type Stone

Views

LakeWaterRiver

Outdoor Features

Porch

Parking

GarageOpen

Heating

ZonedCentralElectric (Heating)

Cooling

Ceiling Fan(s)Central AirMulti UnitsZoned

Appliances

WasherVented Exhaust FanTankless Water HeaterStainless Steel Appliance(s)Self Cleaning OvenRefrigeratorPlumbed For Ice MakerMicrowaveInstant Hot WaterIce MakerGas RangeExhaust FanDryerDisposalDishwasher

Questions & Answers

This 4-bedroom, 4-bathroom single family at 199 Piney Bay Lane is listed at $1,449,000 ($373/sqft). The estimated monthly payment is $7,750 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2012, 0.44 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Chandelier. Exterior Features: Awning(s), Boat Slip, Dock.

This property is listed by Susan M Crockett.

SC

Susan M Crockett

License TN278525

Agent at ERA Blue Key Properties

Listed by ERA Blue Key Properties · Broker phone: (423) 877-1966 · View on Broker Site · Broker website

MLS# 1533980· Source: Greater Chattanooga Association of REALTORS· 176 days on PropertySimple

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

199 Piney Bay Lane, Spring City, TN 37381

Open this listing in: