About This Home

This 3-bedroom, 4-bathroom single family at 199 Piney Bay Lane in Spring City, TN is listed for $1,499,000 ($386 per sqft). Built in 2012, the home offers 3,887 sqft of living space on a 0.44 acres lot.

Key Features

  • Built in 2012
  • 0.44 acre lot
  • 2 stories
  • Fireplace
  • Waterfront

Property Details

2 stories
4 full
2012

Amenities

FireplaceWaterfrontViewHardwoodA/C
Listing Description

-STUNNING WATERFRONT PENINSULA HOME ON WATTS BAR LAKE. Experience year-round lakefront living on beautiful Watts Bar Lake with this immaculate 2-story waterfront home, perfectly situated at the end of a quiet cul-de-sac on a rare peninsula lot with water on three sides.

Enjoy breathtaking, unobstructed lake views stretching over 2.5 miles, along with spectacular sunrise views. The level lot with a gentle slope leads from the patio directly to the water, creating effortless access to the lake and your private dock. Outdoor living is enhanced with a lake-fed irrigation system, outdoor shower, and extensive exterior lighting.

Boating & waterfront features include 1,000 sq ft private boat dock, two power boat lifts, boat slip, double jet ski slips, and a large storage closet for water toys and equipment. Interior highlights this spacious home offers 3 bedrooms, a large bonus room, and 4 full bathrooms, with water views from nearly every room (Sleeps 20).

10-ft and cathedral ceilings, a dramatic catwalk overlooking the kitchen and entryway. Spacious living room with wood-burning fireplace (never used; easily convertible to gas). Screened-in porch w/a pass-thru window perfect for relaxing by the lake. The beautifully appointed kitchen includes Stainless steel appliances, new French-door refrigerator with extended warranty, soft-close maple cabinetry, Quartz countertops, & a center Island.

The main Level offers a private primary suite with its own entrance to the outdoors, perfect for morning coffee overlooking the lake. The large laundry room has a pantry, cabinetry, counters, utility sink and access to the screened porch. The upper level offers two bedrooms, two full bathrooms, a large bonus room currently used as an office/workout

space & can easily accommodate up to10 guests.Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelving, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB securi Additional Features include Zoned HVAC system, 7-station intercom system, an oversized 2-car garage, shelv

ing, sink, cabinetry, an integrated workbench, 7,500Watt portable generator, & a 2TB security system. This exceptional property can be purchased turnkey, making it ideal as a full-time residence or vacation retreat. Enjoy boating, water skiing, fishing, and exploring the many nearby resorts, marinas, and waterfront restaurants that make life on Watts Bar Lake so special. Schedule your showing today before this incredible lake home is gone.

Monthly Cost Estimate

$8,017/mo

20% down · 6.5% · 30 years

Principal$1,084
Interest$6,496
Insurance$437

Estimates only. Actual payments may vary.

Location

199 Piney Bay Lane

Spring City, TN 37381

Piney Bay

Features & Amenities

Interior Features

Cathedral Ceiling(s)Ceiling Fan(s)ChandelierDouble ClosetsDouble VanityEat-in KitchenEntrance FoyerHigh CeilingsHigh Speed InternetKitchen IslandOpen FloorplanPantryPrimary DownstairsSeparate ShowerStone CountersTub/shower ComboVaulted Ceiling(s)Walk-In Closet(s)Wired for Sound

Exterior Features

Awning(s)Boat SlipDockLightingOutdoor ShowerPrivate YardRain GuttersSmart Camera(s)/RecordingSmart Irrigation

Property Details

Flooring

HardwoodWoodVinylTile - CeramicCarpet

Construction

Cement Siding HardiPlank Type Stone

Views

WaterLakeRiver

Pool Features

Porch

Parking

GarageOpen

Heating

CentralZonedElectric (Heating)

Cooling

ZonedCentral AirCeiling Fan(s)Multi Units

Appliances

WasherVented Exhaust FanTankless Water HeaterStainless Steel Appliance(s)Self Cleaning OvenRefrigeratorPlumbed For Ice MakerMicrowaveInstant Hot WaterIce MakerGas RangeExhaust FanDryerDisposalDishwasher

Questions & Answers

This 3-bedroom, 4-bathroom single family at 199 Piney Bay Lane is listed at $1,499,000 ($386/sqft). The estimated monthly payment is $8,017 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2012, 0.44 acre lot, 2 stories, Fireplace, Waterfront. Interior Features: Cathedral Ceiling(s), Ceiling Fan(s), Chandelier. Exterior Features: Awning(s), Boat Slip, Dock.

This property is listed by Susan M Crockett and can be reached at 4238027515.

SC

Susan M Crockett

Agent at Blue Key Properties

(423) 802-7515

Listed by Blue Key Properties · View on Broker Site

MLS# 1533980· Source: listhub· 87 days on market

Copyright © 2026 Greater Chattanooga Association of REALTORS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

199 Piney Bay Lane, Spring City, TN 37381

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