# 20 & 20.5 Charles Street, Cortland, NY 13045

> **TL;DR:** 2bd/0ba residential multi family, $249,000 ($44/sqft), built 1900, 5,652 sqft.
> Hardwood. Est. $1,079/mo. Listed 13 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $249,000 |
| Price/sqft | $44 |
| Bedrooms | 2 |
| Square Feet | 5,652 |
| Year Built | 1900 |
| Lot Size | 5,663 sqft (0.13 acres) |
| Stories | 2 |
| Property Type | Residential Multi Family (Other) |
| Status | For Sale |
| Days on Market | 13 |

## Why This Home Stands Out

- **Hardwood Floors** - Throughout the home

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,079 |
| **Total** | **$1,079** |

## Key Amenities

- Hardwood

## Property Highlights

- Built in 1900
- 0.13 acre lot
- 2 stories

## Description

### Agent Description
Located in the City of Cortland, this investment property features two separate buildings with a total of six apartments and 15 bedrooms, offering strong income potential for the right buyer. With a desirable multi-unit setup and ample rental capacity, the property presents an excellent opportunity for investors looking to expand their portfolio or take on a value-add project. Conveniently situated close to downtown Cortland, local shops, and restaurants, this property has the potential to become a solid long-term investment with improvements and modernization.

## Location

- **Address:** 20 & 20.5 Charles Street, Cortland, NY 13045
- **County:** Cortland
- **Coordinates:** 42.603125, -76.179702
- **Google Maps:** https://www.google.com/maps?q=42.603125,-76.179702

## Listing Agent

- **Name:** Melissa Skodzinsky
- **Brokerage:** Berkshire Hathaway HomeServices Heritage Realty
- **Phone:** 6072272863
- **Email:** melissa@hometoheritage.com

## Primary Photo

![20 & 20.5 Charles Street - Primary Photo](http://lh.rdcpix.com/2e49c64e4a7d74370502c87cdd8caa0al-f779477243r.jpg)

*13 total photos available on [listing page](https://www.propertysimple.com/listing/20-20-5-charles-street-cortland-ny-13045-s1682938)*

---

**MLS#:** S1682938 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 New York State Alliance of MLSs, LLC. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/20-20-5-charles-street-cortland-ny-13045-s1682938)

---

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