About This Home

This 4-bedroom, 4-bathroom single family at 20 Center Lane in Key Largo, FL is listed for $2,785,000 ($923 per sqft). Built in 2015, the home offers 3,018 sqft of living space on a 0.13 acres lot.

Key Features

  • Built in 2015
  • 0.13 acre lot
  • Private pool
  • Waterfront

Property Details

3 full, 1 half
2015

Amenities

PoolWaterfrontA/C
Listing Description

Experience waterfront luxury in Key Largo's Stillwater enclave. This turnkey smart home offers 4 bedrooms, 3 full baths and 1 half bath, complemented by a heated in-ground pool and elevator. Built in 2015 and reimagined in 2021, the residence embodies sophisticated island living.

A 55-ft finished dock with direct Blackwater Sound access, an 18,000 lb boat lift and 2 jet ski docks creates an exceptional setting for boating. The paved ground level invites entertaining with a half bath, DC motor fans, ice maker and built-in sound system.

Soaring ceilings, floor-to-ceiling impact sliding doors, tinted windows and motorized canal-facing shades enhance the main living level. The open gourmet kitchen features quartzite/marble countertops, stainless steel appliances, designer lighting and a dry bar with wine cooler.

A 2nd-floor primary suite, 2 additional bedrooms, 2 full baths and washer/dryer provide comfort and convenience. Occupying the entire 3rd floor, a second primary suite offers a spa-inspired bath, oversized walk-in closet and a private retreat. Expansive balconies on each living floor frame waterfront views, while a rooftop deck sets the scene for sunset dining.

Additional features include 2-zone A/C and exterior insect-defense blue lights. Current insurance is $7,000 annually. Located at MM 105, approximately one hour from Miami. Available fully furnished.

Monthly Cost Estimate

$14,895/mo

20% down · 6.5% · 30 years

Principal$2,014
Interest$12,068
Insurance$812

Estimates only. Actual payments may vary.

Location

20 Center Lane

Key Largo, FL 33037

Stillwright Pt (105.5)

Features & Amenities

Interior Features

Split BedroomBuilt-in CabinetsElevatorWalk-in Closet(s)Quartz CountertopsWired for Sound

Exterior Features

FencingLightingOutdoor Kitchen

Property Details

Flooring

MarbleTile

Construction

CBS

Pool Features

Pool

Outdoor Features

PatioPorchDeck

Heating

Forced AirCentral

Cooling

Central Air

Appliances

WasherDryerDishwasherRefrigeratorRangeMicrowaveDisposal

Questions & Answers

This 4-bedroom, 4-bathroom single family at 20 Center Lane is listed at $2,785,000 ($923/sqft). The estimated monthly payment is $14,894 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 2015, 0.13 acre lot, Private pool, Waterfront. Interior Features: Split Bedroom, Built-in Cabinets, Elevator. Exterior Features: Fencing, Lighting, Outdoor Kitchen.

This property is listed by Ricky Kallabat.

RK

Ricky Kallabat

License 3254287

Agent at Keller Williams Capital Realty

Listed by Keller Williams Capital Realty · Broker phone: 3057817178 · View on Broker Site

MLS# 621707· Source: Florida Keys Board of REALTORS®· 14 days on PropertySimple

Copyright © 2026 Florida Keys Board of REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Center Lane, Key Largo, FL 33037

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