# 20 Center Ln, Key Largo, FL 33037 > **TL;DR:** 4bd/4ba single family, $2,785,000 ($923/sqft), built 2015, 3,018 sqft. > Pool, Spa, Waterfront, View. Est. $14,894/mo. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $2,785,000 | | Price/sqft | $923 | | Bedrooms | 4 | | Bathrooms | 3 full, 1 half | | Square Feet | 3,018 | | Year Built | 2015 | | Lot Size | 5,776 sqft (0.13 acres) | | Stories | 3 | | Property Type | Single Family (Single Family Residence) | | Status | Active | | Days on Market | 0 | ## Why This Home Stands Out - **Pool** - Deck, Patio - **Waterfront** - Waterfront location listed - **Views** - Ocean ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $14,082 | | Estimated Insurance | $812 | | **Total** | **$14,894** | ## Key Amenities - Pool - Spa - Waterfront - View - A/C - RV Parking ## Property Highlights - Built in 2015 - 0.13 acre lot - 3 stories - Private pool - Waterfront ## Description ### Agent Description Boater's Dream Home in Stillwater! Stunning newer construction turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, 1 half bath, complete with a heated in-ground pool AND elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, 18,000 lb boat lift, & 2 jet ski docks. The entire 3rd floor is dedicated to a luxurious primary suite with a spa-inspired bath, oversized walk-in closet, & private retreat. Walk up to your massive rooftop playground built to make fantasies come true! The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, & built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, & electric shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless appliances, designer lighting, a dry bar with a wine cooler, plus a 2nd-floor primary suite, 2 additional bedrooms, 2 full baths, & a washer/dryer. Enjoy stunning views from oversized balconies on each living floor, plus a rooftop deck for sunset dining. Highlights include 2-zone A/C, exterior insect-defense blue lights, and low insurance at only $7,000 annually. Located at MM 105-just one hour from Miami! Can be sold fully furnished! Call listing agent today! Right over the bridge which makes an easy weekend drive from Miami & Lauderdale. ## Location - **Address:** 20 Center Ln, Key Largo, FL 33037 - **County:** Monroe - **Neighborhood:** STILLWRIGHT POINT NO 2 - **Coordinates:** 25.160166, -80.392426 - **Google Maps:** https://www.google.com/maps?q=25.160166,-80.392426 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/mia/A12107539 ## Listing Agent - **Name:** Ricky Kallabat PA · **License:** 3254287 - **Brokerage:** 1426 Real Estate LLC D/B/A Keller Williams Coral Gables Realty - **Broker Phone:** (305) 662-7325 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Center-Ln_Key-Largo_FL_33037_M50914-08378?f=listhub&s=MAORFL&m=A12107539&c=propsimple) ## Photos ![20 Center Ln - Photo 1](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1341955960r.jpg) ![20 Center Ln - Photo 2](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1088576027r.jpg) ![20 Center Ln - 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Photo 47](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f302117652r.jpg) ![20 Center Ln - Photo 48](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f2100828639r.jpg) ![20 Center Ln - Photo 49](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f2640147204r.jpg) ![20 Center Ln - Photo 50](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f2368097930r.jpg) ![20 Center Ln - Photo 51](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1558996853r.jpg) ![20 Center Ln - Photo 52](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f3325400038r.jpg) ![20 Center Ln - Photo 53](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f441246241r.jpg) ![20 Center Ln - Photo 54](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f3880645781r.jpg) ![20 Center Ln - Photo 55](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f4114166216r.jpg) ![20 Center Ln - Photo 56](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f2347781624r.jpg) ![20 Center Ln - Photo 57](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1020414510r.jpg) ![20 Center Ln - Photo 58](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f4138356453r.jpg) ![20 Center Ln - Photo 59](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1799672233r.jpg) ![20 Center Ln - Photo 60](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f183575257r.jpg) ![20 Center Ln - Photo 61](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f553683358r.jpg) ![20 Center Ln - Photo 62](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1261498823r.jpg) ![20 Center Ln - Photo 63](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1963054180r.jpg) ![20 Center Ln - Photo 64](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f3312695584r.jpg) ![20 Center Ln - Photo 65](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f36231247r.jpg) ![20 Center Ln - Photo 66](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f3362670807r.jpg) ![20 Center Ln - Photo 67](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f3750626702r.jpg) ![20 Center Ln - Photo 68](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f1619010454r.jpg) ![20 Center Ln - Photo 69](http://lh.rdcpix.com/bd1169a5680516e280cbe8bbf6a078c5l-f946185917r.jpg) --- **MLS#:** A12107539 | **Updated:** 2026-10-26 **Source:** listhub *Copyright © 2026 Miami REALTORS®. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20-center-ln-key-largo-fl-33037-67bd515d972a4dc584a514ae5796dc8a) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20-center-ln-key-largo-fl-33037-67bd515d972a4dc584a514ae5796dc8a#listing", "url": "https://www.propertysimple.ai/listing/20-center-ln-key-largo-fl-33037-67bd515d972a4dc584a514ae5796dc8a", "name": "20 Center Ln, Key Largo, FL 33037", "description": "Boater's Dream Home in Stillwater! Stunning newer construction turn-key, smart waterfront estate offers 4 bedrooms, 3 full baths, 1 half bath, complete with a heated in-ground pool AND elevator. Built in 2015 and completely revamped in 2021, this home is crafted for the ultimate coastal lifestyle. Features a 55-ft finished dock with direct Blackwater Sound access, 18,000 lb boat lift, & 2 jet ski docks. The entire 3rd floor is dedicated to a luxurious primary suite with a spa-inspired bath, oversized walk-in closet, & private retreat. Walk up to your massive rooftop playground built to make fantasies come true! The fully pavered ground floor is built for entertaining, featuring a half bath, DC motor fans, ice maker, & built-in sound system. The main living level boasts soaring ceilings with floor-to-ceiling impact sliding doors, tinted windows, & electric shades. Enjoy an open gourmet kitchen with quartzite/marble countertops, stainless appliances, designer lighting, a dry bar with a wine cooler, plus a 2nd-floor primary suite, 2 additional bedrooms, 2 full baths, & a washer/dryer. Enjoy stunning views from oversized balconies on each living floor, plus a rooftop deck for sunset dining. Highlights include 2-zone A/C, exterior insect-defense blue lights, and low insurance at only $7,000 annually. Located at MM 105-just one hour from Miami! Can be sold fully furnished! Call listing agent today! 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