# 20 Division Street, Cambridge, NY 12816

> **TL;DR:** 1bd/2ba single family, $99,900 ($138/sqft), built 1920, 722 sqft.
> 2-car garage. Est. $534/mo. Listed 98 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $99,900 |
| Price/sqft | $138 |
| Bedrooms | 1 |
| Bathrooms | 1 full, 1 half |
| Square Feet | 722 |
| Year Built | 1920 |
| Lot Size | 12,197 sqft (0.28 acres) |
| Garage | 2-car |
| Property Type | Single Family (Single Family Residence) |
| Status | Pending |
| Days on Market | 98 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Principal & Interest (20% down, 30-year at 6.5%) | $505 |
| Estimated Insurance | $29 |
| **Total** | **$534** |

## Nearby Schools

- **Elementary:** Cambridge
- **High:** Cambridge

## Key Amenities

- 2-car garage

## Property Highlights

- Built in 1920
- 0.28 acre lot
- 5 parking spaces

## Description

### Agent Description
Multiple Offer Situation- HIGHEST & BEST OFFERS due Friday, 8/21 at NOON. Welcome to this adorable home in the Village of Cambridge! Affordable living- start building equity rather than paying a landlord! Also, has potential to be a nice rental investment property. Great location with a beautiful, level yard. You will LOVE the heated, oversized 2-car detached garage with walk-up storage on the 2nd level. This 722 square foot home includes 1 bedroom and 1.5 baths (very small toilet closet on first level.) It does need some work/updating but has a ton of potential! Close to all that Vermont has to offer- only 30 min to Bennington and 30 min to Manchester. Just around an hour to several major Vermont ski mountains. Approximately 40 min to Saratoga Springs, 50 min to Troy and 55 min to Albany. Cambridge School District. Please note: low ceilings on 2nd level, point well (public water available at the street), propane services garage furnace/kitchen stove (currently no propane tank at property.) Please make your offers accordingly, knowing that the property needs work.

## Location

- **Address:** 20 Division Street, Cambridge, NY 12816
- **County:** Washington
- **Coordinates:** 43.029564, -73.372771
- **Google Maps:** https://www.google.com/maps?q=43.029564,-73.372771

## Virtual Tour & Media

- **Video Tour:** https://app.doaudiotours.com/unbranded?id=27488&lang=en-US

## Listing Agent

- **Name:** Abbey McCormick · **License:** 10301220833
- **Brokerage:** KW Platform
- **Broker Phone:** (518) 724-5800
- **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Division-St_Cambridge_NY_12816_M39453-59623?f=listhub&s=CRMLSNY&m=202622664&c=propsimple)

## Photos

![20 Division Street - Photo 1](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f493438577r.jpg)

![20 Division Street - Photo 2](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2560044513r.jpg)

![20 Division Street - Photo 3](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1329697055r.jpg)

![20 Division Street - Photo 4](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3787573422r.jpg)

![20 Division Street - Photo 5](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2385814389r.jpg)

![20 Division Street - Photo 6](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2563547262r.jpg)

![20 Division Street - Photo 7](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1732179662r.jpg)

![20 Division Street - Photo 8](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3458948391r.jpg)

![20 Division Street - Photo 9](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3906019525r.jpg)

![20 Division Street - Photo 10](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2035878839r.jpg)

![20 Division Street - Photo 11](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2913044569r.jpg)

![20 Division Street - Photo 12](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2146039286r.jpg)

![20 Division Street - Photo 13](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3816460646r.jpg)

![20 Division Street - Photo 14](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f593389034r.jpg)

![20 Division Street - Photo 15](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f179551024r.jpg)

![20 Division Street - Photo 16](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3004236296r.jpg)

![20 Division Street - Photo 17](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1525365134r.jpg)

![20 Division Street - Photo 18](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1944329439r.jpg)

![20 Division Street - Photo 19](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f174128723r.jpg)

![20 Division Street - Photo 20](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1560538015r.jpg)

![20 Division Street - Photo 21](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2431101762r.jpg)

![20 Division Street - Photo 22](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3444415720r.jpg)

![20 Division Street - Photo 23](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1045073124r.jpg)

![20 Division Street - Photo 24](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1214731866r.jpg)

![20 Division Street - Photo 25](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2867323048r.jpg)

![20 Division Street - Photo 26](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1175799625r.jpg)

![20 Division Street - Photo 27](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2554949540r.jpg)

![20 Division Street - Photo 28](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f716257151r.jpg)

![20 Division Street - Photo 29](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3720917782r.jpg)

![20 Division Street - Photo 30](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f2817857740r.jpg)

![20 Division Street - Photo 31](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f3643010129r.jpg)

![20 Division Street - Photo 32](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1090609699r.jpg)

![20 Division Street - Photo 33](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f579649968r.jpg)

![20 Division Street - Photo 34](http://lh.rdcpix.com/8e4f109eb9898b25743b3f427c749e3dl-f1343182694r.jpg)

---

**MLS#:** 202622664 | **Updated:** 2026-10-27
**Source:** listhub

*Copyright © 2026 Global MLS, Inc. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.ai/listing/20-division-street-cambridge-ny-12816-4cb7698f7d144c9c8525a2fbea5011f6)

---

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