# 20 FERNON Drive, Palm Coast, FL 32137 > **TL;DR:** 4bd/3ba single family, $522,300 ($167/sqft), built 2027, 3,130 sqft. > A/C, 3-car garage. Est. $2,793/mo. Listed 65 days. ## Property at a Glance | Attribute | Value | |-----------|-------| | Price | $522,300 | | Price/sqft | $167 | | Bedrooms | 4 | | Bathrooms | 3 full | | Square Feet | 3,130 | | Year Built | 2027 | | Lot Size | 10,019 sqft (0.23 acres) | | Stories | 1 | | Garage | 3-car | | Property Type | Single Family (Single Family Residence) | | Status | Pending | | Days on Market | 65 | ## Why This Home Stands Out - **Large Garage** - 3-car garage ## Estimated Monthly Costs | Category | Amount | |----------|--------| | Principal & Interest (20% down, 30-year at 6.5%) | $2,641 | | Estimated Insurance | $152 | | **Total** | **$2,793** | ## Nearby Schools - **Elementary:** Old Kings Elementary - **Middle:** Indian Trails Middle-FC - **High:** Matanzas High ## Key Amenities - A/C - 3-car garage ## Property Highlights - Built in 2027 - 0.23 acre lot ## Description ### Agent Description Pre-Construction. To be built. Luxury Smart Home Living in Palm Coast - MUST SEE! The Livorno showcases a thoughtfully designed split-bedroom layout with high-end finishes, spacious gathering areas, and modern smart home technology. Located in desirable Palm Coast, the home is surrounded by natural beauty, including scenic nature trails and gorgeous beaches. A striking stone exterior accent creates impressive curb appeal, while the entry opens to a grand foyer highlighted by tray ceilings, 10-foot ceilings, and a thoughtfully designed open layout. The home also features a formal dining room and versatile flex space that can serve as a home office, media room, or playroom. Luxury vinyl flooring extends throughout the main living areas, with carpet providing comfort in the bedrooms. The spacious great room is filled with natural light and flows to the oversized covered lanai, creating an inviting extension of the interior living space. At the heart of the home, the designer gourmet kitchen features a large island, quartz countertops, soft-close cabinets, stainless steel appliances including a double wall oven and cooktop, wet bar, and a cozy breakfast nook. The primary suite provides a private retreat with tray ceilings, dual walk-in closets, and a deluxe bath appointed with dual sinks, quartz countertops, soft-close cabinetry, and an oversized tiled shower. A private sliding glass door provides additional access to the covered lanai. Bedrooms 2 through 4 are generously sized, with two secondary bedrooms positioned toward the rear of the home and featuring walk-in closets. These bedrooms share a full bath with a tub and shower combination. An additional bedroom at the front of the home provides added privacy and includes a full bath with a walk-in tiled shower, creating flexible space for guests or multigenerational living. Smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, DEAKO Switches, and a network connection panel. Additional highlights include a spacious laundry and mud room, durable architectural shingles, ZIP System sheathing, low-emissivity windows, professional landscaping, a 3-car garage, and the peace of mind of a full builder warranty. Experience the craftsmanship, upscale finishes, thoughtful design, and modern technology of the Livorno. Schedule your private showing today! We can't wait to welcome you home! ## Location - **Address:** 20 FERNON Drive, Palm Coast, FL 32137 - **County:** Flagler - **Neighborhood:** PALM COAST - **Coordinates:** 29.595907, -81.226622 - **Google Maps:** https://www.google.com/maps?q=29.595907,-81.226622 ## Virtual Tour & Media - **Video Tour:** https://www.propertypanorama.com/instaview/stellar/O6437470 ## Listing Agent - **Name:** Bridgette Hoyt - **Brokerage:** New Home Star Florida - **Broker Phone:** (407) 494-5528 - **Listing URL:** [View original listing](https://www.realtor.com/realestateandhomes-detail/20-Fernon-Ln_Palm-Coast_FL_32137_M63897-28168?f=listhub&s=MFRMLSFL&m=O6437470&c=propsimple) ## Photos ![20 FERNON Drive - Photo 1](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f910068006r.jpg) ![20 FERNON Drive - Photo 2](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1454399396r.jpg) ![20 FERNON Drive - Photo 3](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f4270042845r.jpg) ![20 FERNON Drive - Photo 4](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f4293262882r.jpg) ![20 FERNON Drive - Photo 5](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f3364280459r.jpg) ![20 FERNON Drive - Photo 6](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f282471643r.jpg) ![20 FERNON Drive - Photo 7](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1406885383r.jpg) ![20 FERNON Drive - Photo 8](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f4101781124r.jpg) ![20 FERNON Drive - Photo 9](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1014485375r.jpg) ![20 FERNON Drive - Photo 10](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2444744106r.jpg) ![20 FERNON Drive - Photo 11](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f3121630923r.jpg) ![20 FERNON Drive - Photo 12](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2253766023r.jpg) ![20 FERNON Drive - Photo 13](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1350081706r.jpg) ![20 FERNON Drive - Photo 14](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2799351561r.jpg) ![20 FERNON Drive - Photo 15](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2052492833r.jpg) ![20 FERNON Drive - Photo 16](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1442218079r.jpg) ![20 FERNON Drive - Photo 17](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f562463528r.jpg) ![20 FERNON Drive - Photo 18](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2602748159r.jpg) ![20 FERNON Drive - Photo 19](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f296686935r.jpg) ![20 FERNON Drive - Photo 20](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1570158640r.jpg) ![20 FERNON Drive - Photo 21](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f147637043r.jpg) ![20 FERNON Drive - Photo 22](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1361608605r.jpg) ![20 FERNON Drive - Photo 23](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2264917545r.jpg) ![20 FERNON Drive - Photo 24](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f3551197330r.jpg) ![20 FERNON Drive - Photo 25](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2845717699r.jpg) ![20 FERNON Drive - Photo 26](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1800016546r.jpg) ![20 FERNON Drive - Photo 27](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2551312329r.jpg) ![20 FERNON Drive - Photo 28](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2860121642r.jpg) ![20 FERNON Drive - Photo 29](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1805570510r.jpg) ![20 FERNON Drive - Photo 30](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f1979690037r.jpg) ![20 FERNON Drive - Photo 31](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2555187333r.jpg) ![20 FERNON Drive - Photo 32](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f725156199r.jpg) ![20 FERNON Drive - Photo 33](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f3971899391r.jpg) ![20 FERNON Drive - Photo 34](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f592058477r.jpg) ![20 FERNON Drive - Photo 35](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2146698090r.jpg) ![20 FERNON Drive - Photo 36](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f2395858747r.jpg) ![20 FERNON Drive - Photo 37](http://lh.rdcpix.com/1e04e614e7e6bf60bfeef6b1eebe5becl-f622018335r.jpg) --- **MLS#:** O6437470 | **Updated:** 2026-10-30 **Source:** listhub *Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.* [View on PropertySimple](https://www.propertysimple.ai/listing/20-fernon-drive-palm-coast-fl-32137-24d0d1cc51264047a650d756d922e552) --- ## Structured Data ```json { "@context": "https://schema.org", "@type": "RealEstateListing", "@id": "https://www.propertysimple.ai/listing/20-fernon-drive-palm-coast-fl-32137-24d0d1cc51264047a650d756d922e552#listing", "url": "https://www.propertysimple.ai/listing/20-fernon-drive-palm-coast-fl-32137-24d0d1cc51264047a650d756d922e552", "name": "20 FERNON Drive, Palm Coast, FL 32137", "description": "Pre-Construction. To be built. Luxury Smart Home Living in Palm Coast - MUST SEE! The Livorno showcases a thoughtfully designed split-bedroom layout with high-end finishes, spacious gathering areas, and modern smart home technology. 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