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About This Home

This 4-bedroom, 3-bathroom single family at 20 LUDLOW LANE W in Palm Coast, FL is listed for $449,000 ($214 per sqft). Built in 2024, the home offers 2,094 sqft of living space on a 0.23 acres lot.

Agent Description

Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality—something rarely found in today’s market. From the moment you walk in, you’ll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today’s lifestyle.

One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you’re accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities. The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated—perfect for entertaining or everyday living. Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys. Perfectly situated on the desirable southern end of Palm Coast, you’re just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity. Homes like this—with a private suite, modern upgrades, and prime location—are incredibly hard to find. This is the one buyers wait for… and it will not last long.

Key Features

  • Built in 2024
  • 0.23 acre lot

Property Details

3 full
2024

Monthly Cost Estimate

$2,401/mo

20% down · 6.5% · 30 years

Principal$325
Interest$1,946
Insurance$131

Estimates only. Actual payments may vary.

Location

20 LUDLOW LANE W

Palm Coast, FL 32137

ASPIRE AT PALM COAST

Features & Amenities

Interior Features

Ceiling Fans(s)High CeilingsKitchen/Family Room ComboLiving Room/Dining Room ComboOpen FloorplanSolid Surface CountersSplit BedroomWalk-in Closet(s)Window Treatments

Exterior Features

French Doors

Property Details

Flooring

CarpetTileTile - Ceramic

Construction

BlockStucco

Parking

GarageGarage - Attached

Heating

Central

Cooling

Central Air

Appliances

DishwasherDryerMicrowaveRangeWasher

Questions & Answers

This 4-bedroom, 3-bathroom single family at 20 LUDLOW LANE W is listed at $449,000 ($214/sqft). The estimated monthly payment is $1,946 based on 20% down at 6.5% interest.

Key features include: Built in 2024, 0.23 acre lot. Interior Features: Ceiling Fans(s), High Ceilings, Kitchen/Family Room Combo. Exterior Features: French Doors.

This property is listed by Julie Sabine and can be reached at 3869316311 or jsabine@realtyexchangefl.com.

JS

Julie Sabine

Agent at REALTY EXCHANGE, LLC

(386) 931-6311

Listed by REALTY EXCHANGE, LLC · View on Broker Site

MLS# FC317362· Source: listhub· Updated 59 days ago

Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 LUDLOW LANE W, Palm Coast, FL 32137

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