# 20 LUDLOW LANE W, Palm Coast, FL 32137

> **TL;DR:** 4bd/3ba single family, $449,000 ($214/sqft), built 2024, 2,094 sqft. Est. $1,946/mo. Listed 59 days.

## Property at a Glance

| Attribute | Value |
|-----------|-------|
| Price | $449,000 |
| Price/sqft | $214 |
| Bedrooms | 4 |
| Bathrooms | 3 full |
| Square Feet | 2,094 |
| Year Built | 2024 |
| Lot Size | 10,019 sqft (0.23 acres) |
| Property Type | Single Family (Single Family Residence) |
| Status | For Sale |
| Days on Market | 59 |

## Estimated Monthly Costs

| Category | Amount |
|----------|--------|
| Mortgage (20% down, 6.5%) | $1,946 |
| **Total** | **$1,946** |

## Property Highlights

- Built in 2024
- 0.23 acre lot

## Description

### Agent Description
Welcome to a showstopper that truly has it all! Built in 2024 and crafted with solid concrete block construction, this like-new home delivers the perfect blend of modern design, flexibility, and functionality—something rarely found in today’s market. From the moment you walk in, you’ll feel the difference with its spacious layout, high-end upgrades, and thoughtfully designed living spaces that cater to today’s lifestyle.
One of the standout features is the private in-law suite, offering its own bedroom, full bathroom, separate living area, and a kitchenette, all tucked behind a door that creates a completely private retreat. Whether you’re accommodating extended family, hosting guests, setting up a home office, or creating the ultimate teen suite, this space offers endless possibilities.    The rest of the home is equally impressive with a split floor plan that provides privacy and comfort for everyone. Three additional bedrooms and two bathrooms are positioned away from the primary suite, which is privately located at the rear of the home, creating a peaceful escape. The main living areas are enhanced with beautiful tile flooring, and the upgraded kitchen is a true centerpiece, featuring a modern farmhouse style that is both warm and sophisticated—perfect for entertaining or everyday living.  Step outside to a spacious covered patio, ideal for relaxing evenings or weekend gatherings, and enjoy the convenience of a large three-car garage with plenty of room for vehicles, storage, and all your toys.   Perfectly situated on the desirable southern end of Palm Coast, you’re just minutes to I-95, surrounded by new shopping and dining options, and only a short 14-minute drive to Flagler Beach. With no HOA restrictions and short-term rentals allowed, this property offers not only a beautiful place to call home but also an incredible investment opportunity.   Homes like this—with a private suite, modern upgrades, and prime location—are incredibly hard to find. This is the one buyers wait for… and it will not last long.

## Location

- **Address:** 20 LUDLOW LANE W, Palm Coast, FL 32137
- **County:** Flagler
- **Neighborhood:** ASPIRE AT PALM COAST
- **Coordinates:** 29.600162, -81.254652
- **Google Maps:** https://www.google.com/maps?q=29.600162,-81.254652

## Listing Agent

- **Name:** Julie Sabine
- **Brokerage:** REALTY EXCHANGE, LLC
- **Phone:** 3869316311
- **Email:** jsabine@realtyexchangefl.com

## Primary Photo

![20 LUDLOW LANE W - Primary Photo](http://lh.rdcpix.com/46745157d6711024725e0dc8e8027f94l-f1576919759r.jpg)

*51 total photos available on [listing page](https://www.propertysimple.com/listing/20-ludlow-lane-w-palm-coast-fl-32137-fc317362)*

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**MLS#:** FC317362 | **Updated:** 2026-06-19
**Source:** listhub

*Copyright © 2026 Stellar MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.*

[View on PropertySimple](https://www.propertysimple.com/listing/20-ludlow-lane-w-palm-coast-fl-32137-fc317362)

---

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