About This Home

This 1-bedroom, 1-bathroom single family at 20 Main #13 in Garnerville, NY is listed for $139,999 ($147 per sqft). Built in 1972, the home offers 950 sqft of living space on a N/A lot.

Key Features

  • Built in 1972
  • 2 stories
  • 2 parking spaces

Property Details

2 stories
1 full
2 spaces
#13
1972

Amenities

A/C
Listing Description

Why rent when you can own?! If you've been waiting for an affordable place that feels like home, this is it! This charming townhouse-style one-bedroom co-op offers incredible value with a great location. The bright kitchen features a brand new dishwasher and just off the kitchen is a dedicated dining area with room for a full table, plus a large pantry for extra storage.

The spacious living room flows effortlessly into the dining area, creating a comfortable layout that's perfect for everyday living or entertaining. Upstairs, you'll find a generously sized bedroom with double closets and plenty of space for all of your furniture, along with a beautifully updated full bath and a separate linen closet.

Laminate flooring on the main level, hardwood floors upstairs, ceiling fans, and updated fixtures add to the home's appeal. The monthly HOA cover taxes, heat, gas, water, lawn care, and snow removal, so your only additional utilities are electricity and cable.

There's also on-site laundry, additional storage and best of all convenient level parking. Affordable and easy to maintain, this is a wonderful opportunity for a first-time buyer, someone looking to downsize, or anyone ready to stop renting and start building equity. Come see why this hidden gem is one of the best values on the market!

Monthly Cost Estimate

$749/mo

20% down · 6.5% · 30 years

Principal$101
Interest$607
Insurance$41

Estimates only. Actual payments may vary.

Location

20 Main #13

Garnerville, NY 10923

Features & Amenities

Interior Features

Eat-in KitchenStorage

Property Details

Construction

Frame

Parking

Assigned

Heating

Baseboard

Cooling

Wall/Window Unit(s)Window Unit(s)

Appliances

DishwasherGas RangeMicrowaveRangeRefrigerator

Questions & Answers

This 1-bedroom, 1-bathroom single family at 20 Main is listed at $139,999 ($147/sqft). The estimated monthly payment is $749 based on 20% down, a 30-year loan at 6.5% interest, estimated insurance.

Key features include: Built in 1972, 2 stories, 2 parking spaces. Interior Features: Eat-in Kitchen, Storage.

This property is listed by Liz Benuscak and can be reached at 8454804086.

LB

Liz Benuscak

Agent at Century 21 Full Service Realty

(845) 480-4086

Listed by Century 21 Full Service Realty · Broker phone: (845) 639-1234 · View on Broker Site

MLS# 1029657· Source: OneKey MLS· 26 days on PropertySimple

Copyright © 2026 OneKey MLS. All rights reserved. All information provided by the listing agent/broker is deemed reliable but is not guaranteed and should be independently verified.

20 Main #13, Garnerville, NY 10923

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